Directions: Complete the following passage by using the words in the box. Each word can only be used once. Note that is one word more than you need.
A. check | B. attitude | C. defined | D. consumers | E. annual |
F. intend | G. budget | H. general | I. survey | J. including |
Two-thirds of U.S. consumers have yet to finish their holiday shopping, and 41 percent expect to finish at least a week prior to Christmas, according to a new survey.
One-fourth of __41__ will be shopping the week leading into Christmas, __42__ Christmas Eve, according to the first annual American Express Spending and Saving Tracker research report.
"Actually, we found in this holiday season there is this game of watching and waiting ... that deals will get sweeter as the clock winds down," said Mona Hamouly, a spokeswoman for the report.
Some 62 percent of consumers are waiting until the last minute to shop for the holiday. Thirty-one percent are waiting for the best deals before finishing their shopping, while about 20 percent plan to do so at the last minute because they are still saving or are busy, and one in 10 say they are waiting for that last pay __43__ before the holidays.
Hamouly said consumers seem to be "managing their cash flow and seeking out those great deals" this year.
Over the next 30 days, 65 percent of people expect to spend the same or more than they spent in the past 30 days and one-third __44__ to spend less, according to the survey prepared for American Express.
Hamouly said the weak economy was a large factor in consumers' __45__ toward shopping, with many feeling cash-strapped.
In addition to a __46__ sample of consumers, the survey targeted two sub-groups -- those designated as "affluents" and "young professionals."
Affluents were __47__ as having a minimum __48__ household income of $100,000, while young professionals were those who were less than 30 years old, had a college degree and a minimum annual household income of $50,000.
During the next 30 days, among consumers who expect to spend more, 56 percent say they will be spending the most on holiday gifts.
More than 40 percent expect to spend less in the next month because they are trying to save money, the prices of goods have increased, or they want to maintain a __49__. One-third cite the need to reduce their debt.
"Even for the affluent population, they want to get the best deals too," Hamouly said.
The two top items consumers will be buying over the next 30 days are groceries and holiday gifts.
A. understand B. environmentally C. gamble D. involve E. necessary F. potential G. shortcuts H. specific I. structurally J. surprises |
The home inspection is an essential part of any home buying process. Without a home inspection, you can never be sure what you're getting and when buying a home that's a lot of money to __41__ on uncertainty. A home inspection ensures that there are no __42__ and that you can enjoy your future home for years to come.
A home inspection will __43__ hiring a company to send a home inspector out to go through your potential home with you and thoroughly inspect everything to make sure there are no major problems that might not be obvious to the average home owner. He will go over all the wiring, plumbing(管道系统), the roof and the foundation to make sure everything is __44__ sound. At the same time as the home inspection it's always a good idea to have a pest (昆虫) inspection to check for damaging insects such as carpenter ants.
Different states have different regulations for home inspections. So you need to be aware of what the requirements of your __45__ state are and make sure the inspector covers these areas. It’s a good idea to ask to see any __46__ certification, which a professional home inspector will gladly show you. It’s also best to make certain that your specific inspector has experience with your region. A local home inspector will better __47__ conditions in your area such as damp basements, winter damage to roofing or cracks in the foundation caused by normal settling.
A thorough home inspection takes time, so don’t settle for someone that you feel might be taking __48__. Many home inspectors are happy to have you accompany them on the inspection. A walk through with the home inspector is a great time to learn about how your home works and what to look for in terms of __49__ trouble.
A home inspection is just absolutely necessary and one will provide much peace of mind once you move into your new home.