题目内容
【题目】Because of the financial crisis in the US and UK, college students are beginning to struggle to find ways to pay their tuition fees and accommodations.
Recently, two major US student loan (贷款) lenders, Citibank and JPMorgan Chase, announced they were leaving the student loan industry altogether. Because banks currently have a lack of credit, they are reluctant to offer students low-interest loans that need a several-year wait for any return of interest.
In the US, many undergraduates fill up their financial needs with a private loan, although the majority can get government-funded loans. In the 2015-2016 academic year, $ 17 billion in private student loans was used to finance higher education. The lack of private funding has yet to be covered and will hit many US students hard.
Across the Atlantic, UK students have been less troubled by the crisis. Most undergraduates in the UK cover their university expenses with government-funded loans and grants. Their biggest concern is a sudden increase in student rent.
Most young professionals now rent houses, since 80 percent of UK mortgage schemes (按揭计划) have disappeared—a direct result of the credit crisis. This has boosted the house rent market.
In large cities, UK students are paying almost 6.5 percent more in rent than the previous year. Figures from the UK organization Accommodation for Student show students in big cities such as London paying an average weekly rent of $ 203.
Yet, despite students’ suffering, the number of this year’s university applications is expected to grow. During economic slumps, people regard further education as a way to survive tough job market.
【1】What does the underlined word “reluctant” in Paragraph 2 mean?
A. Forced. B. Unwilling.
C. Determined. D. Pleasant.
【2】What is a big challenge to the American students according to the text?
A. A lack of education.
B. The low-interest loan.
C. The short fall in private funding.
D. A lack of government-funded loan.
【3】What are the UK students most concerned about?
A. House rent.
B. Further education.
C. Mortgage schemes.
D. Government-funded loans.
【4】What may be the best title for the text?
A. College students in the US and UK are faced with their financial crisis
B. It is the duty for the governments to solve college students’ financial crisis
C. Further education is a good way for college students to survive tough job market
D. The private student loan is a good way for college students to overcome the difficulties
【答案】
【1】B
【2】C
【3】A
【4】A
【解析】文章主要讲述了英国和美国的大学生们正面临着经济危机的影响。
【1】Ｂ
词义猜测题。文 中 第 二 段 提 到 “ ...banks currently have a lack of credit,”说明银行的存款额不足，所以银行不愿贷款给学生。可知划线词的意思是“不愿意”，故选Ｂ。
【2】Ｃ
细节理解题。根据第三段最后一句The lack of private funding has yet to be covered and will hit many US students hard.可知私人资金的短期下降是对美国学生的一个大挑战。故选Ｃ。
【3】Ａ
细节理解题。根据第四段最后一句Their biggest concern is a sudden increase in student rent.英国学生最关心的是房屋的租赁。故选Ａ。
【4】Ａ
主旨大意题。通读文章可知文章主要讲述了英美限 时 训 练 的大学生面临的经济危机。选A
