4．What would
be the best title for this Text?
A．Tea Is
Better Than Coffee. B．Tea May
Help Fight Infection
C．Tea Can
Help Prevent Cancer. D．Our Body
Needs Tea
文章主旨:
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二
Maybe you
never opened that account, but someone else did --someone who used your name
and personal information to commit fraud(造假). When an
imposter uses your name, your credit card number, or some other piece of your
personal information for their own purpose –in short, when someone takes your
personal information without your knowledge –it’s a crime, pure and simple.
The biggest
problem is that you may not know your identity(身份)has been
stolen until you notice that something’s wrong: you may get bills for a credit
card account you never opened, your credit report may include debts you never
knew you had, a billing cycle may pass without your receiving a statement, or
you may see charges on your bills that you didn’t sign for, and even don’t know
anything about.
If someone
has stolen your identity, the Federal Trade Commission (FTC) suggests that you
take three actions immediately.
First,
contact the fraud departments of each of the three major credit offices. Tell
them to flag your file with a fraud alert(警告)including a
statement that creditors should get your permission before opening any new
accounts in your name.
Then, ask
the credit offices for copies of your credit reports. Credit offices must give
you a free copy of your report if it is not correct because of fraud. Review
your reports carefully to make sure no additional fraudulent accounts have been
opened in your name or unauthorized(侵权的)changes made to your present accounts. In a few months, order new
copies of your reports to check your corrections and changes, and to make sure
no new fraudulent activity has occurred.
