“How are you?” is a nice question. It's a ___1___ way that people in the United States ___2__ each other. But “How are you?” is also a very _ ___3___ question. It's a question that often ___4___ have an answer. The person who asks “How are you?” hopes to hear the answer“___5___”,even though the person's friend isn't fine, ___6___ “How are you?” isn't really a question, and “Fine” isn't really an answer. They are ___7__ other way of saying “Hello” and“___8___”.

　　Sometimes, people also don't say just what they ___9___ For example, when someone asks “Do you agree?” the other person ___10____ be thinking, “No, I don't agree. I think you're wrong. ” But it isn't very ___11___ to say so, so the other person might say, “I'm not so ___12___” It's a nice way to say that you don't agree with someone.

　　People ___13___ don't say just what they are thinking when they ___14___ talking with other people. For example, many talks over the phone ___15___ when one person says,“I've got to go now.” Often, the person who wants to ___16__ gives an excuse：“Someone is at the door.” “I've got to put the things ___17__.” “Something is burning on the fire.” The excuse might be real, or it might not. Perhaps the person who wants to hang up simply doesn't want to talk ____18___, but it isn't very polite to say that. The excuse is more polite, and it doesn't ___19___ the other person's feelings.

　　When they meet each other, talk about an idea, or end a talk, people often don't ___20___ just what they are thinking. It's an important way that people try to be nice to each other, and it's all part of the game of language!

　　“How are you?” is a nice question. It's a ___1___ way that people in the United States ___2__ each other. But “How are you?” is also a very _ ___3___ question. It's a question that often ___4___ have an answer. The person who asks “How are you?” hopes to hear the answer“___5___”,even though the person's friend isn't fine, ___6___ “How are you?” isn't really a question, and “Fine” isn't really an answer. They are ___7__ other way of saying “Hello” and“___8___”.

　　Sometimes, people also don't say just what they ___9___ For example, when someone asks “Do you agree?” the other person ___10____ be thinking, “No, I don't agree. I think you're wrong. ” But it isn't very ___11___ to say so, so the other person might say, “I'm not so ___12___” It's a nice way to say that you don't agree with someone.

　　People ___13___ don't say just what they are thinking when they ___14___ talking with other people. For example, many talks over the phone ___15___ when one person says,“I've got to go now.” Often, the person who wants to ___16__ gives an excuse：“Someone is at the door.” “I've got to put the things ___17__.” “Something is burning on the fire.” The excuse might be real, or it might not. Perhaps the person who wants to hang up simply doesn't want to talk ____18___, but it isn't very polite to say that. The excuse is more polite, and it doesn't ___19___ the other person's feelings.

　　When they meet each other, talk about an idea, or end a talk, people often don't ___20___ just what they are thinking. It's an important way that people try to be nice to each other, and it's all part of the game of language!

Do you know insurance（保险）?Buying insurance is a  1   by which people can   2   themselves from large losses. Protection against fire is one kind of insurance. Large numbers of people pay  3   sums of money to an insurance company. Although thousands of people have paid for fire insurance, only  4   will lose their homes by fire. The insurance company will pay these homes  5   the sums of money it has collected.

The first modern fire insurance company was  6   in London, England, in 1666. A great fire had just  7   most of the city, and people wanted protection against  8   losses. The first company grew rapidly.   9   other companies were founded in other areas.

Benjamin Franklin helped form the first fire insurance  10   in America in 1752. He also  11   a new kind of insurance for   12  . The new insurance would offer protection against the lose of crops   13   storms. In 1759, Benjamin Franklin helped start  14   new insurance company in America. This company, which   15   life insurance, collected some money  16   from many different men. If a man  17  , his family was given a large sum of money. Today, this company is  18   in business.

Over the years, people have benefited from many new kinds of insurance when they have suffered from  19   accidents as car or plane crashes. Today almost everyone has  20   kind of insurance.

1. A. means　　　　　　　　　　　　 B. idea　　　　　　　　　　　　  C. thought　　　　　　　　    D. company

2. A. protect　　　　　　　　　　    B. stop　　　　　　　　　　　　 C. sell　　　　　　　　　　　　  D. introduce

3. A. small　　　　　　　　　　　　   B. large　　　　　　　　　　    C. little　　　　　　　　　　　　 D. a lot

4. A. few　　　　　　　　　　　　　　 B. quite a few 　　　　　　  C. a few　　　　　　　　　　   D. many

5. A. to　　　　　　　　　　　　　　    B. out of　　　　　　　　　　   C. by　　　　　　　　　　　　   D. of

6. A. came into being　　　　    B. formed　　　　　　　　　　 C. found　　　　　　　　　　   D. set out

7. A. injured　　　　　　　　　　　　 B. hurt　　　　　　　　　　　　 C. harmed　　　　　　　　    D. destroyed

8. A. longer　　　　　　　　　　　　  B. farther　　　　　　　　　　  C. deeper　　　　　　　　　　  D. further

9. A. Quickly　　　　　　　　　　   B. Slowly　　　　　　  　　   C. Soon　　　　　　　　　　    D. Immediately

10. A. school　　　　　　　　　　   B. factory　　　　　　　　　　　　    C. company　　　　　　　　  D. store

11. A. suggested　　　　　　　　   B. insisted　　　　　　　　　　 C. advised　　　　　　　　    D. wanted

12. A. farmers　　　　　　　　　　  B. workers　　　　　　　　   C. people　　　　　　　　　　  D. salesmen

13. A. of　　　　　　　　　　　　　　  B. for　　　　　　　　　　　　   C. with　　　　　　　　　　　　 D. by

14. A. other　　　　　　　　　　　　 B. the other　　　　　　　　   C. others　　　　　　　　　　  D. another

15. A. worked　　　　　　　　　　  B. studied　　　　　　　　　　 C. borrowed　　　　　　　　 D. offered

16. A. often　　　　　　　　　　　　 B. regularly　　　　　　　　   C. usually　　　　　　　　　　 D. always

17. A. went out　　　　　　　　    B. died　　　　　　　　　　　　 C. gave in　　　　　　　　　　 D. married

18. A. still　　　　　　　　　　　　    B. yet　　　　　　　　　　　　   C. already　　　　　　　　　　 D. seldom

19. A. many　　　　   　　　　　　  B. same　　　　　　　　　　    C. such　　　　　　　　　　    D. few

20. A. certain　　　　　　　　　　   B. some　　　　　　　　　　    C. any　　　　　　　　　　　　  D. no

The first modern fire insurance company was  6   in London, England, in 1666. A great fire had just  7   most of the city, and people wanted protection against  8   losses. The first company grew rapidly.   9   other companies were founded in other areas.

Benjamin Franklin helped form the first fire insurance  10   in America in 1752. He also  11   a new kind of insurance for   12  . The new insurance would offer protection against the lose of crops   13   storms. In 1759, Benjamin Franklin helped start  14   new insurance company in America. This company, which   15   life insurance, collected some money  16   from many different men. If a man  17  , his family was given a large sum of money. Today, this company is  18   in business.

Over the years, people have benefited from many new kinds of insurance when they have suffered from  19   accidents as car or plane crashes. Today almost everyone has  20   kind of insurance.

1. A. means　　　　　　　　　　　　 B. idea　　　　　　　　　　　　  C. thought　　　　　　　　    D. company

2. A. protect　　　　　　　　　　    B. stop　　　　　　　　　　　　 C. sell　　　　　　　　　　　　  D. introduce

3. A. small　　　　　　　　　　　　   B. large　　　　　　　　　　    C. little　　　　　　　　　　　　 D. a lot

4. A. few　　　　　　　　　　　　　　 B. quite a few 　　　　　　  C. a few　　　　　　　　　　   D. many

5. A. to　　　　　　　　　　　　　　    B. out of　　　　　　　　　　   C. by　　　　　　　　　　　　   D. of

6. A. came into being　　　　    B. formed　　　　　　　　　　 C. found　　　　　　　　　　   D. set out

7. A. injured　　　　　　　　　　　　 B. hurt　　　　　　　　　　　　 C. harmed　　　　　　　　    D. destroyed

8. A. longer　　　　　　　　　　　　  B. farther　　　　　　　　　　  C. deeper　　　　　　　　　　  D. further

9. A. Quickly　　　　　　　　　　   B. Slowly　　　　　　  　　   C. Soon   &n



bsp;　　　　　　　　    D. Immediately

10. A. school　　　　　　　　　　   B. factory　　　　　　　　　　　　    C. company　　　　　　　　  D. store

11. A. suggested　　　　　　　　   B. insisted　　　　　　　　　　 C. advised　　　　　　　　    D. wanted

12. A. farmers　　　　　　　　　　  B. workers　　　　　　　　   C. people　　　　　　　　　　  D. salesmen

13. A. of　　　　　　　　　　　　　　  B. for　　　　　　　　　　　　   C. with　　　　　　　　　　　　 D. by

14. A. other　　　　　　　　　　　　 B. the other　　　　　　　　   C. others　　　　　　　　　　  D. another

15. A. worked　　　　　　　　　　  B. studied　　　　　　　　　　 C. borrowed　　　　　　　　 D. offered

16. A. often　　　　　　　　　　　　 B. regularly　　　　　　　　   C. usually　　　　　　　　　　 D. always

17. A. went out　　　　　　　　    B. died　　　　　　　　　　　　 C. gave in　　　　　　　　　　 D. married

18. A. still　　　　　　　　　　　　    B. yet　　　　　　　　　　　　   C. already　　　　　　　　　　 D. seldom

19. A. many　　　　   　　　　　　  B. same　　　　　　　　　　    C. such　　　　　　　　　　    D. few

20. A. certain　　　　　　　　　　   B. some　　　　　　　　　　    C. any　　　　　　　　　　　　  D. no

We believe that life will be    1   after we get married, have a baby, then another. Then we are discouraged that the kids aren’t    2   enough and we’ll be more pleased when they are. After that, we’re discouraged that we have teenagers to   3   . We will certainly be happy when they are out of that stage. We tell ourselves that our   4   will be complete when we get a nicer car, when we have our    5   house, when we are able to go on a nice vacation, when we retire, when we win the lottery(彩票).

The    6   is, there’s no better time to be happy than right now. If not now,   7   ?Your life will always be filled with challenges. It’s best to admit this to yourself and decide to be    8  

right now.

So,   9   every moment that you have. Recognize that each    10   you take is a gift and be    11   . Remember that time waits for no one. So stop    12   until you finish school, until you go back to school, until you    13   the weight, until you have kids, until your kids    14   the house, until you start work, until you retire, until you get    15   , until you get divorced(离婚), until Friday night, until Sunday morning, until you get a new car or home, until your car or home is    16   , until spring, until summer, until fall, until winter, until you’ve had a drink, until you

    17   , until you are born again—to decide, that there is    18   better time than right now to be happy.

Happiness is a(n)    19   , not a purpose. So, work like you don’t need    20   , love like you’ve never been hurt, and dance like no one’s watching.

1. A. harder　　　　　　　　  B. better　　　　　　　　　　   C. prettier　　　　　　　　  D. worse

2. A. young　　　　　　　　   B. clever　　　　　　　　　　   C. strong　　　　　　　　　　　　  D. old

3. A. deal with　　　　　　   B. look at　　　　　　　　　　  C. take over　　　　　　   D. grow up

4. A. work　　　　　　　　    B. condition　　　　　　　　  C. life　　　　　　　　　　    D. society

5. A. hope　　　　　　　　　　 B. wish　　　　　　　　　　    C. dream　　　　　　　　　　　　  D. love

6. A. business　　　　　　   B. truth　　　　　　　　 　　   C. matter　　　　　　　　　　　　  D. difficulty

7. A. when　　　　　　　　    B. why　　　　　　　　　　　　 C. where　　　　　　　　　　　　  D. how

8. A. active　　　　　　　　   B. healthy　　　　　　　　　　 C. comfortable　　　　　　　　  D. happy

9. A. treasure　　　　　　    B. admit　　　　　　　　　　   C. grasp　　　　　　　　　　 &n

bsp;　　 D. consider

10. A. step　　　　　　　　    B. breath　　　　　　　　　　  C. action　　　　　　　　　　　　   D. measure

11. A. helpful　　　　　　    B. meaningful　　　　　　    C. thankful　　　　　　　　 D. wonderful

12. A. worrying　　　　　　 B. keeping　　　　　　　　    C. wondering　　　　　　　　    D. waiting

13. A. lose　　　　　　　　    B. get　　　　　　　　　　　　   C. overcome　　　　　　　　　　 D. reduce

14. A. clean　　　　　　　　  B. leave　　　　　　　　　　    C. afford　　　　　　　　　　　　  D. enjoy

15. A. fired　　　　　　　　   B. paid　　　　　　　　　　　　 C. satisfied　　　　　　　　 D. married

16. A. used up　　　　　　   B. broken up　　　　　　　　 C. paid off　　　　　　　　 D. taken over

17. A. die　　　　　　　　　　  B. succeed　　　　　　　　    C. fail　　　　　　　　　　    D. grow

18. A. little　　　　　　　　    B. far　　　　　　　　　　　　   C. always　　　　　　　　　　　　 D. no

19. A. idea　　　　　　　　    B. journey　　　　　　　　　　 C. future　　　　　　　　　　　　   D. fact

20. A. rest　　　　　　　　    B. money　　　　　　　　　　  C. comfort　　　　　　　　 D. support