EAT YOUR VEGETABLES.Wash your hands. Always say  “please” and “thank you”. We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how tomanage their money.
　　Here are some basics that will help guide them their entire lives:
　　Show them the future. If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month, by the time she’s 65,she would have $980,983!
　　Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.
　　Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.
　　Provide incentive. Tell your children the importance of saving. “For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot,” says Cathy Pareto, expert in money planning.
　　Explain your values. Values and money are deeply intertwined, says Eilleen Gallo,co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don’t want to buy it.“You might say, ‘I’d rather save that money for your  education,’” advises Gallo. Every time you spend or don’t spend money, you have a chance to share your values.
【小题1】The writer gives some basics to help________ in a proper way.

第二节完型填空（共20小题；每小题1.5分，满分30分）
阅读下面短文，掌握其大意，然后从36—55各题所给的四个选项（A、B、C和D）中，选出最佳选项。
With a heavy heart Sally arrived early on the morning of the auction (拍卖). It was almost a year since her dear grandmother passed away in this house.   36   the family business had failed and left them with heavy debts. So the bank had  37 the family to have an auction sale to repay their debts．  38  the past several weeks, she had managed to save $450 in order to bid（出价）on the  39   that her grandmother liked very much. Surely this would be enough, she had thought．
Now the  40  moment arrived．Looking around, Sally was surprised to see so many people had   41 ．As the auction began, Sally waited．Finally, the time came to bid on the quilt．She held her   42  tightly and listened．The first bid was $45. She was  43 . It was so high．Quickly other people bid and soon the bidding   44  $85. Sally cried out “$450!” For a moment there was silence．Hope   45  her. She glanced again at the quilt, thinking how   46 her grandmother would have been with her at this moment．Just then, from the back, another person shouted “$475!” She lost her   47 ．Suddenly she couldn’t help wondering   48  so many  people would be interested in that old, dirty quilt．Finally the quilt was sold for $500 to a complete   49 .
　　 After the sale, she went to the counter to pay for the few items that were now hers．The woman at the cash desk handed her the quilt．“There must be some  50 ．Someone else has got it.” she said．A hand-written   51  was pinned to the quilt, which   52 :
Dear Madam,
　　 I noticed you admiring the quilt．Clearly, it was 53  to you．Please accept this quilt as my  54 . I don’ t expect any repayment from you, but do a   55   favor in the future for a stranger who happens to cross your path．
Yours,
A stranger
36．A．Naturally　　       B．Unfortunately　      C．Luckily　 D．Probably
37．A．hoped          B．waited     C．expected D．forced
38．A．With    B．At  C．By  D．Over
39．A．house          B．present     C．furniture       D．quilt
40．A．interesting      B．necessary     C．big          D．sad
41．A．turned over         B．turned up           C．turned back   D．turned on
42．A．purse    B．picture     C．book         D．quilt
43．A．glad     B．frightened       C．moved   D．shocked
44．A．rose     B．climbed   C．reached        D．raised
45．A．told      B．helped     C．filled     D．gave
46．A．pleased        B．anxious    C．angry     D．familiar
47．A．thought       B．chance     C．way       D．money
48．A．whether       B．what        C．how       D．why
49．A．relative        B．customer C．friend    D．stranger
50．A．reason         B．secret       C．mistake            D．fun
51．A．check          B．wallet      C．address        D．note
52．A．read     B．wrote       C．spoke     D．showed
53．A．wonderful          B．basic        C．pretty         D．important
54．A．honor          B．respect     C．gift          D．thank
55．A．particular       B．common      C．major         D．similar

　　The technology is great. Without it we wouldn’t have been able to put a man on the moon, explore the ocean’s depths or eat microwave sausages. Computers have revolutionized our lives and they have the power to educate and pass on knowledge. But sometimes this power can create more problems than it solves.

　　Every doctor has had to try their best to calm down patients who’ve come into their surgery waving an Internet print-out, convinced that they have some rare incurable disease, say, throat cancer. The truth is usually far more ordinary, though: they don’t have throat cancer, and it’s just that their throats are swollen. Being a graduate of the Internet “school” of medicine does not guarantee accurate self-health-checks.

　　One day Mrs. Almond came to my hospital after feeling faint at work. While I took her blood sample and tried to find out what was wrong, she said calmly, “I know what’s wrong; I’ve got throat cancer. I know there’s nothing you doctors can do about it and I’ve just got to wait until the day comes.”

　　As a matter of routine I ordered a chest X-ray. I looked at it and the blood results an hour later. Something wasn’t right. “Did your local doctor do an X-ray?” I asked. “Oh, I haven’t been to the doctor for years,” she replied. “I read about it on a website and the symptoms fitted, so I knew that’s what I had.”

　　However, some of her symptoms, like the severe cough and weight loss, didn’t fit with it—but she’d just ignored this.

　　I looked at the X-ray again, and more tests confirmed it wasn’t the cancer but tuberculosis (肺结核)—something that most certainly did need treating, and could be deadly. She was lucky we caught it when we did.

　　Mrs. Almond went pale when I explained she would have to be on treatment for the next six months to ensure that she was fully recovered. It was certainly a lesson for her. “I’m so embarrassed,” she said, shaking her head, as I explained that all the people she had come into close contact with would have to be found out and tested.  She listed up to about 20, and then I went to my office to type up my notes. Unexpectedly, the computer was not working, so I had to wait until someone from the IT department came to fix it. Typical. Maybe I should have a microwave sausage while I waited?

　　63. Mrs. Almond talked about her illness calmly because ______.

　　A. she thought she knew it well

　　B. she had purchased medicine online

　　C. she graduated from a medical school

　　D. she had been treated by local doctors

　　64. It was lucky for Mrs. Almond ______.

　　A. to have contacted many friends

　　B. to have recovered in a short time

　　C. to have her assumption confirmed

　　D. to have her disease identified in time

　　65. Mrs. Almond said “I’m so embarrassed” (Para. 7) because ______.

　　A. she had distrusted her close friends

　　B. she had caused unnecessary trouble

　　C. she had to refuse the doctor’s advice

　　D. she had to tell the truth to the doctor

　　66. By mentioning the breakdown of the computer, the author probably wants to prove ______.

　　A. it’s a must to take a break at work

　　B. it’s vital to believe in IT professionals

　　C. it’s unwise to simply rely on technology

　　D. it’s a danger to work long hours on computers