74.According to Stephen Moir,students 　　　　.

A.are too young to be exposed to financial issues

B.should learn to manage their finances well

C.should maintain a positive attitude when facing loans

D.benefit a lot from lessons on personal finance

73.The phrase “to raise the ceiling” in Paragraph 2 probably means “　　　　 ”.

A.to raise the student loans

B.to improve the school facilities

C.to increase the upper limit of the tuition

D.to lift the school building roofs

72.Which of the following can be found from the five-year research project?

A.Students understand personal finances differently.

B.University tuition fees in England have been rising.

C.Teenagers tend to overestimate their future earnings.

D.The students’ payback ability has become a major issue.

67.The solution to Plain Mom’s problem is to 　　　　.

A.make her daughter look less ridiculous

B.let her daughter dress up like her friends

C.make her daughter go to a spa every week

D.let her daughter feel herself what beauty is

答案　 65.A　 66.C　 67.D

Passage 44

(08·上海C篇)

A study involving 8,500 teenagers from all social backgrounds found that most of them are ignorant when it comes to money.The findings,the first in a series of reports from NatWest that has started a five-year research project into teenagers and money,are particularly worrying as this generation of young people is likely to be burdened with greater debts than any before.

University tuition fees (学费) are currently capped at ￡3,000 annually,but this will be reviewed next year and the Government is under enormous pressure to raise the ceiling.

In the research,the teenagers were presented with the terms of four different loans but 76 per cent failed to identify the cheapest.The young people also predicted that they would be earning on average ￡31,000 by the age of 25,although the average salary for those aged 22 to 29 is just ￡17,815.The teenagers expected to be in debt when they finished university or training,although half said that they assumed the debts would be less than ￡10,000.Average debts for graduates are ￡12,363.

Stephen Moir,head of community investment at the Royal Bank of Scotland Group which owns NatWest,said,“The more exposed young people are to financial issues,and the younger they become aware of them,the more likely they are to become responsible,forward-planning adults who manage their finances confidently and effectively.”

Ministers are deeply concerned about the financial pressures on teenagers and young people because of student loans and rising housing costs.They have just introduced new lessons in how to manage debts.Nikki Fairweather,aged 15,from St Helens,said that she had benefited from lessons on personal finance,but admitted that she still had a lot to learn about money.

66.What disturbs Plain Mom is that her daughter 　　　　.

A.becomes mad

B.cries a lot

C.spends much time before the mirror

D.is not beautiful enough

65.Why are the children not allowed to play football in the playground?

A.The school is afraid that children might be injured.

B.The school is not sensible and confident.

C.The children don’t have enough time to do homework.

D.The children may fail to fulfill their academic potential.

52.What can we know from the example of the Yucky Pill advertisement?

A.False statements are easy to see through.

B.Half-truths are often used to mislead people.

C.Doctors like to act in advertisements.

D.Advertisements are based on facts.

答案　 49.A　 50.C　 51.A　 52.B

Passage 43

(08·上海A篇)

ASK LASKAS

YOU’VE GOT QUESTIONS,SHE’S GOT ANSWERS

Q My children go to a primary school where they are not allowed to play football in the playground for fear that a child might be hurt.Besides,now the school says there must be no homework because the local secondary school can’ the school do this?Puzzled Dad

A It can’t if enough parents do something about it.It is not just schools.We live in a society which wishes to get rid of risk.However,schools should have a little common sense and courage.Children need risk if they are to grow up self-sufficient and confident.They need homework,too,if they are to fulfill their academic poten-

plain,loudly.

Q I have a beautiful teenage daughter who spends an hour making up her face in front of the mirror every day.I tell her to go easy.She just gets mad or bursts into tears.How can I make her understand she’s beautiful the way she is.Plain Mom

A You can’t.Your daughter is at the age when she’s trying to look beauty-

ful,trying on new masks.And if her friends all dress up as she does,you’re in for an extra hard time.Support her and tell her she’s beautiful-even if she looks ridiculous for now.Then invite her to join you for a day at a spa(健康美容中心).Let her try various looks until she’s comfortable in her own skin.

51.What do the underlined words “net gain” in Paragraph 5 mean?

A.Final increase.　　　　　　　　　　　　　　　　　 B.Big advantage.

C.Large share.　　　　　　　　　　　　　　　　　　 D.Total saving.

50.We may infer that the author believes people should 　　　　.

A.buy lottery tickets　　　　　　　　　　　 B.make use of half-truths

C.not take anything at face value　　 D.not trust the Yucky Company

49.How much did the lottery winner lose?

A.One hundred dollars.　　　　　　　　　　　　 B.Two hundred dollars.

C.Three hundred dollars.　　　　　　　　　　　 D.Four hundred dollars.