题目内容

Everybody in this world is different from one another. But do you know that understanding differences can help you better manage your money?

As we grow up, we gradually develop a set of our own values or beliefs. These are influenced by society, our family, the education we receive and so on. Once this value system is set up, it’s not easy to change later in life.

Financial experts say that everyone also has their own belief of how to manage their finances. This is the part of our value system and it has a great effect on the way we look after our money. According to our different values, experts put us in three categories. They are: the ant, the cricket and the snail.

The ant --work first

Just like ants who work heart and soul in summer in order to store food for winter, these people don’t care about enjoying the moment. They work very hard and save money they earn so that they can enjoy life when they get old and retire. The ant loves to save but they could make more out of their money if they were willing to invest in some funds and stocks with low risk.

The cricket（蟋蟀）--fun first

The cricket wants to enjoy everything now and doesn’t think too much about the future. They even borrow money when they really want something. Many young people now belong to this group. These people have little savings(存款). When they get old, they might have problems. They should learn to save and buy insurance.

The snail (蜗牛)--living under pressure

The snail refers to people who make life difficult for themselves. They take big long-term loans（贷款） from the bank in order to buy things such as luxury houses. They are happy to take big loans even though they are not sure if they can afford it. This can cause problems in the future. They should plan more carefully.

1.The ant refers to people who ________.

A. Work very hard in winter in order to store food for summer.

B. Could make more money if they worked harder

C. Save money they earn for their later life when they get old and retire

D. Only care about enjoying the moment by working very hard

2.The crickets borrow money because _________.

A. They would like to enjoy everything now

B. They are young

C. They think they have no future

D. They get old and have problems.

3.Which of the following is TRUE according to the last paragraph?

A. The snails enjoy life because they have luxury houses.

B. The snails live under pressure and they may have problems in the future.

C. The snails will take more loans if they realize that they can afford it.

D. The snails take big long-term loans because the interest for the long-term loans is low.

4.What is the author’s purpose in writing the passage?

A. To make fun of the three kinds of foolish people.

B. To make us understand the differences and manage our money better.

C. To make us understand we should spend our own money.

D. To state that we are the same as animals.

练习册系列答案
相关题目

Envelope Budget

From McDonald’s to Sonic, fast food had a bad effect on my waistline and my budget. It was nothing to run to a drive-through to pick up a cold drink or a quick bite to eat. It was so easy to use my card for a small purchase. For me, I got a lot of satisfaction from fast food.

One day I sat down and calculated that I was spending a surprising $40 a week on fast food. This was a lot of iced coffee and hamburgers! Instead of reducing my guilty pleasures, I decided to give myself a strong budget to reduce my consumption. Every Monday I placed an envelope with $20 in my purse. That was my fast food budget for the entire week. If there was anything left over at the end of the week, it was mine to save or spend. If I spent all of the money during the week, there were no more fast food stops that week.

The budget made me more mindful of my purchases. Instead of purchasing a large drink from Sonic, I would purchase a small. It was still satisfying but not nearly as pricey. Instead of eating a whole meal, I would pick the part that I actually wanted. Many days, the thought of hanging onto the money for a special purpose meant more to me than the instant satisfaction of fast food. I never really felt unhappy because it was a conscious choice to spend or save with each purchase.

Envelope budget kept me honest. I had a clear idea how much money was spent each week on fast food purchases. I started to bring my lunches more often to save more money for the week. It was a fun challenge to see how much I could save every week.

Changing the way I spent on fast food not only helped my budget, but improved my weight. In the first month I was able to get rid of 5 pounds by simply changing the way I approached spending on fast food. Now I am more likely to bring my lunch than to buy it. I am not upset, but empowered to make positive choices to improve my life.

1.According to Paragraph 1, the author ______ .

A. was fond of fast food very much

B. got some benefits from using her card

C. had no time to cook for herself

D. lived with a small amount of money

2.The author set her envelope budget to ______ .

A. make fast food spending under control

B. get rid of the habit of eating fast food

C. buy fast food at a good bargain

D. save money to buy more fast food

3.We can infer from the last paragraph that ______.

A. it is unusual to make some changes

B. the budget means a pressure on life

C. it is hard to enjoy a healthy lifestyle

D. envelope budget is good for health

4.What is the passage mainly about?

A. Why the author took envelope budget seriously.

B. How envelope budget changed the author’s life.

C. How fast food controlled the author’s behavior.

D. Why the author became addicted to fast food.

I work with Volunteers for Wildlife, a rescue and education organization at Bailey Arboretum in Locust Valley. Trying to help injured, displaced or sick creatures can be heartbreaking; survival is never certain. However, when it works, it is simply beautiful.

I got a rescue call from a woman in Muttontown. She had found a young owl(猫头鹰) on the ground. When I arrived, I saw a 2-to 3-week-old owl. It had already been placed in a carrier for safety.

I examined the chick(雏鸟) and it seemed fine. If I could locate the nest, I might have been able to put it back, but no luck. My next work was to construct a nest and anchor it in a tree.

The homeowner was very helpful. A wire basket was found. I put some pine branches into the basket to make this nest safe and comfortable. I placed the chick in the nest, and it quickly calmed down.

Now all that was needed were the parents, but they were absent. I gave the homeowner a recording of the hunger screams of owl chicks. These advertise the presence of chicks to adults; they might also encourage our chick to start calling as well. I gave the owner as much information as possible and headed home to see what news the night might bring.

A nervous night to be sure,but sometimes the spirits of nature smile on us all! The homeowner called to say that the parents had responded to the recordings. I drove over and saw the chick in the nest looking healthy and active. And it was accompanied in the nest by manfen5 the greatest sight of all — LUNCH! The parents had done their duty and would probably continue to do so.

1.What is unavoidable in the author’s rescue work according to paragraph 1?

A. Efforts made in vain.

B. Getting injured in his work.

C. Feeling uncertain about his future.

D. Creatures forced out of their homes.

2.Why was the author called to Muttontown?

A. To rescue a woman.

B. To take care of a woman.

C. To look at a baby owl.

D. To cure a young owl.

3.What made the chick calm down?

A. A new nest.

B. Some food.

C. A recording.

D. Its parents.

4.How would the author feel about the outcome of the event?

A. It’s unexpected.

B. It’s beautiful.

C. It’s humorous.

D. It’s discouraging.

Camping wild is a wonderful way to experience the natural world and,at its best,it makes little environmental influence.But with increasing numbers of people wanting to escape into the wilderness,it is becoming more and more important to camp unobtrusively（不引人注目地）and leave no mark.

Wild camping is not permitted in many places,particularly in crowded lowland Britain.Wherever you are,find out about organizations responsible for managing wild spaces,and contact them to find out their policy on camping and shelter building.For example,it is fine to camp wild in remote parts of Scotland,but in England you must ask the landowner's permission,except in national parks.

Camping is about having relaxation,sleeping outdoors,experiencing bad weather,and making do without modem conveniences.A busy,fully-equipped campsite（野营地）seems to go against this,so seek out smaller,more remote places with easy access to open spaces and perhaps beaches.Better still,find a campsite with no road access: walking in makes a real adventure.

Finding the right spot to camp is the first step to guaranteeing a good night's sleep.Choose a campsite with privacy and minimum influence on others and the environment.Try to use an area where people have obviously camped before rather than creating a new spot.When camping in woodland,avoid standing dead trees,which may fall on a windy night.Avoid animal runs and caves,and possible homes of biting insects.Make sure you have most protection on the windward side.If you make a fire,do so downwind of your shelter.Always consider what influence you might have on the natural world.Avoid damaging plants.A good campsite is found,not made—changing it should be unnecessary.

1.You needn't ask for permission when camping in .

A. national parks in England B. most parts of Scotland

C. crowded lowland Britain D. most parts of England

2.The author thinks that a good campsite is one .

A. with easy access B. used previously

C. with modern conveniences D. far away from beaches

3.The last paragraph mainly deals with .

A. protecting animals B. building a campfire

C. camping in woodland D. finding a campsite with privacy

4.The passage is mainly about .

A. the protection of campsites B. the importance of wild camping

C. the human influence on campsites D. the dos and don'ts of wild camping

I remember believing in Santa when I was a very young girl. However, as I grew older, I learned many ______ that “proved” his nonexistence. Always  _____ by nature, I was determined to use  _____ to decide whether Santa Claus was _____.

The first test  ______when I was 5. I decided that if I  _____ all night on Christmas Eve, I could see if Santa really came down the chimney.  ______, that was a useless _____. I fell asleep that year, and when I woke up, I saw a  _____ wrapped present under the  _____.

At the age of 7, I came up with another test to see if Santa was real. That year, I didn’t send out my Christmas letter to Santa because I wanted ______ for Christmas, but this turned into a plot. By then, I _______knew Santa wasn’t real, but I wanted enough ______ to support this. That year was ______, because on Christmas Eve, my mother dragged me to our local Wal-Mart and led me around the toy section. I ______ to say a word, but did let my eyes  _____ on a ballet set. I ______ that “Santa” wouldn’t know what I wanted because he shouldn’t be able to read my _____. However, my mother would know everything that caught my eyes in the store. If I got the ballet set the next morning, I would have my evidence. On Christmas morning, there was the ballet set, sitting under the tree again. ______ I didn’t use it much, my mother ended up returning it a few days later. She ______ Santa was generous enough to leave a receipt. That was the end to my task to discover the existence of Santa.

1.A. theories B. facts C. situations D. choices

2.A. cautious B. typical C. curious D. desperate

3.A. data  B. exams C. tricks D. tests

4.A. real B. wise C. merciful D. generous

5.A. worked B. happened C. succeeded D. failed

6.A. called up B. kept up C. stayed up D. made up

7.A. Instead B. Otherwise C. Therefore D. However

8.A. attempt B. suggestion C. effect D. struggle

9.A. roughly B. clearly C. beautifully D. tidily

10.A. bed B. tree C. chimney D. table

11.A. everything B. nothing C. anything D. something

12.A. hardly B. never C. already D. usually

13.A. evidence B. intention C. idea D. experience

14.A. amazing B. strange C. interesting D. annoying

15.A. hated B. tried C. hesitated D. refused

16.A. focus B. try C. put D. call

17.A. hoped B. explained C. argued D. figured

18.A. purpose B. opinion C. mind D. eyes

19.A. As B. If C. Although D. As soon as

20.A. admitted B. promised C. thought D. claimed

A group of graduates got together to visit their old university professor.

The conversation soon turned into complaints about ______ in work and life. To offer his _______ coffee, the professor went to the kitchen and ______ with a large pot of coffee and a ______ of cups — porcelain, plastic, glass, crystal, some plain-looking, some expensive, some beautiful — telling them to ______ themselves to the coffee.

When all the students had a cup of coffee in hand, the professor said, “if you have ______, all the nice-looking expensive cups have been taken up, ______ the plain and cheap ones. While it is ______ for you to want only the best for yourselves, that is the ______ of your problems and stress.”

“Be assured that the cup itself ______ no quality to the coffee. ______ it is just more expensive and in some cases ______ hides what we drink.”

“______ all of you really want is the coffee, not the cup, ______ you consciously went for the best cups… And then you began ______ each other’s cups.”

Now consider this: ______ is the coffee; the jobs, money and position in society are the cups. They are just tools to hold and ______ life, and the type of cup we have does not define, nor change the ______ of life we live. Sometimes, by concentrating only on the cup, we ______ to enjoy the coffee. Value the coffee, not the cups! Don’t let the cups ______ you … enjoy the coffee instead.

1.A. stress B. dream C. sorrow D. truth

2.A. friends B. customers C. fellows D. guests

3.A. carried B. returned C. arrived D. reached

4.A. kind B. variety C. sort D. number

5.A. devote B. expose C. help D. absorb

6.A. searched B. witnessed C. noticed D. discovered

7.A. leaving behind B. leaving over C. falling about D. falling behind

8.A. strange B. normal C. wonderful D. important

9.A. purpose B. answer C. source D. result

10.A. takes B. links C. passes D. adds

11.A. At no time B. At all times C. In no case D. In most cases

12.A. ever B. even C. never D. hardly

13.A. What B. That C. Which D. Whether

14.A. but B. so C. and D. for

15.A. suspecting B. liking C. praising D. eyeing

16.A. Love B. Life C. Future D. Failure

17.A. contain B. create C. support D. own

18.A. quantity B. style C. quality D. standard

19.A. have B. manage C. plan D. fail

20.A. envy B. drive C. force D. assess

假定英语课上老师要求同桌中间交换修改作文，请你修改你同桌写的以下作文。文中共有10处语言错误，每句中最多有两处，每处错误仅涉及一个单词的增加、删除或修改。

增加：把缺词处叫个漏字符号（∧），并在其下面写出该加的词。

删除：把多余的词用斜线（\）划掉。

修改：在错的词下划一横线，并在该词下面写出修改后的词。

注意：1. 每处错误及其修改均仅限一词；

2.只允许修改10处，多者（从第11处起）不计分

What a wonderful day for skating !My friends and I went skating on yesterday.When we arrived we found a lot of people were already here.My friend was very poor at skating but was afraid of skating alone .He held onto my arm and walks slowly and carefully, whenever someone passed by his body rocked violent as if he was about fall . I took hold of him many times so as he wouldn’t fall .He kept trying and gradually should skate alone . Then we skated together freely,laugh with joy and excitement .We felt so great!

Thailand has several unique holidays. One of them is King’s Birthday, which is a national holiday. On this day, each city is decorated with bright colored lights, and in the evenings the Thai walk around together looking at the decorations. Traditional dishes and family favourties are eaten, and meals always include steamed whole chicken with hot pepper dipping sauce and sliced roast pig’s head.

New Year’s Day is also important in Thailand. Brown eggs are boiled and then cooked in soy sauce, sugar, fish sauce and five spices. These eggs represent good life in the coming year. The Thai will also eat special egg rolls, dipped in namplaprig, a sweet and sour sauce. Decorations for the New Year include fruit like bananas, coconuts, pineapples and papayas.

Songkran is a three-day water festival that comes in April. For this holiday, people douse each other and everything they have with water in thanks for rain and in the hope of good luck. April is the hottest month in Thailand, so this festival is refreshing and fun. The celebrations also include a big dinner, at which curries, usually yellow ones, and long noodles are eaten. These noodles symbolize long life.

Loy Krathong is a November holiday that involves making bamboo boats and putting lighted candles into them. As these little boats float down the river, they are supposed to carry away sin and pay honor to the spitits of the water. After watching the boats, people eat a large meal that includes grilled chicken, fish, coconut and egg yolks. No matter what they are celebrating, Thai holidays always include family and good food.

1.What would be the best title for this passage?

A. Songkran and Loy Krathong in the coming Year.

B. How the King Celebtates His Birthday

C. Special Acitivities on Holidays

D. Festivals in Thailand

2.What can be seen on King’s Birthday?

A. Roasted pig’s head and grilled chicken

B. Long noodles served with dipping sauce

C. Towns decorated with colored lights.

D. Dinner tables filled with traditional eggs.

3.What do brown eggs stand for?

A. Long life. B. A good life in the coming year.

C. Bad deeds carried away. D. Decorated tables with kinds of fruit.

4.People douse(泼水) each other with water during_______.

A. Songkran B. Loy Krathong

C. King’s Birthday D. New Year’s Day

5.When do people make small bamboo boats with lighted candles inside them?

A. In April B. In November

C. On the King’s birthday. D. After people enjoy a large meal.

Do you know what a big dream is? 1. Or, is a big dream something that provides only entertainment? Children dream big dreams, but there are three barriers to realizing dreams. They often kill them before they ever have a chance to grow.

The Self

Immediately following the birth of a big dream, a negative self-talk takes over and gives all the reasons why it cannot happen. This inside voice is the ego (自我). It’s there for protecting and should be listened to. 2.  Most people are influenced by the inside voice. That’s why only a handful of people make their dream come true.

3.

Family and friends are a lot like the ego. They want to protect those they love, so they will often list all the reasons why the big dreams won’t come true. Sometimes, family and friends destroy dreams of those they love most, out of their own fear of being left behind.

The World

If one gets past the first two barriers, one has to face the world. 4. In the past, big dreamers were locked up and sometimes even killed when they were shown to the world. Fortunately, in most of the world today, big dreamers just get laughed at.

The way to realize a big dream is with confidence and action. When children have confidence and then take action, they will be ready to accept any failure. The truth is that every great dreamer whose dreams have never seen the light of success knows failure well. 5.

A. Family and Friends

B. How Big Dreams Die

C. Does a big dream show one’s future?

D. They simply fail until they succeed.

E. Sometimes it is right, but more often it is wrong

F. It is the last and the most terrible barrier.

G. And their big dream is to be a rock star or a famous artist.

违法和不良信息举报电话：027-86699610 举报邮箱：58377363@163.com

精英家教网