“年轻时就要学会省钱，这是重要的一课。所有好的习惯都开始于年青时代. . . ”对于新时代的青年人，如何面对理财，如何学会理财是值得我们深思的问题。这篇阅读表达题会从某些方面给我们以启迪. . . .

Learning to save money when you're young is an important lesson. All good lessons arid habits begin early, and saving is a skill that everyone needs. Many people—adults included—do not have a good sense of saving for the long run.

I have been lucky to learn this lesson early because I have had a grass-cutting business since I was 10 years old. Of the money I make I spend about 10 percent and save the other 90.

Making sure you save and don't spend too much is a good way to build up wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to grow. Young people should realize that their teenage years are a great time to begin saving.

At high school many parents pay for almost everything, so your expenses can be small. If you have a lob, you should have fun with some of the money. But you should also save some so that it will grow. Then you can begin planning for your future. When you spend money, you not only lose that money, but also lose the interest you could have earned by saving it.

After high school, college is expensive and then "real" life begins, with expenses such as food and rent. If you can hold onto a good percentage of the money you earn as a teen, going to college and buying a house will be much easier. ________________, the more time the money has to grow. If you are in your thirties without any savings, you will always have to struggle. The earlier you begin saving, the easier it is to create a nest egg.

Later in life it can be hard to start saving because general costs of living are more expensive and you may only have enough to pay your bills. If you want to buy a house and have a family, you need money to start with, which comes from saving.

Many say money cannot make you happy, and this is true. But money can help you to lead a secure life.

Saving early will mean you will have to work for fewer years when you are older. It will also allow you to spend time doing the things that you want to do.

In addition to this, it will mean you can live the way you want to without worrying.

1. What’s the best title of the passage?

2. Which sentence in the passage is the closest in meaning to the following one?

As long as you save early, you’ll do less work to live well at your old age.

3. Please fill in the blank in the passage with proper words or phrases to complete the sentence.（within 10 words）

4 According to the passage, what do you think of saving? （within 30 words）

5. Translate the underlined sentence into Chinese.

“The world's oceans are slowly getting more acidic(酸的),” say scientists. The researchers from California report that the change is taking place in response to higher levels of carbon dioxide in the atmosphere.
The lowering of the waters' PH value is not great at the moment but could cause a serious threat to current ocean life if it continues, they warn. Ken Caldeira and Michael Wickett, from the Lawrence Livermore National Laboratory, report their concerns in the journal Nature. Increasing use of oil fuels means more carbon dioxide is going into the air, and most of it will eventually be absorbed by seawater. Once in the water, it reacts to form carbonic acid. Scientists believe that the oceans have already become slightly more acidic over the last century.
These researchers have tried to predict what will happen in the future by combining what we know about the history of the oceans with computer models of climate change. “This level of acidity will get much more extreme in the future if we continue releasing CO2 into the atmosphere,” said Dr Caldeira. And we predict the amount of future acidity will be greater than anything we have seen over the last several hundred million years.
However, it is not absolutely clear what that means for ocean life. Most organisms live near the surface, where the greatest PH change would be expected to occur, but deep－ocean life forms may be more sensitive to PH changes. Coral reefs and other organisms whose shells contain calcium carbonate(碳酸钙) may be particularly affected if the water's acidity levels keep going up, the team predict. They could find it much more difficult to build these structures in water with a lower PH.
In recent years some people have suggested storing carbon dioxide from power station in the deep ocean as a way of dealing with global warming. But Dr Caldeira said that such a strategy should now be re—considered. “Previously, most experts had looked at ocean absorption of carbon dioxide as a good thing——because in releasing CO2 into the atmosphere we warm the planet, and when CO2 is absorbed by the ocean, it reduces the amount of greenhouse warming.”
67. The ocean is becoming more acidic due to___________.
A. the lower water PH value                              B. the warming atmosphere
C. the higher level of CO2 in the air                   D. the increasing use of oil fuels
68. According to Dr Caldeira, ___________.
A. ocean absorption of carbon dioxide is a good thing
B. more oil fuels will be used in the near future
C. scientists may predict climate changes with computer models
D. the future situation of the amount of acidity is extremely serious
69. If the water's acidity level keeps rising, ___________.
A. ocean life whose structures contain calcium carbonate may be affected
B. the water's PH value will become higher and higher
C. organisms living near the surface are more sensitive to PH changes
D. some disastrous events will occur more often than before
70. Most experts once believed storing carbon dioxide in the ocean would reduce___________.
A. the CO2 absorbed by the ocean               B. the amount of greenhouse warming
C. the acidity of the ocean                          D. the gradual release of CO2

LANGUAGES Canada，a new Canadian national organization of public and private language training programs，was started recently to ensure that language training in Canada is of high quality，Canada News Wire has reported．

Canada has developed its language-training programs for over forty years without a comparatively uniform（adj. 一致的；相同的） quality standard before Languages Canada adopted（采用） a complete system of rigorous standards that apply equally to all public and private schools in Canada To qualify（取得资格；具备合格条件），a school is evaluated in a number of categories including curriculum，teacher qualifications，student services，student admissions，marketing，promotion，facilities and administration． The quality standards guarantee that international students who come to Canada to learn English or French can expect to receive a uniform level of excellent instruction．．

So far，a total of 144 language–training programs，public and private，English and French，have met the standards． They will have to re-qualify in three years． About two dozen other schools failed to meet all standards and may be re-evaluated in the future．

Canada’s language training sector accounts for（数量占…） about 15 percent of the market share of global language training business Canada ranks third among destinations for English language training after UK and US． Calum Mackechnie，President of Languages Canada and President of York University’s English Language Institute，says if Canada wants to fully take advantage（利用） of the economic potential（潜力） of its language-training sector，it needs to make sure the world knows what the country has to offer．

46．What do we know about Languages Canada?

A．It is a language training school．

B．It has a history of over 40 years．

Ｃ．It has many branches all over the world．

Ｄ．It is a new Canadian national organization．

47．______________ is not taken into consideration when evaluating a school．

A．Curriculum                                     B．Teacher qualifications

C．School size                                    Ｄ．Administration

48．The underlined word “rigorous” in Paragraph 2 probably means “___________”．

A．strict               B．similar                    C．different                Ｄ．The same

49．Which of the following statements is WRONG?

A．So far, 144 language-teaching programs have met the standards．

B．UK ranks second among destinations for English language training．

C．About 24 other schools didn’t meet all standards．

D．Languages Canada was launched to ensure high-quality language training in Canada．

50．What’s the main idea of this passage?

A．Canada sets English training standards across the country．

B．Canada is a big language-training country．

C．Canada hopes to make more money from language training．

D．Canada has a long history in developing its language-training capacity．

LANGUAGES Canada，a new Canadian national organization of public and private language training programs，was started recently to ensure that language training in Canada is of high quality，Canada News Wire has reported．
Canada has developed its language-training programs for over forty years without a comparatively uniform（adj. 一致的；相同的） quality standard before Languages Canada adopted（采用） a complete system of rigorous standards that apply equally to all public and private schools in Canada To qualify（取得资格；具备合格条件），a school is evaluated in a number of categories including curriculum，teacher qualifications，student services，student admissions，marketing，promotion，facilities and administration． The quality standards guarantee that international students who come to Canada to learn English or French can expect to receive a uniform level of excellent instruction．．
So far，a total of 144 language–training programs，public and private，English and French，have met the standards． They will have to re-qualify in three years． About two dozen other schools failed to meet all standards and may be re-evaluated in the future．
Canada’s language training sector accounts for（数量占…） about 15 percent of the market share of global language training business Canada ranks third among destinations for English language training after UK and US． Calum Mackechnie，President of Languages Canada and President of York University’s English Language Institute，says if Canada wants to fully take advantage（利用） of the economic potential（潜力） of its language-training sector，it needs to make sure the world knows what the country has to offer．
46．What do we know about Languages Canada?
A．It is a language training school．
B．It has a history of over 40 years．
Ｃ．It has many branches all over the world．
Ｄ．It is a new Canadian national organization．
47．______________ is not taken into consideration when evaluating a school．
A．Curriculum                                     B．Teacher qualifications
C．School size                                    Ｄ．Administration
48．The underlined word “rigorous” in Paragraph 2 probably means “___________”．
A．strict               B．similar                    C．different                Ｄ．The same
49．Which of the following statements is WRONG?
A．So far, 144 language-teaching programs have met the standards．
B．UK ranks second among destinations for English language training．
C．About 24 other schools didn’t meet all standards．
D．Languages Canada was launched to ensure high-quality language training in Canada．
50．What’s the main idea of this passage?
A．Canada sets English training standards across the country．
B．Canada is a big language-training country．
C．Canada hopes to make more money from language training．
D．Canada has a long history in developing its language-training capacity．

The aims of the Illustrators’(插图画家的) Exhibition, staged as part of the Bologna Children’s Book Fair, organized by BolognaFiere and held from 23 to 26 December 2012, are to bring illustrators and publishers together and to promote illustrators and their works among publishers.
QUALIFICATIONS
? Individual illustrators or groups of illustrators of any nationality, if they were born before 31st December 1992, whose artwork is intended for use in children’s books, are qualified to enter the Exhibition, either directly or through publishing houses or schools.
? Please state in the application form whether you are entering work for the Fiction or Nonfiction Category. Illustrators may only enter one category.
? Artwork previously presented to the Exhibition may not be re-entered.
? The confirmation(确认) form must be filled in and a photograph attached, then presented together with illustrations no later than 15 October 2012.
SHIPMENT
Entries may be delivered by post, express delivery service or by hand. From abroad, please use the following forms: Form “A” for registered mail or post by air; Form “B” if using an international forwarding agent or airline.
To avoid delays, material should not be sent by normal post. Material should be sent “carriage(运费) paid”, including any customs and delivery costs.
BolognaFiere may not be held responsible for the non-arrival or late arrival of artwork. All published works must be accompanied by a declaration bearing the ISBN number, publisher’s name and address.
REQUIREMENTS
The illustrations (i.e. the size of the sheet) must not exceed(超过) the following dimensions:
Fiction:
32 × 42 cm (or 42 × 32 cm)
Non-fiction:
50 × 70 cm (or 70 × 50 cm)
Illustrations in larger formats will not be considered, nor will they be returned by BolognaFiere. The illustrations must be on paper or flexible board, maximum thickness 2 mm (for scanner separation purposes).
SELECTION PROCESS
All artwork received by the stated deadline and meeting the specified requirements will be examined and selected by an international group (whose decision is final), including five members (from publishing house and art schools) appointed each year by BolognaFiere.
EXHIBITIONS ABROAD
After the Bologna event, the Illustrators Exhibition will travel to Japan under the supervision of JBBY. The Illustrators Exhibition may afterwards be transferred to other venues(场馆) in other countries. The exhibitions of illustrations held abroad follow the same rules and regulations as the Illustrators Exhibition, and the provisions(条款) of the regulations are extended to the organizers of the exhibitions held abroad.
RETURN OF ARTWORK
All the works will be returned to their owners by BolognaFiere or directly by the organizers of the exhibitions and held abroad by the end of July 2013.
【小题1】Which of the following of the Illustrators’ Exhibition is TRUE?