Four Insurance Policies You Can' t Do Without
A single gap in insurance coverage could wipe out the money that yon' ve earned for many years through your hard work.That' s why it' s important to give yourself a yearly insurance checkup, whether you buy your policies through an agent or from one of the growing number of insurance companies.
Health.Before selecting a policy from your employer or deciding among Medicare options, review your current health,predictable medical needs, and family status.This review should help you avoid a plan that fails to cover a necessary treatment or paying for services that you know you'll never use.
Disability. Your chances of becoming disabled before you retire are far greater than your chances of dying. So every working person needs some kind of disability coverage. If you are working for an employer who offers less than that, you can buy an individual policy to promote your coverage.
Homeowners or renters. Make sure you have replacement-cost coverage that would pay the current costs of rebuilding your home and replacing your personal possessions. A policy that would only pay for the decrease in value of these items isn' t good enough, because you could end up recovering just a small part of their costs. Don' t forget flood and/or earthquake insurance if you live in a locate that has a possible tendency to these types of disasters.
Life. Empty nesters and retirees may. no longer need life insurance at all. But if you have dependents who would suffer financially if you died, it' s still a must.
65. To have your insurance checkup every year is mainly because _______.
A. the gap in insurance coverage could cost you a large sum
B. the gap in insurance coverage could bring you benefits
C. some insurance agencies cover few of your policies
D. too many insurance companies prefer to sell coverage
66. _______ can be ignored while deciding among Medicare choices.
A. Your necessary treatment.                   B. Your personal health at present.
C. Your social status.                           D. Your predictable medical needs.
67. Which of the following is NOT true according to the passage?
A. Workers needn' t buy personal disability coverage if their bosses offer that
B. Insurance companies can secure the full value of private possessions
C. Earthquake insurance can cover replacement-cost caused by the disaster
D. Divorced or retired people may need life insurance for their dependents
68. We can infer that demand for insurance_______.
A. varies due to individual needs of coverage
B. stays the same whether you are working or not
C. increases when we move to a new place
D. decreases if we have a large family to support

Four Insurance Policies You Can' t Do Without

A single gap in insurance coverage could wipe out the money that yon' ve earned for many years through your hard work.That' s why it' s important to give yourself a yearly insurance checkup, whether you buy your policies through an agent or from one of the growing number of insurance companies.

Health.Before selecting a policy from your employer or deciding among Medicare options, review your current health,predictable medical needs, and family status.This review should help you avoid a plan that fails to cover a necessary treatment or paying for services that you know you'll never use.

Disability. Your chances of becoming disabled before you retire are far greater than your chances of dying. So every working person needs some kind of disability coverage. If you are working for an employer who offers less than that, you can buy an individual policy to promote your coverage.

Homeowners or renters. Make sure you have replacement-cost coverage that would pay the current costs of rebuilding your home and replacing your personal possessions. A policy that would only pay for the decrease in value of these items isn' t good enough, because you could end up recovering just a small part of their costs. Don' t forget flood and/or earthquake insurance if you live in a locate that has a possible tendency to these types of disasters.

Life. Empty nesters and retirees may. no longer need life insurance at all. But if you have dependents who would suffer financially if you died, it' s still a must.

65. To have your insurance checkup every year is mainly because _______.

      A. the gap in insurance coverage could cost you a large sum

      B. the gap in insurance coverage could bring you benefits

      C. some insurance agencies cover few of your policies

      D. too many insurance companies prefer to sell coverage

66. _______ can be ignored while deciding among Medicare choices.

      A. Your necessary treatment.        B. Your personal health at present.

      C. Your social status.                 D. Your predictable medical needs.

67. Which of the following is NOT true according to the passage?

      A. Workers needn' t buy personal disability coverage if their bosses offer that

      B. Insurance companies can secure the full value of private possessions

      C. Earthquake insurance can cover replacement-cost caused by the disaster

      D. Divorced or retired people may need life insurance for their dependents

68. We can infer that demand for insurance_______.

      A. varies due to individual needs of coverage

      B. stays the same whether you are working or not

      C. increases when we move to a new place

      D. decreases if we have a large family to support

Four Insurance Policies You Can' t Do Without
A single gap in insurance coverage could wipe out the money that yon' ve earned for many years through your hard work.That' s why it' s important to give yourself a yearly insurance checkup, whether you buy your policies through an agent or from one of the growing number of insurance companies.
Health.Before selecting a policy from your employer or deciding among Medicare options, review your current health,predictable medical needs, and family status.This review should help you avoid a plan that fails to cover a necessary treatment or paying for services that you know you'll never use.
Disability. Your chances of becoming disabled before you retire are far greater than your chances of dying. So every working person needs some kind of disability coverage. If you are working for an employer who offers less than that, you can buy an individual policy to promote your coverage.
Homeowners or renters. Make sure you have replacement-cost coverage that would pay the current costs of rebuilding your home and replacing your personal possessions. A policy that would only pay for the decrease in value of these items isn' t good enough, because you could end up recovering just a small part of their costs. Don' t forget flood and/or earthquake insurance if you live in a locate that has a possible tendency to these types of disasters.
Life. Empty nesters and retirees may. no longer need life insurance at all. But if you have dependents who would suffer financially if you died, it' s still a must.

1. 1.

   To have your insurance checkup every year is mainly because _______.
   

   1. A.
      the gap in insurance coverage could cost you a large sum
   2. B.
      the gap in insurance coverage could bring you benefits
   3. C.
      some insurance agencies cover few of your policies
   4. D.
      too many insurance companies prefer to sell coverage
2. 2.

   _______ can be ignored while deciding among Medicare choices.
   

   1. A.
      Your necessary treatment.                  
   2. B.
      Your personal health at present.
   3. C.
      Your social status.                          
   4. D.
      Your predictable medical needs.
3. 3.

   Which of the following is NOT true according to the passage?
   

   1. A.
      Workers needn' t buy personal disability coverage if their bosses offer that
   2. B.
      Insurance companies can secure the full value of private possessions
   3. C.
      Earthquake insurance can cover replacement-cost caused by the disaster
   4. D.
      Divorced or retired people may need life insurance for their dependents
4. 4.

   We can infer that demand for insurance_______.
   

   1. A.
      varies due to individual needs of coverage
   2. B.
      stays the same whether you are working or not
   3. C.
      increases when we move to a new place
   4. D.
      decreases if we have a large family to support

Four Insurance Policies You Can' t Do Without

A single gap in insurance coverage could wipe out the money that yon' ve earned for many years through your hard work. That' s why it' s important to give yourself a yearly insurance checkup, whether you buy your policies through an agent or from one of the growing number of insurance companies.

Health. Before selecting a policy from your employer or deciding among Medicare options, review your current health, predictable medical needs, and family status. This review should help you avoid a plan that fails to cover a necessary treatment or paying for services that you know you’ll never use.

Disability. Your chances of becoming disabled before you retire are far greater than your chances of dying. So every working person needs some kind of disability coverage. If you are working for an employer who offers less than that, you can buy an individual policy to promote your coverage.

Homeowners or renters. Make sure you have replacement-cost coverage that would pay the current costs of rebuilding your home and replacing your personal possessions. A policy that would only pay for the decrease in value of these items isn’t good enough, because you could end up recovering just a small part of their costs. Don' t forget flood and/or earthquake insurance if you live in a locale that has a possible tendency to these types of disasters.

Life. Empty nesters and retirees may no longer need life insurance at all. But if you have dependents who would suffer financially if you died, it' s still a must.

1．To have your insurance checkup every year is mainly because _______.

    A．the gap in insurance coverage could cost you a large sum

    B．the gap in insurance coverage could bring you benefits

    C．some insurance agencies cover few of your policies

    D．too many insurance companies prefer to sell coverage

2．_______ can be ignored while deciding among Medicare choices.

    A．Your necessary treatment.              B．Your personal health at present.

    C．Your social status.                        D．Your predictable medical needs.

3．Which of the following is NOT true according to the passage?

    A．Workers needn’t buy personal disability coverage if their bosses offer that

    B．Insurance companies can secure the full value of private possessions

    C．Earthquake insurance can cover replacement-cost caused by the disaster

    D．Divorced or retired people may need life insurance for their dependents

4．We can infer that demand for insurance_______.

    A．varies due to individual needs of coverage

    B．stays the same whether you are working or not

    C．increases when we move to a new place

    D．decreases if we have a large family to support

The British film star Hugh Grant can’t seem to work out what women want.?

“There’s no girl who only wants bastards（坏种），and no girl who wants a nice guy（伙计）.Women want both,” the British star tells the May issue of the Talk magazine.?

“And，really，they’d like to change by turns on a weekly basis. Can any man be both? I like to keep women guessing.”

Since Grant’s break-up last year with his longtime girlfriend Elizabeth Hurley，the thought of throwing himself into another big relationship doesn’t seem like it’s expected.?

“How easy do you think it is to find someone you can share 14 years of personal jokes with? Not easy. And I don’t know that I will，” he says.

Still，the 40-year-old star admits he can’t help thinking that his clock is ticking.?

“In the end，I want to have kids（children）.But in the back of my mind，I never wanted to have kids until I’d done something I’m proud of written a book，had my name on something really worthwhile,” he says. “I’m determined not to be in front of the cameras any more.”?

With all of these concerns（心思)inside，has Grant ever considered seeing a psychiatrist（精神病医生)to sort things out??

“I don’t think I need treatment，thank you,” sniffs the star.?

“I’m frightened of those people. And more than that，I don’t want to know what lies ?beneath?（在下面）.”?

1.Judging from what Hugh Grant says，the film star may consider himself 　　　　.?

A. either a bastard or a nice guy

B. both a bastard and a nice guy at the same time?

C. a bastard in one week and a nice guy in the other?

D. neither a bastard nor a nice guy?

2. Hugh Grant 　　　 .

A. is looking for another girlfriend at the present time?

B. never feels sure of finding a girlfriend who can take the place of Elizabeth Hurley?

C. considers it a shame to look for another girlfriend?

D. doesn’t value much the relationship he had with Elizabeth Hurley?

3.The underlined clause “his clock is ticking” possibly means 　　　 .?

A. he’s having a good time　　　　　 B. he can’t stand being single?

C. his film life is going to end soon　　　　 D. he is getting too old?

4.Hugh Grant thinks that he is not yet successful enough to be 　　　 .

A. a nice guy　　　　　　　　　　 B. a husband

C. a film star　　　　　　　　　　　　 D. a father??