Four Insurance Policies You Can' t Do Without A single gap in insurance coverage could wipe out the money that yon' ve earned for many years through your hard work. That' s why it' s important to give 题目和参考答案——青夏教育精英家教网—

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Four Insurance Policies You Can' t Do Without

A single gap in insurance coverage could wipe out the money that yon' ve earned for many years through your hard work. That' s why it' s important to give yourself a yearly insurance checkup, whether you buy your policies through an agent or from one of the growing number of insurance companies.

Health. Before selecting a policy from your employer or deciding among Medicare options, review your current health, predictable medical needs, and family status. This review should help you avoid a plan that fails to cover a necessary treatment or paying for services that you know you’ll never use.

Disability. Your chances of becoming disabled before you retire are far greater than your chances of dying. So every working person needs some kind of disability coverage. If you are working for an employer who offers less than that, you can buy an individual policy to promote your coverage.

Homeowners or renters. Make sure you have replacement-cost coverage that would pay the current costs of rebuilding your home and replacing your personal possessions. A policy that would only pay for the decrease in value of these items isn’t good enough, because you could end up recovering just a small part of their costs. Don' t forget flood and/or earthquake insurance if you live in a locale that has a possible tendency to these types of disasters.

Life. Empty nesters and retirees may no longer need life insurance at all. But if you have dependents who would suffer financially if you died, it' s still a must.

1．To have your insurance checkup every year is mainly because _______.

A．the gap in insurance coverage could cost you a large sum

B．the gap in insurance coverage could bring you benefits

C．some insurance agencies cover few of your policies

D．too many insurance companies prefer to sell coverage

2．_______ can be ignored while deciding among Medicare choices.

A．Your necessary treatment. B．Your personal health at present.

C．Your social status. D．Your predictable medical needs.

3．Which of the following is NOT true according to the passage?

A．Workers needn’t buy personal disability coverage if their bosses offer that

B．Insurance companies can secure the full value of private possessions

C．Earthquake insurance can cover replacement-cost caused by the disaster

D．Divorced or retired people may need life insurance for their dependents

4．We can infer that demand for insurance_______.

A．varies due to individual needs of coverage

B．stays the same whether you are working or not

C．increases when we move to a new place

D．decreases if we have a large family to support

ACBA

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C. Mary and Helen D. Mary’s and Helen

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Liu Xiang, a 21-year-old Chinese athlete, got the gold medal of the fascinating men's 110m hurdles(跨栏) before a crowd of 70 000 at the Olympic Stadium in the 28th Olympics in Athens late Friday local time. He clocked an excellent 12.91 seconds to equal the world record set by Britain's Collin Jackson in 1993.?

It is the first gold Chinese men's athlete has ever won from the track and field in the Olympics history. China has won over 100 gold medals from the summer Olympic Games since 1984 but its male athletes only got one medal from Olympics' most popular sport.

The Shanghai native, with his father a truck driver and mother an out-of-work housewife, loved sports when he was very little. Liu was selected to the Junior Sports School of Putuo District of Shanghai to practice jumping as a fourth grader in the primary school. But after a bone test showing that he will not be able to become a tall man, Liu was asked to give up sports one year later, although he had won the national champion at that level.

In 1998 when he attracted coach Sun Haiping's attention as a 15-year-old jumper. Sun was a well-known hurdle coach and he believed a star was born at the first sight of Liu. He visited Liu's parents several times and finally persuaded them to let Liu transfer to the 110m hurdles.?

After only three years, Liu launched his career in style in the IAAF Grand Prix in Lausanne in 2001 by breaking the world youth and Asian record with a time of 13.12.

But the first warning he sent to the world was his bronze-winning feat(战绩)at the world indoor championships in Birmingham, England, last year.?

In 2004, Liu won the silver in the world indoor championships in Budapest in March. Two months later, he proved the winner in a race against American great Allen Johnson in the IAAF Grand Prix in Osaka, Japan, where he clocked a new Asian record and world's season best time of 13.06 seconds.

He went on to win two Johnson-absent races in Lille, France, on June 26 and Zagreb, Croatia, three days later. He put up an exciting show at the Golden Gala meet in Rome on July 3,when he and Johnson clocked an identical time of 13.11.Race officials had to examine a photo finish to declare Johnson the winner. Liu did a better job of clearing the hurdles than Johnson, but Johnson's stronger start ended up making the difference. The race boosted(提高) Liu's optimism for the Olympics, although Johnson bettered his season best time by 0.01 second in Lausanne, Switzerland, on July 6.

The world has put the Olympics a Johnson-Liu duel but surprisingly Johnson crashed out of the Games after falling at the ninth hurdle at round 2.Johnson's early exit paved the way for Liu's win. He finally took the gold medal and put a Chinese man's name on the record book.?

(China daily. com. cn/Xinhua) Updated:2004-08-28 02:57

According to Paragraph One, which of the following is TRUE?

A. Liu Xiang is the fastest of the four mentioned athletes.

B. Liu Xiang has set a new world record in the event of the men's 110m hurdles.

C. Both Liu Xiang and Jackson have got a gold medal at the Olympics.?

D. In the Olympics history, Liu Xiang is as fast as Britain's Collin Jackson.

Before the 28th Olympics in Athens, _______.

A. no Chinese athlete got a gold medal from the track and field at the Olympics

B. there was already a Chinese male medallist in the track and field at the Olympics

C. Terrence Trammell got a gold medal from the men's hurdles at the Sydney Olympics

D. Zhu Jianhua got a bronze medal from the men's hurdles in the 1984 Los Angeles Games

In the last paragraph, the underlined word “duel” most probably means “_______”.?

A. contest B. friendship C. Partner D. company?

.From the passage, we can conclude that _______.?

A. Liu Xiang had no gift for jumping when he was a little boy?

B. Liu Xiang set a new world youth record when he was 17 years old?

C. Liu Xiang has succeeded because of his coach Sun?

D. Johnson might have won the gold medal if he had not dropped out??

Do you always understand the directions on a bottle of medicine? Do you know what is meant by “Take only as directed”? Read the following directions and see if you understand them.

To reduce pain, take two tablets with water, followed by one tablet every eight hours, as required. For night time and early morning relief take two tablets at bedtime. Do not take more than six tablets in twenty-four hours.

For children six to twelve years old, give half the amount. For children under six years old, ask your doctor’s advice.

Reduce the amount if you suffer from restlessness or sleeplessness after taking the medicine.

How many tablets at most can a person over 12 have in 24 hours?

A. Three B. Four C. Six D. Eight

How many tablets should a nine-year-old child normally take in 24 hours?

A. Half a tablet B. One tablet C. Two tablets D. Four tablets

What is the advice for one who can not sleep well after taking the medicine?

A. Stop taking the medicine at bedtime B. Continue to take the normal amount

C. Take more than the normal amount D. Take less than the normal amount

It can be inferred from the directions that this medicine ___________ .

A. helps you to fall asleep quickly B. may be dangerous to small children

C. cannot be taken if one feels sleepy D. should not be taken by children under six

This text is most probably taken from a _____________ .

A. textbook B. newsreel C. doctor’s notebook D. bottle of medicine

Long bus rides are like television shows. They have a beginning, a middle, and an end — with commercials thrown in every three or four minutes. The commercials are unavoidable. They happen whether you want them or not. Every couple of minutes a billboard glides by (滑过) outside the bus window. Only if you sleep, which is equal to turning the television set off, are you spared the unending cry of “You Need It! Buy It Now!”? 高☆考♂资♀源?网

The beginning of the ride is comfortable and somewhat exciting, even if you’ve traveled that way before. Usually some things have changed — new houses, new buildings, sometimes even a new road. The bus driver has a style of driving and it’s fun to try to figure it out the first hour or so. If the driver is particularly careless or daring, the ride can be as thrilling as a horror story. Will the driver pass the truck in time? Will the driver move into the right or the left-hand lane? After a while, of course, the excitement dies down. Sleeping for a while helps pass the middle hours of the ride. Food always makes bus rides more interesting, but you’ve got to be careful of what kind of food you eat. Too much salty food can make you very thirsty between stops.

The end of the ride is somewhat like the beginning. You know it will soon be over and there’s a kind of expectation and excitement in that. The seat, of course, has become harder as the hours have passed. By now you’ve sat with your legs crossed, with your hands in your lap, with your hands on the arm rests — even with your hands crossed behind your head. The end comes just at the right time. There just no more ways to sit.

The long bus rides and TV shows are alike, because .

A. they both can offer people with thrilling stories

B. they both are boring

C. they both have a beginning, a middle, and an end, with commercials in between

D. they both force people to sit for a long time

During the whole bus ride, what come to the passengers’ eyes most frequently?

A. Some salty food on the bus. B. The programs on TV.

C. Advertisements on the road. D. Trucks on the road.

In order to pass the middle hours of the ride, you can .

A. read the billboards B. have something to eat

C. watch TV shows D. sleep

The purpose of the passage is to .

A. show how much bus rides differ from TV shows 高☆考♂资♀源?网

B. teach us how to deal with each period of a long bus ride

C. persuade readers to take a long bus ride

D. give the author’s opinion on long bus rides

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