Money management (管理) skill is very important for us , but many parents don’t take time to teach their children about the value of money , and unfortunately , many of those children grow up to be adults who struggles with money management skill.

What age should parents begin educating their children about money ? Financial (金融) experts agree that it’s never too early . The more children learn about money , the more they will be able to make wise financial decisions as they grow older . First , parents can begin teaching young children how to count money . It is very important for young child.

Next , you can teach the value of saving . Once they learn that saving is a good idea and that it is something they should always do , their financial future will be brighter . For example , your child wants a new bicycle . You can teach them to save part of their allowance (零用钱) for that bike , while still keeping money for ice cream, or for going to the movies with their friends. In this way they will begin to understand the value of both short-term saving and long-term saving .

It’s never too early , also , to teach your child different ways to make money . For example , they can sweep the floor, wash dishes and so on. Sit down with your children and talk with them in some ways they would like to earn money . You’ll be surprised and glad at the effort they will begin making.

Help your children chart their financial course in life, teach them basic money management skills, and their future will be brighter .

1.When should parents teach their children how to master (掌握) some money management

skills ?

A. As children grow up. B.As children are teenagers.

C. As early as possible. D.When they go to school.

2.When children are very young , in order to educate them about money , first , parents

may start with .

A.teaching them to count money

B.teaching them to make money

C.teaching them to save money

D.teaching them to go shopping with money

3.Which of the following is NOT true according to the underlined sentences ?

A. Buying a new bike needs a long –term saving.

B. Keeping some money for ice cream shows the value of a short-term saving .

C. Keeping some money for going to the movies with friends shows the value of long-term saving.

D.It shows us how we should teach children the value of saving .

4.The best title of the passage can be .

A.Parents and Children

B. Children Should Learn to Save Money

C.We Should Save Money

D. Teaching Children About Managing Money

Compassion(同情) is a wish within us to help others. Only with effort can we turn compassion into real actions. An experience last weekend showed me this is true.

I work part-time in a supermarket across from a building for the elderly. These old people are our main customers, and it’s not hard to lose patience over their slowness. But last Sunday, one aged gentleman appeared to teach me a valuable lesson. This untidy man walked up to my register(收款机) with a box of biscuits. He said he was out of cash(现金), had just moved into his room, and had nothing to eat. He asked if we could let him have the food on trust. He promised to repay me the next day.

I couldn’t help looking at him seriously. I wondered what kind of person he had been ten or twenty years before, and what he would be like if luck had gone his way. I had a hurt in my heart for this old gentleman, all alone in the world. I told him that I was sorry, but store rules didn’t allow me to do so. I felt stupid and unkind saying this, but I valued my job.

Just then, another man, standing behind the first, spoke up. If anything, he looked even poorer. “Charge it to me,” was all he said.

What I had been feeling was pity. Pity is soft and safe and easy. Compassion, on the other hand, is caring in action. I thanked the second man but told him that was not allowed, either. Then I reached into my pocket and paid for the biscuits myself. I reached into my pocket because these two men had reached into my heart and taught me compassion.

1.The aged gentleman who wanted to buy the biscuits ______.

A. promised to obey the store rules

B. forgot to take any money with him

C. hoped to have the food first and pay later

2.Which of the following best describes the old gentleman?

A. kind and lucky

B. poor and lonely

C. friendly and helpful

3.The underlined sentence “I valued my job” means “____________”.

A. I didn’t have enough money for the old gentleman for I was only a part-timer

B. I expected the old gentleman to take something valuable to pay for the food

C. I did want to keep my present part-time job by following the rules

4.The writer’s action suggested that______.

A. he felt no pity for the old gentleman

B. he was touched and became caring

C. he considered the first old man was not honest

5.What does the writer learn from his experience?

A. Wealth is more important than anything else.

B. Helping others is easier said than done.

C. Obeying the rules means more than compassion.

配对阅读 (请把答案涂在答题卷1--5小题)

Letters

Dr. Molly’s Reply

1.Whatever I do, I always think about if other people will like it. How can I stop worrying about what they think?

2.My dream is to be on the Olympic team for gymnastics. My dad thinks I started too late and I’ll never be able to make it. He puts me down. But I want his support, what should I do?

3. What should I do if I failed a test? I’m afraid to tell my mum because she might get mad at me and I can’t play soccer. And soccer is like the world to me.

4.I just moved to a new place and I’m kind of shy, so how do I make new friends?

5. I have some difficulties in communicating with my parents. We have totally different ideas on many things.

A. You’d better tell your mum the truth and explain why you failed the test. Ask her if she can help you study in the future, so you’ll do better on your tests and also have time for the soccer you love.

B. Just be yourself and try not to care about what others think. The more you think about it, the worse you will feel. Always act strongly and confidently. Even if you are a little unsure of something, don’t doubt(怀疑) your abilities to do things right. Just relax.

C. You should tell him about your dream and that if you work really hard, it might happen even though you started late. The sooner you tell your dad how you feel, the sooner you will be able to work on making your dream come true.

D. You should take more exercise to prepare for the Olympic team.

E. Nobody knows you at your new school. You have nothing to lose, so gather up all your courage and go over to someone who looks friendly and introduce yourself. You can ask that person about your teacher or the other kids in your class to break the ice. Good luck!

F. I think you should be patient to listen to what your parents say. Because they have more experience than you. Their suggestions are good to you.

G. You can make a speech in front of a mirror every day, and it will make you more confident to give a speech one day.

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