If your parents take out a loan, remind themselves to make the payments on time. Otherwise it will
become a negative record in their personal credit reports, which are playing an increasingly big role in
people's daily lives. A story carried by Chongqing Morning Post in June, underlines this trend.
    According to the report, a Chongqing student borrowed money from the bank to finance his university
studies. After he graduated in 2005, he went to work in Shenzhen. Later, he wanted to buy a house using
loans. But several banks turned down his loan applications. The reason was that he had not paid back
1,500 yuan he borrowed from a bank when he was at university.
    A personal credit rating is becoming an essential "pass" in everyday life, as China establishes a
nationwide credit database. Personal credit systems go back 150 years. In developed countries,
enterprises and banks use them to decide whether or not to loan money or do other business with a
person.
     A credit report estimates the credit worthiness of an individual, a company, or even a country. It is
an evaluation made by credit bureaus of a borrower's overall credit history and his or her ability to repay
debt. A poor credit rating means a high risk of defaulting on a loan, and thus leads to the refusal of a loan
by the lender.
     Today in China, credit history in banks is the major content of a credit report. But in the future,
reports will include information about the payment of telephone bills, water use fees, electricity and
natural gas bills, and taxes, according to officials of the People's Bank of China, the central bank.
     Personal information such as appearance, genetic data, fingerprints, blood type, disease history,
ethnic identity, family and religious beliefs are not to be included in credit reports, according to a draft
regulation on credit rating issued last year by the Sate Council. The authors of the draft have just finished
soliciting(征求) public opinions.
     The Credit Reference Center run by the People's Bank of China is in charge of developing a
nationwide credit database. Credit reports for all people with bank transactions (交易)began in 2006.
     A personal credit rating is important to the social and economic activities of a person. According to
the draft, if you have a personal negative credit record, it will be kept for five years.

1. The author took the story as an example in order to ________.
A. tell us the story of a Chongqing student
B. warn us of the importance of our personal credit report
C. encourage us to use credits widely
D. inform us to apply for a loan at university

2. Credit reports will include the following except ________.
A. taxes                  
B. telephone bills
C. genetic data              
D. water use fees

3. According to the passage, which of the following statements    is TRUE?
A. Personal credit systems go back 150 years in China.
B. Credit reports began in 2006 in China.
C. Credit history in banks is the only content of a credit report.
D. You can turn to the People's Bank of China for the information about your credit report.

4. What's the best title for the passage?
A. Credit Really Counts    
B. Credit in China
C. A Credit Report Rating    
D. Credit Report Contents

     As a parent you might never guess all the ways a good imagination benefits your child. It helps a
preschooler:
     Develop social skills
     As children play pretend, they explore relationships between family members, friends and co-workers
and learn more about how people interact. Playing doctor, they imagine how physicians care for their
patients. Playing house, they learn more about how parents feel about their children. Imaginative play
helps develop sympathy for others. If children can imagine how it feels to be left out of a game or to lose
a pet, they are better able to help those in need. They become more willing to play fair, to share, and to
cooperate.
     Build self-confidence
     Young children have very little control over their lives. Imagining oneself as a builder of skyscrapers
or a superhero defending the planet is empowering to a child. It helps them develop confidence in their
abilities and their potential.
     Boost intellectual growth
     Using the imagination is the beginning of abstract thought. Children who can see a king's castle in a
mound of sand or a delicious dinner in a mud pie are learning to think symbolically. This skill is important
in school where a child will have to learn that numerals symbolize groups of objects, letters symbolize
sounds, and so on.
     Practice language skills
     Kids who play pretend with their friends do a lot of talking. This helps boost their vocabulary, improve sentence structure and enhance communication skills.
     Work out fears
     Playing pretend can help children work out their fears and worries. When children role-play about the
big, bad monster under the bed, they gain a sense of control over him and he doesn't seem quite so big
or so bad. Imaginative play also helps kids let out confusing feelings they might have, such as anger
toward a parent or rivalry(竞争) with a new sibling(兄弟姐妹).
     To encourage your youngster's imagination, read to him every day. Books offer children the
opportunity to visit other worlds and create new ones of their own.
     For generations children have enjoyed reading the story of Peter Pan because Peter takes them on
fascinating adventures. Reader's Digest Young Families offers a beautiful vintage Disney edition of Peter
Pan, which is an iParenting Media Award winner. Click here to find out how you can get this classic
story along with 2 free books - Bambi and Pinocchio.

1. Where can you probably find the article?    

A. Newspaper
B. Magazine
C. Internet
D. Book

2. What's the meaning of the underlined word?

A. improve
B. limit    
C. pull    
D. praise

3. What's the purpose of writing the article?

A. Tell the readers 5 benefits of encouraging the child's imagination.
B. Advise the parents to encourage the child's imagination.
C. Introduce some Disney stories to the readers.
D. Persuade the parents to buy books for their children.

     根据短文内容，从短文后的选项中选出能填入空白处的最佳选项.选项中有两项为多余
选项。
     Choosing the right job is probably one of the most important decisions we have to make in life,
and it is frequently one of the hardest decisions we have to make. One important question that you
might ask yourself is: "How do I get a good job?"    1    .
     There are people who can answer an insignificant advertisement in the local paper and land the
best job in the world; others write to all sorts of places all over the country, and never seem to get
a reply at all. Still others believe that the in person, door-to-door approach is by far the best way to
get a job; and then there are those who, through no active decision of their own, just seem to be in the
right place at the right time.    2    . He used to spend a lot of his free time down by the sea watching
the tall ships, but never thinking that he might one day sail one of them. His father was a farmer, and
being a sailor could never be anything for the boy but an idle dream. One day, on his usual wandering,
he heard the captain of the ship complaining that he could not sail because one member of his crew
was sick. Without stopping to think, the lad(少年)offered to take his place.     3    .
         4    . If the lad had gone home to consider about his decision for a week, he may have missed his
chance. It is one thing to be offered an opportunity; it is another thing to take it and use it well.
     Sometimes we hear stories about people who break all the rules and still seem to land plum jobs
(美差). When you go for a job interview or fill out an application, you are expected to say nice things
about the company to which you are applying.     5    . And within a year this person had become
general manger of the company.
A. This story also illustrates the importance of seizing an opportunity when it presents itself.
B. People find jobs in an infinite number of ways.
C. it's almost impossible to find a good job by answering advertisement in newspapers
D. Take for example the young man who wanted to be a sailor.
E. But there was one person who landed an excellent job by telling the interviewer all the company's faults.
F. He spent the rest of his life happily sailing the ships he had always loved.
G. It is very important to seize an opportunity when it presents itself.

                                                                 Luggage
    We ask you to keep what you bring with you down to one mediumsized suitcase per person on board
the bus.
    Seat Arrangements (安排)
    Special needs for particular seats can be made on most bus breaks when booking, but since
arrangements are made on a firstcomefirstserved basis, early booking is advisable. When bookings are
made with us, you will be offered the best seats we have on the bus at that time.
    Travel Documents
    When you have paid your deposit (订金), we will send you all the necessary documents, so that you
receive them in good time before the bus break departure (出发) date. Certain documents, for example,
air or boat tickets, may have to be kept and your driver or guide will then give them to you at the proper
time.
    Special Diets
    If you need a special diet, you must tell us at the time of booking and provide us with a copy of the
diet. This will be passed on to the hotel or hotels on your bus break. However, on certain bus breaks,
the hotels used are tourist class and they may not be able to prepare special diets. Any extra costs must
be paid to the hotel yourself before leaving the hotel.
    Programs
    Some of our hotels arrange extra programs which include music, dancing and film shows, etc. They
are all offered by the hotel, but not guaranteed (保证).

1. If you  want to sit in  the front  of the  bus,  you'd better_______.
A. say it when you get on the bus
B. arrive early on the departure date
C. book your seat ahead of time
D. avoid traveling at busy times

2. Your air tickets ________.
A. will be sent to you at your departure point
B. will be kept by yourself
C. will be given to you with other documents
D. may be held by your bus driver until you need them

3. If you need a special diet, you should ________.
A. tell the hotel when you arrive
B. pay extra money
C. tell the bus company when booking
D. book a tourist class hotel

4. Extra programs are ________.
A. offered by the bus company
B. offered by the hotel, but may not run
C. offered by the hotel at any time
D. an extra offer, so extra money must be paid

     In white shirt, blue pants, black cloth shoes and two pigtails, Jingqiu gives off an air of great "
pure beauty" in Zhang Yimou's new movie Under the Hawthorn Tree, which tells the story of
the sad romance of Jingqiu and a handsome young man named Laosan set at the end of
the "cultural revolution" (1966-- 1976).
     Before it was released, moviegoers foresaw what this "pure beauty" could be. Director
Zhang complained of how long it had taken him to find the right girl for the part of Jingqiu 
a character so innocent. She believes that simply lying on the same bed as a man will make
her pregnant.
     It was 18-year-old Zhou Dongyu who stood out from the crowd. According to Zhang,
Zhou has "eyes that are clear like a fountain on a mountainside". Born to an ordinary worker's
family, the Shijiazhuang girl was in her final year of high school and working hard for a place in
an art college.
     "If you have fair skin and clear eyes, as Jingqiu does, it is easy to look pure. Girls today
wear so many jewels and make-up--that's the reason Zhang was not interested," said Du Yanlai
, 17, of Chengdu.
     While some teenagers consider such "pure" beauty illusory, others believe that it speaks of
something soulful.
     Purity is all about an innocence that shines through from within, thinks 16-year-old Tan Mengxi
of Nanjing. "Being pure can be simple, not having complicated thoughts and being inexperienced.
However, it doesn't mean an ignorant or native person. So, a person is pure in his or her nature if
he or she is always enthusiastic and able to deal with difficult matters independently. This purity
doesn't pass with time, "she said.