阅读理解

　　It was a day to celebrate if your family had put most of its money in a bank．You will get more money back because of a recent rise in interest rates(利率)．

　　On October 29, for the first time in nine years, the People’s Bank of China(PBOC)raised interest rates．The rate for one-year renminbi deposits(存款)was increased from 1.98 per cent to 2.25 per cent．And the rate for one-year renminbi loans(代款)went up from 5.31 per cent to 5.58 per cent．Longer term rates saw higher increases．

　　So what are interest rates?Banks offer some money to encourage people to keep their savings in a savings account(储蓄帐户)，and ask more money in return if you borrow money from them．The percentages of the extra money are the interest rates．

If your parents have borrowed money from banks to pay for houses or cars, the interest rates rise was not good news．

　　An increase in the interest rates on a loan means the borrower will need to repay more to the bank．For example, a person who borrowed, 10,000 yuan from the bank had to return 10,531 yuan before the interest rise．But after the interest rates are increased, he has to pay extra 27 yuan per year．

　　The rise came following a great demand for the cooling of the over-heating Chinese economy．For several years, pushed by a huge investment and construction projects, the country has had the fastest economic growth in the world．But this can be damaging just as it is when a person grows too fast and can no longer fit their clothes．It is hoped that with a higher interest rate people will act more cautiously and take less risks when borrowing money．

　　“The rate rise will help the economy to cool down．It will reduce investment in unnecessary industrial and construction projects．”said Su Ning, deputy governor(副行长)of the PBOC．

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阅读理解

　　In 1963,former Senator Gaylord Nelson began to worry about our planet (A senator is a person that the people of the United States have chosen to help make the laws．)．Senator Nelson knew that our world was getting dirty and that many of our plants and animals were dying．He wondered why most people weren't trying to solve these problems．He talked to other lawmakers and to the President．They decided that the President would go around the country and tell people about these concerns(关系重大之事)．He did, but still not enough people were working on the problem．

　　Then, in 1969, Senator Nelson had another idea．He decided to have a special day to teach everyone about the things that needed changing in our environment．He wrote letters to all of the colleges and put a special article in Scholastic Magazine to tell them about the special day he had planned (Most of the schools got this magazine) and he knew that kids would help him．

　　On April 22,1970, the first Earth Day was held．People all over the country made promises to help the environment．Everyone got involved and since then, Earth Day has spread all over the planet．People all over the world know that there are problems we need to work on and this is our special day to look at the planet and see what needs changing．Isn't it great?One person had an idea and kept working until everyone began working together to solve it．See what happens when people care about our world?

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阅读理解

　　It was a day to celebrate if your family had put most of its money in a bank．You will get more money back because of a recent rise in interest rates．

　　On October 29, for the first time in nine years, the People’s Bank of China(PBOC)raised interest rates．The rate for one-year renminbi deposits(存款)was increased from 1.98 percent to 2.25 percent．And the rate for one-year renminbi loans(贷款)went up from 5.31 percent to 5.58 percent．Longer term rates saw higher increases．

　　So what are interest rates?Banks offer some money to encourage people to keep their savings in a saving account, and ask more money in return if you borrow money from them．The percentage of the extra money is the interest rates．

　　If your parents have borrowed money from banks to pay for houses or cars, the interest rates rise was not good news．An increase in the interest rates on a loan means the borrower will need to repay more to the bank．For example, a person who borrowed 10,000 yuan from the bank had to return 10,531 yuan before the interest rise．But after the interest rates are increased, he was to pay extra 27 yuan per year．

　　The rise came following a great demand for the cooling of the overheating Chinese economy．For several years, pushed by a huge investment and construction projects, the country has had the fastest economic growth in the world．But this can be damaging just as it is when a person grows too fast and can no longer fit their clothes．It is hoped that with a higher interest rate people will act more cautiously and take less risks when borrowing money．

　　“The rate rise will help the economy to cool down．It will reduce investment in unnecessary industrial and construction projects,”said Su Ning, deputy governor of the PBOC．

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