5.
Which of the following is Not true?
A.
People any be killed because of a heavy fog.
B. The
underground may be taken on a heavy fog day.
C. The
gates to the underground had to be closed on a heavy fog day.
D.
Sometimes people have to feel their way in the fog.
C
Buying insurance is a way in which people
can protect themselves against large losses. Protection against fire is one
kind of insurance. Large numbers of people pay small sums of money to an
insurance company. Although thousands of people have paid for fire insurance,
only a few will lose their homes by fire. The insurance company will pay for
these homes out of the small sums of money it had collected.
The first modern fire insurance company
was formed in London
in the 1740s. A great fire had just destroyed most of the city and people
wanted protection against further losses. The first company grew rapidly. Some
other companies were founded in other areas.
Benjamin Franklin helped form the first
fire insurance company in America
in 1752, and then a new kind of insurance for farmers was suggested. The new
insurance would provide protection against the loss of crops from storms.
Later on another new insurance company was
started in America.
This company, which offered life insurance, collected small sums of money
regularly from many different men. If a man died, his family was given a large
sum of money.
Over the years, insurance companies have
offered new kinds of insurance protection. The new kinds of insurance cover
from such accidents as car and plane crashes. Today, most people have some kind
of insurance.