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　　Can you imagine what life would be like if there were not 　1　？You could not call 　2　 your friends on the phone and talk to them．If fire 　3　 out in your house you could not 　4　 the fire department．If somebody were 　5　，you could not call a 　6　．

　　In our daily life we need to communicate with 　7　．We do this 　8　 by speaking to other people and listening to 　9　 they have to say to us，and when we are 　10　 to them we can do this very 　11　．However，our 　12　 will not travel very far even when we 　13　，and it is thanks to the 　14　 of the telephone that we are 　15　 able to communicate with each other Cleary 　16　 we were in the 　17　 boat．

　　The man who 　18　 this possible was Alexander Graham．a Scotsman．born in Edin-burgh in 1847． Bell，a teacher of visible speech who later moved to Canada．　19　 all his spare time experimenting． 　20　 enthusiastic（热情的）was he in his research for a means for sending speech by electricity that he left little time for his day-to-day work and at one time was almost penniless．

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EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：

Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk

Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.

Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.

Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.

Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.

1.The writer gives some basics to help ____ in a proper way.

A．parents teach their children how to deal with money

B．children follow their parents　'instructions

C．children manage their money

D．parents save their money

2.The underlined word　"incentive"　in paragraph 6 means ____.

A．honor            B．praise            C．excitement        D．encouragement

3.What leads the writer to write this article?

A.　Parents want to know how to educate their children.

B.　He wants to share his good ideas about money matters.

C　.He thinks money management the most important for children.

D.　Parents care 　little 　about their children's management of money.