9．According to the passage， to reduce negative people’s influence on us，we are advised　　 ．

　　 A． to change negative people’s attitude to life

　　 B． to show our dissatisfaction to negative people

　　 C． to make negative people feel ashamed of themselves

　　 D． to communicate with negative people as little as possible

8．Some negative people base their happiness on　　　　 ．

　　 A．other people’s pity for them

　　 B．making other people unhappy

　　 C．building up a positive attitude

　　 D．other people’s respect for t hem

7．How can negative people have effect on us?

　　 A．By influencing our emotion．

　　 B．By telling US the nature of life．

　　 C．By changing our way of thinking．

　　 D．By comparing their attitude to life with ours．

6．The purpose of the first paragraph is to　　　　　 ．

　　 A．make a comparison　　 　　　　　　　　　　　　　　　 B．offer an evidence

　　 C．introduce a topic 　　 D．describe a daily scene

4.　　　 Translate the underlined sentence in the passage into Chinese.

___________________________________________________________________

3.　　　 Fill in the blank with proper words or phrases to complete the sentence. (Please answer with no more than 10 words.)

___________________________________________________________________

2.　　　 List three ways offered by the universities for students’ management of personal budget. (Please answer with no more than 20 words.)

(1) _________________ (2) _________________ (3) _________________

1.　　　 What does a student budget usually cover, according to Senem Bakar? (Please answer with no more than 10 words.)

___________________________________________________________________

4] Also, many banks offer special services for students, like free checking accounts, including a debit card. Debit cards can be used almost anywhere credit cards are accepted. Millions of Americans now use a debit card or credit card, instead of paper money or checks, to make most of their purchases. With a credit card, you are borrowing money every time you use it. ______________. They are linked directly to a checking account so you are paying with your own money. Debit cards, also known as check cards, do not have interest charges. But users are charged if they try to spend more than the amount available in their account. These fees can be costly even if you overspend by just a few cents.