44. Which of the following is true according to the passage?

　 A. Facial yoga cab be used for the other parts of your body.

　 B. Facial yoga can make you feel at ease.

C. Facial yoga can sometimes make you embarrassed.

D. Facial yoga is very popular with women worldwide.

43. The underlined “flabby” in Paragraph 3 most probably means___________.

　 A. loose　　　　 B. tight　　　　 C. fixed　　　 D. painful

42. Some women are turning to facial yoga beccause___________.

　 A. they are under a lot of working stress

　 B. they are seeking a different lifestyle

　 C. they can practise it anywhere and any time

　 D. they want to achieve a youthful appearance

41. By saying "You can do this any time. It really helps you get a seat on the train", Hagen means that_________.

　 A. you can easily get a seat on the train by practising "The Lion"

　 B. you should take full advantage of facial yoga in public places

　 C. some passengers may be frightened away

D. you’ll be paid attention to by passengers

40. In some countries, the governments control the installment plan to ________.

　 A. increase employment　　　　　　　　　　　

　B. avoid depressions

C. ensure that businesses make good profits　　

D. ensure people not to cheat on installment

9

At a recent class in Manhattan's wealthy Upper East Side, yoga instructor Annelise Hagen teaches several facial exercises designed to stretch and tone facial muscles. A group of women practice moves including "The Lion," showing the tongue hanging out and eyes rolled up. Hagen encourages class members to hold the position for 60 seconds, joking: "You can do this any time. It really helps you get a seat on the train."

Hagen recently released a book, "The Yoga Face: Remove Wrinkles with the Eventual Natural Facelift." She said she developed a workshop using facial yoga because women wanted to look their best, "but they weren't really thinking about how to exercise their facial muscles."

She said facial muscles become weak and flabby and need regular exercise and circulation to reduce wrinkles. Besides "The Lion," other exercises include "Satchmo," in which the cheeks are blown out Louis Armstrong-style, and "Marilyn," in which attractive kisses are blown to strengthen mouth muscles for full and firm lips. "It uses the same principles of exercise you would use for any other parts of your body," Hagen said. "Facial muscles also become more toned, so it is a natural way of getting a lift."

Hagen recommends facial yoga for those wanting to find outer and inner beauty, saying, "the emotional aspect is just as important as the physiological." But she does not rule out plastic surgery or Botox. "I don't rule it out for myself. One day I may feel like I need that. But regardless, maintaining elasticity and tone is extremely important, especially if you have had Botox and plastic surgery," she said.

While making faces in front of strangers might frighten some, those who attended the class thought it the perfect way to combat busy New York lifestyles. "Working in New York is very stressful," Kathy Healey said. "It's a perfect way to end the week."

39. The advantage of installment buying might include all the following EXCEPT that ________.

　 A. purchasing power is strengthened　　　　　　

B. employment might be increased

C. people develop a good habit of saving money　

D. young couples are able to furnish their homes

38. What will happen to a buyer if he fails to make the full payment for an item bought on installments?

A. He might lose his job.　　　　　　　　

B. He will stop owning the item he has bought.

C. He will have to sell what he has bought.

D. He will go into debt.

37. Goods bought on installments are more expensive than goods bought by cash because ________.

A. the buyer has to pay extra money as interest　

　B. the delivery of the goods charges extra money

C. the buyer has to pay a down payment　

D. the service offered by installment plan charged extra money

36. Which of the following is NOT true about the installment plan?

A. A lot of British families use the installment plan.

B. More than 10 percent American families buy things on installments.

C. Americans depend more on installment than British people do.

D. Americans spend one tenth of their income on installment buying.

35. The author is most probably a ______.

A. teacher　　 B. psychologist　 　 C. philosopher　 　 D. doctor

8

In Western countries people have been using the installment plan since the first half of the twentieth century. Today, a large number of families in Great Britain buy furniture, household goods and cars by installments. In the U. S. , the figure is much higher than in Great Britain, and people there spend over 10 percent of their income on the installment plan.

The price of an article bought on installments is always higher than the price that would be paid by cash. There is a charge for interest. The buyer pays one quarter or one third of the price as a down payment (预付定金) when the goods are delivered to him. He then makes regular payments, weekly or monthly, until the full price is paid up. The legal ownership of the goods remains with the seller until the final payment has been made.

　 Installment buying(分期付款购货)has advantages and disadvantages. It can help couples with small incomes to furnish their homes and start housekeeping. It increases the demand for goods, and in this way helps business and employment. There is, however, the danger that when business is bad, installment buying may end suddenly, making business much worse. This may result in a great increase in unemployment. If the people on the installment plan lose their jobs, they will probably not be able to make their payments. If great numbers of people are not able to pay their installment debts there is a possibility that businessmen cannot collect their debts and will therefore lose money. If businessmen lose money or fail to make a satisfactory profit, it becomes more likely to have a depression. This is why, in some countries, the government controls the installment plan by fixing the amount of the down payment and installments to discourage people from buying more than they can pay for on the installment plan.