题目内容

Four Insurance Policies You Can' t Do Without

A single gap in insurance coverage could wipe out the money that yon' ve earned for many years through your hard work.That' s why it' s important to give yourself a yearly insurance checkup, whether you buy your policies through an agent or from one of the growing number of insurance companies.

Health.Before selecting a policy from your employer or deciding among Medicare options, review your current health,predictable medical needs, and family status.This review should help you avoid a plan that fails to cover a necessary treatment or paying for services that you know you'll never use.

Disability. Your chances of becoming disabled before you retire are far greater than your chances of dying. So every working person needs some kind of disability coverage. If you are working for an employer who offers less than that, you can buy an individual policy to promote your coverage.

Homeowners or renters. Make sure you have replacement-cost coverage that would pay the current costs of rebuilding your home and replacing your personal possessions. A policy that would only pay for the decrease in value of these items isn' t good enough, because you could end up recovering just a small part of their costs. Don' t forget flood and/or earthquake insurance if you live in a locate that has a possible tendency to these types of disasters.

Life. Empty nesters and retirees may. no longer need life insurance at all. But if you have dependents who would suffer financially if you died, it' s still a must.

65. To have your insurance checkup every year is mainly because _______.

      A. the gap in insurance coverage could cost you a large sum

      B. the gap in insurance coverage could bring you benefits

      C. some insurance agencies cover few of your policies

      D. too many insurance companies prefer to sell coverage

66. _______ can be ignored while deciding among Medicare choices.

      A. Your necessary treatment.        B. Your personal health at present.

      C. Your social status.                 D. Your predictable medical needs.

67. Which of the following is NOT true according to the passage?

      A. Workers needn' t buy personal disability coverage if their bosses offer that

      B. Insurance companies can secure the full value of private possessions

      C. Earthquake insurance can cover replacement-cost caused by the disaster

      D. Divorced or retired people may need life insurance for their dependents

68. We can infer that demand for insurance_______.

      A. varies due to individual needs of coverage

      B. stays the same whether you are working or not

      C. increases when we move to a new place

      D. decreases if we have a large family to support

【小题1】A

【小题2】C

【小题3】B

【小题4】A

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第四部分：书面表达（满分25分）

最近，不少城市发出了"减少白色污染"的倡议，得到广大市民的支持。请以" People should not be encouraged to use plastic bags "为话题在博客上发表简单评论。

注意：词数120左右。参考词汇：可分解的degradable  窒息choke

第三节：完形填空（共20小题；每小题1.5分,满分30分）

阅读下面短文,从短文后所给各题的四个选项（A、B、C和D）中,选出可以填入空白处的最佳选项,并在答题卡上将该项涂黑。

The Creightons were very proud of their son, Frank. After his graduation from university, Frank was drafted into the army and soon after that, he received his call to go to the  41   .

At first the parents heard from him every week and were  42  for his well-being but then a telegram came,saying,"We regret to inform you that your son has been   43   for three weeks

and may have been killed in   44   ."The parents were shocked and grieved (伤心的). They felt very   45   without Frank. About three weeks later,   46   , the phone rang. A voice on the other  47   said, "Mother,it's Frank. They  48  me,and I'm going to be all right. I'm in the United States and I'm coming home soon. "

Mrs. Creighton was overjoyed,  49   tears running down her cheeks,"Oh,that's just wonderful, Frank!"

There was  50  for a moment, and then Frank said,"Mother, I want to ask you something important to me. While I've been in the  51   , I've made some real  52  friends. There is one fellow I would like to bring home to meet you and Dad. And I would like to know if it would be all right if he could stay with us. He has  53   else to go."

His mother assured him it would be all right.

Then Frank said,"You see, he was  54  in battle. His face is all disfigured. He lost his  55  , and his right hand is missing. So you see,he feels  56  about how others will  57   him."

Frank's mother stopped to think a minute. Then she said, "Sure Frank, you bring him home—for a  58  ,that's it. About him staying with us permanently(永久地), well, we'll have to think about that." Frank said, "Okay, Mother," and hung up.

A week went by without any  59  from Frank,and then a telegram arrived,"We regret to inform you that your son has  60  his life. We would like you to come and identify the body."

"Why had he done this?" When they walked into the room to identify the body of their son, they found a young man with a disfigured face, one leg missing, and his right hand gone.

41. A. camp             B. front            C. airport         D. scene

42. A. pitiful     B. painful         C. hopeful       D. thankful

43. A. wounded         B. gone           C. missing       D. dead

44. A. action     B. crash           C. bomb          D. crime

45. A. crazy             B. scared          C. lonely          D. panic

46. A. otherwise         B. however      C. besides         D. therefore

47. A. hand      B. side            C. end            D. part

48. A. found             B. attacked        C. discovered            D. caught

49. A. in          B. by              C. for             D. with

50. A. a noise            B. laughter        C. a whisper             D. silence

51. A. war       B. army           C. country       D. battle

52. A. dear        B. close            C. new           D. old

53. A. everywhere  B. anywhere           C. nowhere              D. somewhere

54. A. injured            B. hurt            C. killed           D. destroyed

55. A. hand      B. foot            C. arm            D. leg

56. A. uneasy            B. upset           C. eager          D. curious

57. A. accept     B. judge          C. understand            D. recognize

58. A. stop        B. stay            C. call             D. visit

59. A. word      B. sound          C. information          D. sign

60. A. sacrificed          B. taken          C. killed           D. lost

 Lucy was completely ______ after jogging in the hot sun all afternoon; she had little energy left. 

A. kicked out             B. worn out        C. handed out          D. put out

 She ______ find any ______ employment.

A. wasn’t able to; normal                   B. shouldn’t; often

C. couldn’t; regular                                  D. mightn’t; ordinary

 Dr. Frank failed many times but he finally ______ to find a successful way to solve the problem.

　　A. broke off B. broke up C. broke downD. broke through

 The weather in the south is generally warm, but it _____ be very cold sometimes.

  A. may              B. shall                 C. will                  D. can

Plastics and other similar rubbish that does not ______ may not be thrown into  the sea anywhere.

A.break down               B.break away                C.break off                   D.break through

If we can          our present difficulties, then everything should be all right?

       A．come across            B．get over

       C．come over        D．get off

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