摘要: , you are very lucky .

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Nine out of 10 people have run up unsecured debt and many fear they will never be able to pay back what they owe, a survey has claimed.
Around 89% of people aged between l|8 and 35 said they owed money on a credit card, loan or overdraft, the research showed.
A third of people admitted they did not think- they would ever be debt-free, 54% of whom said they would always need to borrow money in order to fund the lifestyle they wanted.
One in five of these people also claimed they were not worried about the possibility of their debts being passed on to their next of kin if they died before they were repaid.
Just over half who owed money said they did not feel in control of their debt, with 8% admitting they had needed to ask for help with repayments from a friend or family member.Eight out of 10 people also told the research for discount website MyVoucherCodes.co.uk that they thought it was too easy to borrow money through their bank or on credit cards.
Farhad Farhadi, MyVoucherCodes.co.uk’s personal finance expert, said: "The majority of British adults owe money m some way, shape or form, but to see that almost a third think they’ll never be free c ^ from debt is quite alarming.
"When borrowing money from any source, how you are going to repay it should always be in the back of your mind.
"A lot of people don’t-really think about ’die consequences of borrowing money and it can be easy to get complacent, but keeping it all under control should be a priority from the off.Only borrow what you really think you can afford to pay back."
【小题1】The best title for this passage is_________.

A.I’ll die in debt, say one in threeB.Desperate British
C.The beginning of the endD.Borrowing money from any source
【小题2】Which of the following is NOT true?    
A.Most British adults are in debt in some v/ay.
B.It is hard for the British to borrow money through their bank.
C.Lots of people do not take repaying money seriously.
D.This passage is a warning for the British.
【小题3】What does the underlined phrase mean?  
A.end withB.from the start
C.ever sinceD.fore ever
【小题4】What does Farhad mean by saying "the majority of British adults owe money in some way, shape or form"? 
A.It is natural to owe money m Britain so there in no need to worry.
B.It is natural to owe money in Britain as long as you are in control.
C.It does not matter to owe money in Britain if you are rich enough.
D.It seems that the British enjoy owing money in some way.

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 Interest in pursuing international careers has soared (increased sharply) in recent years, enhanced by chronic (lasting) personnel shortages that are causing companies to search beyond their home borders for talents.

Professionals seek career experience outside of their home countries for a variety of reasons. They may feel the need to recharge their batteries with a new challenge. They may want a position with more responsibility that encourages creativity and initiative. Or they may wish to expose their children to another culture, and the opportunity to learn a second language.

    When applying for a job, one usually has to submit (present—v.) a resume or curriculum vitae (CV). The two terms generally mean the same thing: a one-or two-page document describing one's educational qualifications and professional experience. However, guidelines for preparing a resume are constantly changing. The best advice is to find out what is appropriate regarding the corporate (company) culture, the country culture, and the culture of the person making the hiring decision. The challenge will be to embrace (include) two or more cultures in one document. The following list is a good place to start.

● "Educational requirements differ from country to country. In almost every case of 'cross-border' job hunting, just stating the title of your degree will not mean adequate description. Provide the reader with details about your studies and any related experience."

●Pay attention to the resume format you use—chronological or reverse-chronological order. Chronological order means listing your 'oldest' work experience first. Reverse-chronological order means listing your current or most recent experience first. Most countries have preferences about which format is most acceptable. If you find no specific guidelines, the general preference is for the reverse-chronological format.

●If you are submitting your resume in English, find out if the recipient uses British English or American English because there are variations between the two versions. For example, university education is often referred to as 'tertiary education' in the United Kingdom, but this term is almost never used in the United States. A reader who is unfamiliar with these variations may assume that your resume contains errors.

1.Companies are hiring more foreign employees because ________.     

A. they have difficulty finding qualified personnel at home

B. they find foreign employees are usually more talented

C. they need original ideas from employees hired overseas

D. they want to expand their business beyond home borders

2.The author believes that an individual who applies to work overseas ________.    

A. is usually creative and full of initiative

B. aims to improve his foreign language skills

C. seeks either his own or his children's development

D is dissatisfied with his own life at home

3.When it comes to resume writing, it is best to ________.     

A. learn about the company's hiring process

B. follow appropriate guidelines for job hunting

C. take cultural factors into consideration

D. know the employer's personal likes and dislikes

4.According to the author's last piece of advice, the applicants should be aware of ________.

A. the different educational systems in the US and the UK        

B. the recipient's preference with regard to the format

C. the distinctive features of American and British cultures

D. the differences between the varieties of English

 

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