How much should you save? You may be able to save 100% of your money. Does that mean you should? Not at all. The best way to develop good saving habits is to make saving a regular part of your life, along with spending.
Here is the rule you should remember: save before spending. Whenever some money gets into your hands, from a job or your pocket money or whatever, take your savings out immediately, before spending any of the money. The beauty of this system is that if you take away your savings, you are free to spend the rest.
Here are some more suggestions on how to successfully get into the saving habit from teens. Let’s see!
Tony,13: I put my money in a bank instead of my wallet, so the money is not there. And I have to take an extra step to get it.
Bill,14: When considering a major purchase(购买), wait a week or so, at least. This will help you make sure if you still want it, and the price might go down.
Dick, 13: Carry very little money always. You can’t spend money if you don’t have it. A cake would be nice, but without a dollar, you can’t get it. Little things like that really add up quickly.
Steve,16: I used to be weak when it came to money. I bought something whenever I went into a store. I’m glad I’m not that person now. I taught myself discipline by keeping a $20 bill in my pocket while waking around the mall all day and not buying anything. Now I have no strong wish to buy things when I go into a store. It works for me.
These ideas should help you get started. If you have some questions about anything you’ve read here, or would like to share your ideas about saving money, please write to us.
【小题1】How does Tony advise you about saving money?

—Shall we go to see a film tonight？

       —________________.

A. Thank you.                            B. That’s a good idea.

C. It’s very kind of you.               D. I have no time

请用适当的词完成这篇日记，每个空只能填写一个形式正确、意义相符的单词。

      Nov. 26, 2011, Saturday

     I’m upset these days. I have_1____ problem, and I do not 2_____ how to deal with it.

     I have had a lot of _3______ every day since I became a Grade 9 student. I have no choice but to do it..  I oftern stay up late to finish it and then feel  4 ____ the next day.

    5______ I undrestand that it is important to do my homework and _6____ it in on time. Sometimes I still don’t want to do so much homework. I almost have no free time for my hobbies, 7_____ as playing volleyball and ping-pong. The worst thing is that I even have homework on weekends and holidays. The longer the holidays are, the 8_______ homework I get. I really feel bad about it.

    I am looking forward to a holiday9_______ homework so that I can relax and have some time for my hobbies. What should I do? I really hope that someone can give 10____ some suggestions. I am sure they will be of great value to me.

Li Na is a 15—year—old schoolgirl. She wants a penfriend. The penfriend should be a girl around her age who is good at English and loves watching movies and cartoons. So she looks in “penfriends” magazine, and finds a lot of people in the magazine.

1. What’s Doruk’s favourite subject?

    A. English.     B. Japanese.        C. Maths.       D. Music.

2. Who looks for a penfriend in "penfriends" magazine?

    A. Li Na.       B. Pauline .        C. Vicky .      D. Ashley.

3.Where does Ashley come from?

    A. Greece.      B. The USA.     C. Turkey.      D. UK.