How much should you save? You may be able to save 100% of your money. Does that mean you should? Not at all. The best way to develop good saving habits is to make saving a regular part of your life, along with spending.
Here is the rule you should remember: save before spending. Whenever some money gets into your hands, from a job or your pocket money or whatever, take your savings out immediately, before spending any of the money. The beauty of this system is that if you take away your savings, you are free to spend the rest.
Here are some more suggestions on how to successfully get into the saving habit from teens. Let’s see!
Tony,13: I put my money in a bank instead of my wallet, so the money is not there. And I have to take an extra step to get it.
Bill,14: When considering a major purchase(购买), wait a week or so, at least. This will help you make sure if you still want it, and the price might go down.
Dick, 13: Carry very little money always. You can’t spend money if you don’t have it. A cake would be nice, but without a dollar, you can’t get it. Little things like that really add up quickly.
Steve,16: I used to be weak when it came to money. I bought something whenever I went into a store. I’m glad I’m not that person now. I taught myself discipline by keeping a $20 bill in my pocket while waking around the mall all day and not buying anything. Now I have no strong wish to buy things when I go into a store. It works for me.
These ideas should help you get started. If you have some questions about anything you’ve read here, or would like to share your ideas about saving money, please write to us.
小题1:How does Tony advise you about saving money?
A.By keeping money in a bank.
B.By putting money in a wallet.
C.By making it easy to get your money.
D.By buying little things.
小题2:According to Billy, if you want to buy something expensive, you’d better_________.
A.wait at least a month
B.make sure it’s necessary
C.wait until it’s for sale
D.ask somebody for help
小题3:According to the passage, Steve is the person who _______.
A.didn’t carry any money
B.can’t wait to spend his money now
C.didn’t use to buy anything in a store
D.doesn’t spend money quickly and carelessly now
小题4:Where is the passage most probably from?
A.A dictionaryB.The instructionsC.A newspaperD.An advertisement.
小题5:The writer wrote the passage in order to ask teens to_______.
A.make major purchases
B.save 100% of their money
C.spend all their savings regularly
D.save money regularly as well as spending
Dear Dave,
I’m not happy. There are too many rules in my house. It isn’t fair. I have to get up at five o’clock every morning. I can’t arrive late for school. I have to be there at eight o’clock. I have to come back home after school because I have to do my homework. In the evening I can’t watch TV because I have to help my mother make dinner and wash the dishes. I have to go to bed before ten o’clock. On weekends, I have to stay at home on Saturday morning. I have to clean my room and wash my clothes by eleven o’clock. On Saturday afternoon, I have to go to the children’s palace to learn the piano. Do you have lots of rules? Are they fair?                                                                   
Your friend,
Alice
小题1:Who is the letter from?
A. Dave.                  B. Alice.           C. Alice’s mother.
小题2:What time does Alice have to get up?
A. Five o’clock.         B. Eight o’clock.    C. Ten o’clock.
小题3:What does Alice have to do on Saturday morning?
A. Wash the dishes.      B. Wash her clothes.    C. Learn the piano.
小题4:Why does she go to the children’s palace?
A. To play football.      B. To learn math.       C. To learn piano.
小题5:Why does Alice have to come back home after school?
A Because she has to do her homework.
B Because she has to go to the children’s palace to learn the piano.
C Because she has to help her mother make dinner.
Roger Scott worked as a salesman in a department store. Like a lot of other young people, he didn’t like his    1    very much. One day he was    2   in the canteen (食堂)of the store with his girlfriend, Annie Davis. She worked there, too. “I’m going to find another job as soon as I    3  “. He said, “The pay isn’t very good and the work isn’t interesting, either. The worst thing with it is that I have to take orders from people like Mr. Smith! Mr. Smith was the manager of the store. Everybody was    4   afraid of him. He often walked around the store and always got very angry if he saw somebody who was not working. Sometimes there was really no work to do    5   people still tried to look busy.
While Roger was talking, Annie looked up and saw Mr. Smith    6  into the canteen. Roger was sitting near the door and Mr. Smith was just behind him. He could hear what Roger was telling. Annie didn’t know what to do. “I    7  Mr. Smith is even a very good manager.” Roger continued loudly. “   8  a man is a good manager, the people would   9  to work for him. I’m sure everyone here hates it! At least I am.” Annie saw Mr. Smith come closer. There was a very angry    10   on his face.
小题1:
A.friends B.girlfriendC.payD.job
小题2:
A.sit B.ranC.sitting D.running
小题3:
A.may B.canC. need D.must
小题4:
A.a few B.a littleC.some D.lots of
小题5:
A.and B.or C.but D.as
小题6:
A.comingB.cameC.to come D.would come
小题7:
A.don’t thinkB.knowC.don’t understandD.think
小题8:
A.AlthoughB.BecauseC.Even ifD.If
小题9:
A.lovedB.be like C.likeD.better
小题10:
A.feelingB.thinkingC.seeingD.look
Kate: I like running very much. It’s good exercise. My parents both like running, too. We usually get up early in the morning and run together. It is good for one's legs, heart and lungs. It helps one to have a strong body. Mum says that she should thank running because it helps her to get thinner. Running is fun. It can make one happy. There are many different ways for one to run. One can run in a school or in a park. One can join a running club to run and make new friends, too.
Chen Feng: I like ball games, like football, basketball and tennis. And basketball is my favorite. I often play basketball with my friends on Sunday mornings when we are free and the weather is nice. I joined my school team last year. And I can play it very well now. There is going to be a basketball game between No. 1 Middle School and our school in our school next Saturday. Many students are going to cheer us on. Our teacher says that she will buy some presents for us if we win. I hope we can win the game.
小题1:Kate and his parents usually ______ together in the morning.
A.leave homeB.run
C.play gamesD.have breakfast
小题2:Kate's mother thinks that ________.
A.running is coolB.Kate dislikes running
C.running is as popular as swimmingD.running makes her get thinner
小题3:Chen Feng _______.
A.likes football best
B.hopes to win the football game
C.is a member of the school basketball team
D.plays basketball with his friends on the mornings of weekdays
小题4:Chen Feng's teacher is going to _______ if Chen Feng's team wins the game.
A.tell them a storyB.buy some presents for them
C.sing a song for themD.cook delicious food for them
小题5:Both Chen Feng and Kate _______.
A.like sports B.want to make new friends
C.like ball gamesD.are middle school teachers
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