48.The author wrote this passage in order to     .

    A.persuade us to go to Hart’s workshop       B.tell us the news about Hart’s workshop

    C.tell us how to run a workshop like Hart’s    D.help us to look at various kinds of anger

C

It was a day to celebrate if your family had put most of its money in a bank . You will get more money back because of a recent rise in interest rates .

On October 29, for the first time in nine years , the People’s Bank of China (PBOC) raised interest rates . The rate for one-year renminbi deposits (存款) was increased from 1.98 percent to 2.25 percent . And the rate for one-year renminbi loans (贷款) went up from 5.31 percent to 5.58 percent . Longer-term rates saw higher increases .

So what are interest rates ? Banks offer some money to encourage people to keep their savings in a saving account , and ask more money in return if you borrow some money from them .The percentages of the extra money are the interest rates .

If your parents have borrowed money from banks to pay for houses or cars , the interest rates rise was not good news .

An increase in the interest rate on a loan means the borrower will need to repay more to the bank . For example , a person who borrowed 10, 000 Yuan from the bank had to return 10,531 Yuan to the bank before the interest rise . But after the interest rates were increased , he has to pay extra 27 Yuan per year .

The rise came following a great demand for the cooling of the overheating Chinese economy .For several years pushed by a huge investment and construction projects , the country has had the fastest economic growth in the world . But this can be damaging just as it is when a person grows too fast and can no longer fit their clothes . It is hoped that with a higher interest rate people will act more cautiously and take less risk when borrowing money .

“The rate rise will help the economy to cool down . It will reduce investment in unnecessary industrial and construction projects,” said Su Ning , deputy governor of the PBOC.

44.What is the main idea of the last three paragraphs ?

    A.God will help those who are most diligent

    B.Actions are more important than goals .

    C.God will help you if necessary .

    D.You are the master of your goals and actions .

B

Britons Learn to Forgive

Leeds , England -A Leeds University psychology professor is teaching a course to help dozens of Britons forgive their enemies .

“The hatred we hold within us is a cancer .” Professor Ken Hart said , adding that holding anger can lead to problems such as high blood pressure and heart disease .

More than 70 people have become members in Hart’s first 20-week workshop in London- a course he says is the first of its kind in the world .

These are people who are sick and tired of living with a memory . They realize their bitterness is a poison they think they can pour out , but they end up drinking it themselves , said Canadian-born Hart .

The students meet in groups of eight to ten for a two-hour workshop with an adviser every fortnight .

The course , ending in July , is expected to get rid of the cancer of hate in these people . “People have lots of negative attitudes towards forgiveness.” He said . “People confuse forgiveness with forgetting . Forgiveness means changing from a negative attitude to a positive one .”

Hart and his team have created instructions to provide the training needed .

“The main idea is to give you guide-lines on how to look at various kinds of anger and how they affect you , and how to change your attitudes towards the person you are angry with.” Said Norman Claringbull , a senior expert on the forgiveness project .

Hart says he believes forgiveness is a skill that can be taught , as these people “want to get free of the past .”

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