An allowance（零花钱）is an important tool for teaching kids how to budget, save and make their own decision. Children remember and learn from mistakes when their own dollars are lost or spent foolishly. 

How large an allowance is appropriate? Experts say there is not a right amount. Actually amounts differ from region to region, and from family to family.

To set an appropriate allowance for your child, work out a weekly budget. Allow for entertainment expenditures(花费) such as movies and snacks. Next, include everyday expenses such as lunch money, bus fare, school supplies. “If you make the child responsible for these bills,” Says Josephine Swanson, a consumer specialist, “he or she will learn to budget for necessary expenditures.”

Finally, add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends. A child whose purchasing power falls away below his peer’s can feel left out.

It can be tough, but avoid excusing your children when they make a mistake with their allowance. When Brooke Stephens was ten, her mother gave her $1, 75% of which for bus fare and lunch. “If you lose your money,” Brooke’s mother told her, “you walk home.”

    One week the girl spent all her allowance in a candy store, then she called home for a ride. “Mom made me walk home.” recalled Stephens, now a financial planner. “ At first I was angry, but I finally realized that she was trying to teach me an important lesson.”

Experts advise that an allowance not be tied directly to child’s daily chores（日常家务）.

Kids should help around the house not because they get paid for it but because they share responsibilities as members of a family. You might, however, pay a child for doing extra jobs at home that can develop his or her initiative.

Some people believe that a Robin Hood is at work, others that a wealthy person simply wants to distribute（分发）his or her fortune before dying. But the donator who started sending envelopes with cash to deserving causes, accompanied by an article from the local paper, has made a northern German city believe in fairytales（童话）.
The first envelope was sent to a victim support group. It contained ?10,000 with a cutting from the Braunschweiger Zeitung about how the group supported a woman who was robbed of her handbag; similar plain white anonymous（匿名）envelopes, each containing ?10,000, then arrived at a kindergarten and a church.
The envelopes keep coming, and so far at least ?190,000 has been distributed. Last month, one of them was sent to the newspaper’s own office. It came after a story it published about Tom, a 14-year-old boy who was severely disabled in a swimming accident. The receptionist at the Braunschweiger Zeitung opened an anonymous white envelope to find 20 notes of ?500 inside, with a copy of the article. The name of the family was underlined.
“I was driving when I heard the news,” Claudia Neumann, the boy’s mother, told Der Spiegel magazine. “I had to park on the side of the road; I was speechless.”
The money will be used to make the entrance to their house wheelchair-accessible and for a course of treatment that their insurance company refused to pay for.
“For someone to act so selflessly, for this to happen in such a society in which everyone thinks of himself, was astonishing,” Mrs. Neumann said. Her family wonder whether the donator is a Robin Hood character, taking from banks to give to the needy.
Henning Noske, the editor of the Braunschweiger Zeitung, said: “Maybe it is an old person who is about to die. We just do not know.” However, he has told his reporters not to look for the city’s hero, for fear that discovery may stop the donations.
【小题1】The Braunschweiger Zeitung is name of _____.

It had been some time since Jack had seen the old man. College, career, and life itself got in the way. In fact, Jack moved clear across the country in pursuit of his dreams. There, in the rush of his busy life, Jack had little time to think about the past and often no time to spend with his wife and son. He was working on his future, and nothing could stop him.
Over the phone, his mother told him, “Mr. Belser died last night. The funeral is Wednesday.” Memories flashed through his mind like an old newsreel（纪录片） as he sat quietly remembering his childhood days.
“Jack, did you hear me?”
“Oh, sorry, Mom. Yes, I heard you. It’s been so long since I thought of him. I’m sorry, but I honestly thought he died years ago,” Jack said.
Well, he didn’t forget you. Every time I saw him he’d ask how you were doing. He’d reminisce (回忆) about the many days you spent over ‘his side of the fence’ as he put it,” Mom told him.
“I loved that old house he lived in,” Jack said.
“You know, Jack, after your father died, Mr. Belser stepped in to make sure you had a man’s influence in your life,” she said.
“He’s the one who taught me carpentry. I wouldn’t be in this business if it weren’t for him. He spent a lot of time teaching me things he thought were important… Mom, I’ll be there for the funeral,” Jack said.
Busy as he was, he kept his word. Jack caught the next flight to his hometown. Mr. Belser’s funeral was small and uneventful. He had no children of his own, and most of his relatives had passed away.
The night before they had to return home, Jack and his Mom stopped by to see the old house next door one more time, which was exactly as he remembered. Every step held memories. Every picture, every piece of furniture… Jack stopped suddenly.
“What’s wrong, Jack?” his Mom asked.
“The box is gone,” he said.
“What box?” Mom asked.
“There was a small gold box that he kept locked on top of his desk. I must have asked him a thousand times what was inside. All he’d ever tell me was ‘the thing I value most’,” Jack said.
It was gone. Everything about the house was exactly how Jack remembered it, except for the box. He figured someone from the Belser family had taken it.
“Now, I’ll never know what was so valuable to him,” Jack said sadly.
Returning to his office the next day, he found a package on his desk. The return address caught his attention.
“Mr. Harold Belser” it read.
Jack tore open the package. There inside was the gold box and an envelope. Jack’s hands shook as he read the note inside.
“Upon my death, please forward this box and its contents to Jack Bennett. It’s the thing I valued most in my life.” A small key was taped to the letter. His heart racing, and tears filling his eyes, Jack carefully unlocked the box. There inside he found a beautiful gold pocket watch. Running his fingers slowly over the fine cover, he opened it.
Inside he found these words carved: “Jack, Thanks for your time! Harold Belser.”
“Oh, My God! This is the thing he valued most…”
Jack held the watch for a few minutes, then called his assistant and cleared his appointments for the next two days. “Why?” his assistant asked.
“I need some time to spend with my son,” he said.
【小题1】Why did Jack think Mr. Belser died years ago?

It was unusually quiet in the emergency room on December 25.
I was nurse on duty that day. I didn’t think there would be any patients, sighing about having to work on Christmas. Just then five bodies showed up at my desk, a pale woman and four small children.
“Are you all sick?” I asked suspiciously.
“Yes,” she said weakly and lowered her head.
But when it came to descriptions of their presenting problems, things got a little vague. Two of the children had headaches, but the headaches weren’t accompanied by the normal body language of holding the head or trying to keep it still. Two children had earaches, but only one could tell me which ear was affected. The mother complained of a cough but seemed to work to produce it.
Something was wrong, but I didn’t say anything but explained that it might be a little while before a doctor saw her. She responded, “Take your time; it’s warm here.”
On a hunch (出于直觉), I checked the chart after the admitting clerk had finished registering the family. No address---they were homeless. The waiting room was warm.
I looked out at the family huddled by the Christmas tree. The little one was pointing at the television and exclaiming something to her mother. The oldest one was looking at an ornament on the Christmas tree.
I went back to the nurses’ station and mentioned we had a homeless family in the waiting room. The nurses, grumbling about working Christmas, turned to compassion for a family just trying to get warm on Christmas. The team went into action, much as we do when there’s a medical emergency. But this one was a Christmas emergency.
We were all offered a free meal in the hospital cafeteria on Christmas Day, so we claimed that meal and prepared a banquet for our Christmas guests. We needed presents. We put together oranges and apples in a basket. We collected from different departments candies, crayons and other things available that could be presents. As seriously as we met the physical needs of the patients that came to us that day, our team worked to meet the needs, and exceed the expectations, of a family who just wanted to be warm on Christmas Day.
Later, as the family walked to the door to leave, the four year old came running back, gave me a hug and whispered, “Thanks for being our angels today.”
【小题1】Which of the following would be the best title of the passage?

It had been some time since Jack had seen the old man. College, carrier, and life itself got in the way. In fact, Jack moved clear across the country in pursuit of the dreams. There, in the rush of his busy life, Jack had little time to think about the past and often no time to spend with his wife and son. He was working on his future, and nothing could stop him.

Over the phone, his mother told him, “Mr. Belser died last night. The funeral is Wednesday.” Memories fleshed through his mind like an old newsreel as he sat quietly remembering his childhood days.

“Jack, did you hear me?”

“Oh, sorry, Mom. Yes, I heard you. it’s been so long since I thought of him. I’m sorry, but I honestly thought he died years ago,” Jack said.

“Well, he didn’t forget you. Every time I saw him he’d ask how you were doing. He’d reminisce (回忆) about the many days you spent over ‘his side of the fence’ as he put it, ” Mom told him.

“I loved that old house he lived in,” Jack said.

“You know, Jack, after your father died, Mr. Belser stepped in to make sure you had a man’s influence in your life,” she said.

“He’s the one who taught me carpentry. I wouldn’t be in this business if it weren’t for him. He spent a lot of time teaching me things he thought were important. Mom, I’ll be there for the funeral.” Jack said.

Busy as he was, he kept his word. Jack caught the next flight to his hometown. Mr. Belser’s funeral was small and uneventful. He had no children of his own, and most of his relatives had passed away.

The night before he had to return home, Jack and his Mom stopped by to see the old house next door one more time, which was exactly as he remembered. Every step held memories. Every picture, every piece of furniture … Jack stopped suddenly.

“What’s wrong, Jack?” his Mom asked.

“The box is gone,” he said.

“What box?” Mom asked.

“There was a small gold box that he kept locked on top of his desk. I must have asked him a thousand times what was inside. All he’d ever tell me was ‘the thing I value most’,” Jack said.

It was gone. Everything about the house was exactly how Jack remembered it, except for the box. He figured someone from the Belser family had taken it.

“Now I’ll never know what was so valuable to him,” Jack said sadly.

Returning to his office the next day, he found a package on his desk. The return address caught his attention.

“Mr. Harold Belser” it read.

Jack tore open the package. There inside was the gold box and an envelope. Jack’s hands shook as he read the note inside,

“Upon my death, please forward this box and its contents to Jack Bernett. It’s the thing I valued most in my life.” A small key was taped to the letter. His heart racing, and tears filling his eyes. Jack carefully unlocked the box. There inside he found a beautiful gold pocket watch. Running his fingers slowly over the fine cover, he opened it.

Inside he found these words carved: “Jack. Thanks for your time! Harold Belser.”

“Oh. My God! This is the thing he valued most …”

Jack held the watch for a few minutes, then called his assistant and cleared his appointments for the next two days. “Why?” his assistant asked.

“I need some time to spend with my son,” he said.

1.Why did Jack think Mr. Belser died years ago?

2. Jack’s mother told him on the phone about Mr. Belser EXCEPT that _________.

3.Why did Belser send Jack his gold watch?

4.Why did Jack say he needed some time to spend with his son?

5.Which of the following is the most suitable title for this passage?