EAT YOUR VEGETABLES.Wash your hands. Always say  “please” and “thank you”. We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how tomanage their money.

　　Here are some basics that will help guide them their entire lives:

　　Show them the future. If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month, by the time she’s 65,she would have $980,983!

　　Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.

　　Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.

　　Provide incentive. Tell your children the importance of saving. “For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot,” says Cathy Pareto, expert in money planning.

　　Explain your values. Values and money are deeply intertwined, says Eilleen Gallo,co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don’t want to buy it.“You might say, ‘I’d rather save that money for your  education,’” advises Gallo. Every time you spend or don’t spend money, you have a chance to share your values.

1.The writer gives some basics to help________ in a proper way.

A．parents teach their children how to deal with money

B．children follow their parents’ instructions

C．children manage their money

D．parents save their money

2.The writer thinks that, if a child wants to buy something, his parents should________.      .

A．give him some regular pocket money

B．encourage him to put money away for it

C．explain to him the importance of investment

D．tell him to save some money by using a credit card

3.The underlined word “incentive” in paragraph 6 means_________.       .

A．honor            B．praise            C．excitement        D．encouragement

4.What leads the writer to write this article?_________

A．Parents want to know how to educate their children.

B．He wants to share his good ideas about money matters.

C．He thinks money management the most important for children.

D．Parents care Little about their children’s management of money.

EAT YOUR VEGETABLES.Wash your hands. Always say  “please” and “thank you”. We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how tomanage their money.
　　Here are some basics that will help guide them their entire lives:
　　Show them the future. If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month, by the time she’s 65,she would have $980,983!
　　Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.
　　Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.
　　Provide incentive. Tell your children the importance of saving. “For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot,” says Cathy Pareto, expert in money planning.
　　Explain your values. Values and money are deeply intertwined, says Eilleen Gallo,co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don’t want to buy it.“You might say, ‘I’d rather save that money for your  education,’” advises Gallo. Every time you spend or don’t spend money, you have a chance to share your values.
【小题1】The writer gives some basics to help________ in a proper way.

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Forever Young?

　　It's Girls Night Out:Mom Edition, and I'm a player in a whole new game. It occurs to me that I really don't know these　36　women. We've been circling　37　 for about three years, ever since our kids started　38　.We'd bump into each other in the parking　39　,at Valentine's Day parties, and later as one or the other shyly　40　we all sign our kids up for softball, gymnastics or dance. Who knows　41　the five of us clumped together more than　42　of us clumped with other mothers. I suppose it happens　43　,friendship circles spiraling in and around and about and anew.?

This is the　44　time we've gathered without the kids, and I am having a　45　time saying “Janice”, as opposed to “Zoe's mom” or “Susan”,　46　 “Kaitlin's mom”, and so I have decided, for tonight, not to　47　any names at all.?

The　48　has already taken our drink order. I can't believe nobody　49　beer.Nope, this is a Diet Coke and iced tea crowd. In the back of my mind I'm　50　if I'm going to be the naughty　51　who corrupts this group.?

There is so much　52　to take care of when you are just getting to　53　people as people. One of the things we are doing is　54　dates, the years that each of us　55　from this or that. I see where this is going.?

36. A. five      B. three   C. Four   D. two?

37. A. each other    B. one another       C. all of us     D. some of us?

38. A. primary school    B. university   C. high school D. preschool?

39. A. lot       B. Station       C. line     D. square?

40. A. said      B. suggested   C. informed    D. found?

41.A. what     B. that     C. how    D. why?

42. A. some    B. none   C. any     D. all?

43. A. all the time  B. all of a sudden   C. at the same time D. once and for all?

44. A. last      B. first    C. Usual  D. only?

45. A. spare    B. good   C. difficult     D. pleasant?

46. A. instead of    B. as well as   C. in case of   D. in the name of?

47. A. call      B. use     C. forget D. tell?

48. A. kid              B. mother       C. Friend D. waitress?

49. A. brought       B. liked   C. ordered      D. drank?

50. A. wondering   B. fearing       C. Speaking    D. asking?

51. A. girl      B. mother       C. One    D. kid?

52. A. trouble B. business     C. time    D. food?

53. A. regard  B. name  C. Find   D. know?

54. A. comparing   B. making      C. Deciding    D. discussing?

55. A. came    B. changed     C. graduated   D. got??