According to a study by SallieMae, 84 percent of undergraduate students have credit cards, and by the time they are seniors, they have accumulated US $ 4,100 in debt, on top of whatever student loans they may have taken out．
Credit cards are the most convenient form of payment, and they are aggressively marketed to college students．Reportedly, a typical college student carries 4．6 credit cards and US $ 3,173 in credit card debt．
Credit cards seem to be a fact of life, not just student life． In the long term,  using a credit card properly and paying off the balance can help establish a card history and increase your credit score, which will come in handy when you need an important loan, for a house or car, for example．Your credit score can affect even unrelated things like insurance rates．Credit cards also offer more protection for users than debit cards（借记卡）．Under federal law, the credit card holder is only responsible for the first US  $ 50in fraudulent（欺诈的） purchases in cases of theft or loss．However, debit card users are responsible for the first US $ 500．                                   
SallieMae found some good news in the fact that two thirds of students had discussed credit issues with their parents, but 84 percent said they needed more information．Those who didn't get any guidance were more likely to be surprised when they found out how much they owed．
While credit cards offer the easiest access to money, they make it easy to live outside your means．Less than a fifth of students surveyed paid off their balance every month, and carrying a balance brings finance charges, sometimes at a very high interest rates．
SallieMae found that almost 40 percent of students chose their first credit card based on direct mail, which is probably why students get credit card offers in the mail． But when the credit card offers flow in, be sure that you read the fine print．Offers of low or no interest rates can disappear, leaving you a debt that climbs beyond your ability to pay it off．
【小题1】What does the first paragraph imply?

Our cat has a sweet nature, and she can let us know what she wants. When we fail to meet her needs, she gently leads us in the proper direction. When I forget to fill her water bowl early in the morning, she runs after my legs, and then pushes me in the direction of her bowl. She doesn’t get irritated (生气的); instead, she expresses her wishes in the best way. And I always understand what she is telling me.

One day I found myself envying her simple expression. How many times had I expected my husband or my children to know my wants without my ever giving voice to them? How many times had I been disappointed that they couldn’t understand when I needed a hug, a compliment or a chocolate bar?

After a pleasant afternoon with my husband, I wanted to stop somewhere nice and have dinner, but he didn’t understand my hints (暗示). “Couldn’t you see that I wanted to go out to dinner?” I complained when he pulled into our driveway.

“Why didn’t you say so? I can’t read your mind,” he answered in impatience. His words gave me pause. Had I expected him to read my mind? Why hadn’t I expressed my desire more clearly? I realized I had fallen into the female trap of “If you love me, you can read my mind.”

Now, I state my needs clearly and directly. I look at my cat and know she agrees.

1. Why was the author disappointed in her husband or her children?

A. Her husband didn’t give her a hug.       B. Her children didn’t give her a chocolate bar.

C. They didn’t give her a compliment.       D. They didn’t understand her mind.

2. What will the author do if she wants something from her husband now?

A. She will give him her hints.            B. She lets him guess what she wants.

C. She tells him her needs directly.        D. She buys what she wants herself.

3. What can we learn from the underlined sentence in the fourth paragraph?

A. I realized what I did was wrong.      B. My husband stopped me from saying something.

C. I stopped and didn’t go with my husband.  D. My husband prevented me from going on.

4. What would be the best title of the text?

A. How does a cat ask for something?  B. Learn how to read your cat’s mind

C. A lesson from a cat               D. Guess what others think

I have a close friend who has a good family tradition, that is, each year after Thanksgiving dinner, all of the people sit around in the living room and each person takes a few minutes and gives thanks for what really matters and what has added value to their life over the last year. This is something I valued and followed. I have thought about a lot in the last year, and I finally came up with two things.
The first one is the healthiness of my daughter. She’s as healthy as she can be, and her weight and height are in good condition and she has no illnesses or genetic diseases. I am so thankful for having this wonderful baby in my life, and thankful that she has the gift of good health.
Secondly, I am thankful for the discovery of the value of writing in my life. A year ago, my website. The simple Dollar was only a few weeks old and was far from popular, but on Thanksgiving Day Last year it had about three score readers who ordered it in advance. The process of writing was bringing me enjoyment, but I hadn’t yet realized that I could be successful in it and attract many readers. This past year showed me a lot and I am deeply thankful for it.
After thinking for a while, I began to realize that it was a very powerful and wonderful positive exercise. You spend time reflecting deeply on the positive things in your life, and you often realize that even when things are bad, you do have a lot to be thankful for because there is lots of good in your life, and it can shine a bright light even in a dark spot in your life.
72．What is the good family tradition of the author’s friend’s?
A．Learning from the past and planning for the future.
B．Taking about the things that are most worth appreciation.
C．Learning from the strong points of other family members.
D．Having Thanks giving dinner together with family members.
73．The author is thankful for all the following thins EXCEPT      .
A．her success with writing  B．the enjoyment in writing
C．the healthiness of her daughter       D．the founding of a magazine
74．How many people had ordered The simple Dollar by Thanksgiving Day last year?
A．About 30. B．About 20. C．About 60. D．About 40.
75．What’s the purpose of this passage? It tells us that people should         .
A．hold a positive attitude    B．reflect on their mistakes
C．have low expectations of life   D．neglect their disadvantages

Rescue workers at the San Jose gold and copper mine in northern Chile had reason to sing this week．A small hole drilled into the earth became a passage（通道） to freedom for thirty-three trapped miners．They spent sixty-nine days underground．"Never have people been trapped for so long so deeply," says a doctor at NASA, the American space agency, which helped in the rescue．
But the chief medical officer for the miners said most are in good enough health to leave the hospital within a day or so．The first three were released from the hospital Thursday night．
For much of the day the miners relaxed with Chilean President Sebastian Pinera．The thirty-two Chileans and one Bolivian still wore special sunglasses to protect their eyes．
A  partial mine collapse（坍塌） on 5^th of August trapped them more than half a kilometer underground．They had to stretch a two-day food supply．For two weeks no one knew if they were alive or dead．
Later, they received supplies（供给） and a video link lowered through drill holes．That link was how Ariel Ticona watched his wife give birth to their daughter．
The miners have apparently agreed to share the money they earn from selling their story．
They have already received gifts of money and travel offers．Edison Pena has been invited to the New York City Marathon and to Graceland, the home of Elvis Presley in Memphis, Tennessee．Mr．Pena described how he ran in the mine tunnels to ease the stress．And he led the miners in singing Elvis songs．
The first miner rescued on Wednesday was Florencio Avalos．The second was Mario Sepulveda, who talked about how the experience tested his faith．He said: "I was with God and I was with the devil, they fought me, but God won．He took me by my best hand, the hand of God．"
The last miner up was Luis Urzua．He was the shift leader when his crew became trapped．
Rescuers used a metal cage to pull the miners to safety in less than twenty-four hours -- faster than expected．The rescue capsule was a half-meter wide and known as the Phoenix．
【小题1】How many miners had been rescued according to the report?

Our cat has a sweet nature, and she can let us know what she wants. When we fail to meet her needs, she gently leads us in the proper direction. When I forget to fill her water bowl early in the morning, she runs after my legs, and then pushes me in the direction of her bowl. She doesn’t get irritated (生气的); instead, she expresses her wishes in the best way. And I always understand what she is telling me.

One day I found myself envying (羡慕) her simple expression. How many times had I expected my husband or my children to know my wants without my ever giving voice to them? How many times had I been disappointed that they couldn’t understand when I needed a hug, a compliment (恭维) or a chocolate bar?

After a pleasant afternoon with my husband, I wanted to stop somewhere nice and have dinner, but he didn’t understand my hints (暗示). “Couldn’t you see that I wanted to go out to dinner?” I complained when he pulled into our driveway.

“Why didn’t you say so? I can’t read your mind,” he answered in impatience. His words gave me pause. Had I expected him to read my mind? Why hadn’t I expressed my desire more clearly? I realized I had fallen into the female trap of “If you love me, you can read my mind.”

Now, I state my needs clearly and directly. I look at my cat and know she agrees.

1.Why was the author disappointed in her husband or her children?

A．Her husband didn’t give her a hug.

B．Her children didn’t give her a chocolate bar.

C．They didn’t give her a compliment.

D．They didn’t understand her mind.

2.What will the author do if she wants something from her husband now?

A．She will give him her hints.                B．She lets him guess what she wants.

C．She tells him her needs directly.            D．She buys what she wants herself.

3.What can we learn from the underlined sentence in the fourth paragraph?

A．I realized what I did was wrong.

B．I stopped and didn’t go with my husband.

C．My husband prevented me from going on.

D．My husband stopped me from saying something.