A study involving 8,500 teenagers from all social backgrounds found that most of them are ignorant when it comes to money. The findings, the first in a series of reports from NatWest that has started a five-year research project into teenagers and money, are particularly worrying as this generation of young people is likely to be burdened with greater debts than any before.

University tuition fees are currently capped at £3,000 annually, but this will be reviewed next year and the Government is under enormous pressure to raise the ceiling.

In the research, the teenagers were presented with the terms of four different loans but 76 per cent failed to identify the cheapest. The young people also predicted that they would be earning on average £31.000 by the age of 25, although the average salary for those aged 22 to 29 is just £17,815. The teenagers expected to be in debt when they finished university or training, although half said that they assumed the debts would be less than £10.000. Average debts for graduates are £12,363.

Stephen Moir, head of community investment at the Royal Bank of Scotland Group which owns NatWest, said. "The more exposed young people are to financial issues, and the younger they become aware of them, the more likely they are to become responsible, forward-planning adults who manage their finances confidently and effectively."

Ministers are deeply concerned about the financial pressures on teenagers and young people because of student loans and rising housing costs. They have just introduced new lessons in how to manage debts. Nikki Fairweather, aged 15, from St Helens, said that she had benefited from lessons on personal finance, but admitted that she still had a lot to learn about money.

1. Which of the following can be found from the five-year research project?

A. Students understand personal finances differently. 

B. University tuition fees in England have been rising.

C. Teenagers tend to overestimate their future earnings.

D. The students' payback ability has become a major issue.

2. The phrase "to raise the ceiling" in paragraph 2 probably means "______".

A. to raise the student loans                B. to improve the school facilities

C. to increase the upper limit of the tuition  D. to lift the school building roofs

3. According to Stephen Moir, students _______.

A. are too young to be exposed to financial issues

B. should learn to manage their finances well

C. should maintain a positive attitude when facing loans

D. benefit a lot from lessons on personal finance

4. What can we learn from the passage?

A. Many British teenagers do not know money matters well

B. Teenagers in Britain are heavily burdened with debts.

C. Financial planning is a required course at college.

D. Young people should become responsible adults.

根据对话内容，从对话后的选项中选出能填入空白处的最佳选项。选项中有两项为多余选项。请将答案填写在第二卷指定的答题区域内。

—Mary, we are going to have a party on Spring Fesvival’s Eve. I’m sure we’ll have a good

time.      1.      .

—I’d like to.       2.    .

—In our classroom. We are going to decorate it and turn it into a splendid ballroom.

—3._. I shall be glad to spend my first Chinese New Year in China with you.

—But we are going to ask everyone at the party to give a performance.4. 

—I will. My voice is not very pleasant to the ear,though.

—I heard you sing once. _  5.   _. I’m sure you’ll be the star of our party.

—Oh, thank you.

此题要求改正所给短文中的错误。对标有题号的每一行做出判断：如无错误，在该行右边横线上画一个勾(√)；如有错误（每行只有一个错误），则按下列情况改正：

1. 该行多一个词：把多余的词用斜线(＼)划掉，在该行右边横线上写出该词，并也用斜  线划掉。

2. 该行缺一个词：在缺词处加一个漏字符号(^)，在该行右边的横线上写出该加的词。

3. 该行错一个词：在错的词下划一横线，在该行右边横线上写出

It is five years now since I graduate from No.3 High1.  ___________

School. Last Saturday, the class that I was on held a           2.     _______

get-together, which took us a long time prepare. It          3.           

was indeed not easy to get in the touch with everybody      4.   _________

and set a well time for all of us. We all enjoyed                 5.                 

this precious day greatly, remember the time we spent  6.           

together and the people they were familiar with. It was 7.           

a pity which some of us were not present as they had  8.          

gone abroad for further studies, but they called back          9.           

or sent greeting card from different places.                     10.           

1.The man was a________ of frequent theft.

2.They greatly increased the sales of their product after it was a____ on TV.

3.I feel it is your husband who is to b________ for the spoiled child.

4.She worked diligently and as a consequence she was soon _______(提升).

5.Many people support the former opinion, but personally I favour the _____ one.

6.People who can’t d______ colours are considered to be colour-blind.

7.The latest development has further ____(加强) my determination to leave.

8.She r______ her sister in appearances. It’s hard to tell one from the other.

9.There are v________ goods in the supermarket for people to choose from.

10.You don’t seem _______(热情) about the proposal.

假如你叫李华，明年六月份将从川大附中毕业，打算到美国加州大学上学。现在请你根据下表的个人信息，用英语写一封信，申请留学并索要申请材料。

注意：1. 信件必须包括以上内容，不要逐句翻译，可适当增加细节以使行文连贯；

2. 词数：100个左右。开头和结尾已给出，不计入总词数。

参考词汇：加州大学：The University of California

Dear Sir or Madam,

I’m writing in the hope that I can obtain a chance to further my study in computer science

in your university. _____________________________________________________________

Cultural exchange ________ better understanding.

After a new reform, the number of the products in the factory is now ________ it was in 2003.　　

— How can I wake up so early?　　

— Set the alarm at 5:00 am. ________ you will make it.　　

Eventually he gave in to the wish of the ________.

The Voice of America began during the World WarⅡ, when Germany was broadcasting a radio program to get international   36 . American officials believed they should   37   the German broadcast with words that they thought were the facts of world events. The first VOA news report began with words in   38 . “The   39  may be good or bad, but we shall tell you the truth.” Within a week, other VOA   40  were broadcasting in Italian, French and English.

After the World War Ⅱended in 1945, some Americans felt VOA’s   41  had to be changed, 42  the Soviet Union（苏联）became enemy of America. They wanted to   43  Soviet listeners. Then VOA began broadcasting in Russian.

In the early days VOA began adding something new to its Broadcast that was   44     “Music USA”. Another new idea came along in 1959. VOA knew that many listeners did not know _ 45  English to completely understand its   46  English broadcast. So VOA   47  a simpler kind of English,   48  uses about 1,500 words and is spoken   49 . Of course, it is special English.

In the   50  of most VOA listeners, the most   51  program is the news report. News from around the world   52  into the VOA news room in Washington 24 hours a day. It comes from VOA reporters in   53  cities and also from other   54  like BBC. VOA writers and editors use these materials to   55  news reports, which are being broadcast in 43 languages.