Many children first learn the value of money by receiving an allowance (pocket money). The purpose is to let the children learn from experiences at an early age when financial mistakes are not very costly.

The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance.

In any case, parents should make clear what, if anything, the child is expected to pay for with the money. At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance.

The object is to show young people that a budget demands a choice between spending and saving.Older children may be responsible enough to save money for larger costs like clothing or electronics. Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life.

Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works.

Allowances give children a chance to experience the three things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save it.

Saving helps children understand that costly goals require sacrifice. You have to cut costs and plan for the future. Requiring children to save part of their allowances can also open the door to future saving and investing. Many banks offer services to help children and teenagers learn about personal finance.

A savings account is an excellent way to learn about the power of compound interest.

Compounding works by paying interest on interest. So, for example, one dollar invested at two percent interest for two years will earn two cents in the first year. The second year, the money will earn two percent of one dollar and two cents, and so on. That may not seem like a lot. But over time it adds up.

1.Giving an allowance, parents should consider all the following EXCEPT_______.

A. how much the child should get each time

B. whether the child has made a budget

C. where the money really goes

D. how often a child can get it

2.The author of the passage holds the opinion that________.

A. what children learn by handling allowances may be beneficial in the future

B. children can learn to set up their own business with their allowances

C. keeping allowances in the bank is the best choice for children

D. it is not a good idea to pay children for housework at home

3.The underlined words “compound interest” in the passage probably means ________.

A. increasing curiosity to learn how to make more money

B. stronger power to hold one’s attention to saving money

C. money paid by the bank on your original money and the gain from it

D. the sum of money that you earn from keeping your money in the bank

4.What is the best title for the passage?

A. Be Generous to Pay Your Children.

B. Be Wise to Avoid Financial Mistakes.

C. Saving Allowances Does Good to Children.

D. Allowances Help Children Learn about Money.

How to Protect Your Ears

You and your friends are leaving a concert on a Friday night. When you get outside, your ears are ringing. You have to shout to be heard.1. So no harm done…right?

  Not quite. Temporary buzzing may be easy to ignore, but repeated exposure to loud noise will eventually cause serious--- and irreversible(无法治愈的)--- hearing loss. A new study conducted by researchers at Brigham and Women’s Hospital in Boston shows that one in five people between the ages of 12 and 19 are experiencing slight hearing loss, and one in 20 have mild hearing loss. 2.

But the good news is that there plenty of ways you can protect your ears from further damage — and still listen to the music you love:

Ask around. Put your earbuds in or your headphones on, and then ask a friend next to you whether or not he or she can hear what you’re listening to.3.Turn it down.

Buy noise-canceling headphones. A pair of earbuds or headphones that fits comfortably will limit outside noise so that you can hear your music better at lower volumes.

Take breaks.  4. So when listening to music, take your headphones off for 15 or 20 minutes and let your ears enjoy the quiet.

5.You can buy a cheap pair at any drugstore as an easy way to lower volume at concerts — or while playing or practicing your own music — without changing the quality of the sound.

A. Use earplugs.

B. Keep the volume below 70 percent.

C. If the answer is yes, your music is too loud.

D. Like every other part of your body, your ears need rest.

E. But by morning, your hearing is totally back to normal.

F. Unfortunately, there’s no way to get back hearing you’ve already lost.

G. The exposure to noise is louder and longer than in any previous generation.

A poor boy loved a rich girl. One day the boy proposed her. Then the girl said, "listen! your monthly salary is my daily ______. That’s too little. Should I be ______ with you? How could you think that? I will never_____ you. So, forget me and get engaged_____ someone else of your ______."But somehow the boy could not ____ her so easily.

10 years later, One day they met face to face in a shopping center______. The lady said, "Hey! You! How are you? Now I'm married. Do you know how much is my husband's ____? $20000 per month! Can you imagine? And he is also very _____. He worked for a big company as an assistant for his manager."

The guy's eyes got _____ with tear at hearing those words.

After few minutes her husband came _____ the lady could say something to the guy. Her husband started to___by seeing the guy.

"Sir! You here? This is my_____." Then he said to her wife, "I'm going to ____ a project of him, which is about$2 billion. And do you know a_____? Sir loved a girl but he didn't ____her. That's why he is still unmarried. How ____ the girl is,isn't it? Nowadays who can love a person like that way?"

Life is not so ____ So, don't be so proud of yourself and_____others. Situations change with time. Every one should____ other’s love.

1.A. fares B. activities C. papers D. expenses

2.A. married B. involved C. compared D. faced

3.A. love B. admire C. envy D. miss

4.A. in B. to C. with D. on

5.A. level B. age C. interest D. education

6.A. persuade B. forget C. understand D. desert

7.A. bravely B. happily C. secretly D. accidentally

8.A. weight B. payment C. salary D. allowance

9.A. smart B. careful C. patient D. brave

10.A. red B. wet C. big D. wide

11.A. though B. until C. when D. before

12.A. cry B. shout C. say D. tremble

13.A. wife B. boss C. friend D. daughter

14.A. support B. fund C. start D. assist

15.A. wonder B. fact C. story D. rule

16.A. tell B. pursue C. get D. accompany

17.A. lucky B. foolish C. beautiful D. content

18.A. simple B. romantic C. hard D. short

19.A. keep away from B. look down upon C. live up to D. take care of

20.A. accept B. experience C. respect D. realize

The orderly came back in a few minutes with a rifle(步枪)and some Burmans(缅甸人). He told us that the elephant was in the rice fields below, only a few hundred yards away. As I started forward practically the whole population of the quarter flocked out of the houses and followed me. They had seen the rifle and were all shouting excitedly that I was going to shoot the elephant. It was fun to them, as it would be to an English crowd; besides, they wanted the meat. It made me a little uneasy. I had no intention of shooting the elephant—I had merely sent for the rifle to defend myself—and it is always uneasy to have a crowd following you. I marched down the hill, looking and feeling a fool, with the rifle over my shoulder and an ever-growing army of people knocking and pushing at my heels. Beyond the huts(小木屋)there was a rice field a thousand yards across, muddy from the first rains. The elephant was standing eight yards from the road. He took not the slightest notice of the crowd. He was tearing up bunches of grass, beating them against his knees to clean them and feeding them into his mouth.

As soon as I saw the elephant I knew with perfect certainty that I ought not to shoot him. It is a serious matter to shoot a working elephant — it is comparable to destroying a huge and costly piece of machinery. There, peacefully eating, the elephant looked no more dangerous than a cow. I thought then and I think now that his attack of “must” was already passing off; in which case he would merely wander harmlessly about. Moreover, I did not in the least want to shoot him.

But at that moment I glanced round at the crowd that had followed me. It was a huge crowd, two thousand at least and growing every minute. I looked at the sea of the faces above the colorful clothes—faces all happy and excited over this bit of fun, all certain that the elephant was going to be shot. They were watching me as they would watch a magician about to perform a trick. They did not like me. But with the magical rifle in my hands I was momentarily worth watching. And suddenly I realized that I should have to shoot the elephant after all. The people expected it of me and I had got to do it; I could feel their two thousand wills pressing me forward. And it was at this moment that I first felt the hollowness(空洞), the uselessness of the white man's control in the East. Here was I, standing in front of the unarmed crowds—seemingly the leading actor; but in reality only a puppet (傀儡). I understood in this moment that when the white man turns ruler of complete power it is his own freedom that he destroys.

1.The people were glad to think the elephant was to be shot mainly because ________.

A. it had damaged their homes and crops

B. it would provide them with meat

C. it would make them feel entertained

D. it was spoiling their rice fields

2.When the writer saw the elephant he felt ________.

A. foolish B. afraid C. pitiful D. confident

3.The writer realized that he had to shoot the elephant because ________.

A. shooting elephants is a serious problem

B. everybody expected it of him

C. he did not wish to disappoint the rulers

D. he had to show how guns are fired

4.What does the writer intend to tells us when he tells the story?

A. Leading actors are sometimes foolish puppets.

B. Governments for white people are useless.

C. Power can sometimes turn people imprisoned (监禁).

D. Unarmed crowds are in control of everything.

CONGRATULATIONS

We’ve organized the following information to help you prepare for your arrival at Boston College. Please feel free to contact our Admissions Office at any time over the coming months with any questions.

Your First Steps…

Please return the Acknowledgment Form sent with your acceptance letter to Dean Robert Howe, Graduate School of Arts & Sciences, McGuinn Hall 221,140 Commonwealth Avenue, Chestnut Hill, MA 02467.

■For Ph. D. Acceptances and Master’s Acceptances with funding, we ask you to reply by April 25, 2008.

■For Master’s Acceptances without funding and Non-degree Acceptances, we ask you to reply by May 31, 2008.

■You should also contact your department to receive any department information.

Over the Coming Months…

Get informed about services around campus. We have provided links for you to the following offices.

■Student Services

After you return your Acknowledgment Form, you should receive a letter containing your BC Username and Eagle ID number. With this information you can reach email and Agora. In Agora, BC’s online community, you can update your student information, check your student account, and register for classes.

The Office of Student Services issues (发行) your BC Eagle One Card. This ID card acts as your campus library card and meal card.

Student Services’ website offers a complete listing of courses for the school year, as well as student forms and other important student information. The Office of Student Services also handles billing.

■Housing …

CLICK HERE for more information.

If we can be of any more help to you, just contact us. Congratulations again! We look forward to you joining our University!

1.The above page can most probably be read _________.

A. on the Boston College website B. in the Boston College newspaper

C. on BC Eagle One Card D. at Student Services

2.The information above is particularly useful for those ________.

A. who want to apply for Boston College

B. who want to know about Boston College

C. who’ve been admitted to Boston College

D. who’ve decided to pay a visit to Boston College

3.If you want to study for your master’s degree with funding, you will have to _______.

A. return your Acknowledgment Form by May 31, 2008

B. send back your Acknowledgment Form by April 25, 2008

C. email your Acknowledgment Form to Admissions Office by May 31, 2008

D. return your Acknowledgment Form to Student Services by April 25, 2008

Conversation begins almost the moment we come into contact with another and continues throughout the day with the aid of cell phones and computers. However, we are so often absorbed in conversation that we lose sight of its true purpose and value.

One important aspect of a good conversation is the words used to express thoughts and feelings. We are full of deep thoughts and strong emotions, yet our vocabularies are not enough for this expression, and many make little effort to expand that. Perhaps you see a movie that touches you deeply, yet you have the following conversation: “So, what did you think of the film?” “Oh, my God, it was so sad. I swear, I went through using up a box of tissues. I was in tears.”This dialogue is hardly an effective way of expressing feelings. It gives no sign of how or why the movie truly affected you. Such commonly-used phrases are certainly not enough to describe a deeply moving experience. However, not only must you try to avoid overused words, you must also be careful in your selection. The purpose of expanding vocabulary is not to use the largest or most impressive words, but to find those best suited.

What is lacking in many conversations is the ability to talk to another rather than just talking with that person. A thoughtful person will find that even in the most ordinary of conversations, there are a thousand questions waiting to be asked if you have courage and a desire for change, in order to seek out the person behind the mask. Good conversations should not be made up of nonsense, but of a meeting of two sharing the human condition. It should bring a purer understanding of others and offer a release of emotions more than drive away unpleasant thoughts or kill time. If we want,we can reach beyond the superficiality(肤浅)of talking into the vast kingdom of wisdom.

1.The author used a movie as an example to show that ____________.

A. overused words can’t fully express feelings of a speaker

B. how and why a moving movie can deeply affect a speaker

C. only expanding vocabulary can describe moving experiences

D. the largest or most impressive words should he used by speakers

2.“Seek out the person behind the mask” in the last paragraph means___________.

A. remove the mask of others B. distrust the others’ appearance

C. feel doubtful about the others D. get the hidden truth beyond words

3.According to the author, a good conversation is ___________.

A. a way to free the unpleasant or pass time B. a desire to raise more questions

C. an exchange of emotions and experiences D. a route to the kingdom of wisdom

4.The best title of the passage could be ___________.

A. Vocabulary in Conversations B. Art of Conversations

C. Ability in Conversations D. Importance of Conversations

Many children first learn the value of money by receiving an allowance (pocket money). The purpose is to let the children learn from experiences at an early age when financial mistakes are not very costly.

The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance.

In any case, parents should make clear what, if anything, the child is expected to pay for with the money. At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance.

The object is to show young people that a budget demands a choice between spending and saving.Older children may be responsible enough to save money for larger costs like clothing or electronics. Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life.

Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works.

Allowances give children a chance to experience the three things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save it.

Saving helps children understand that costly goals require sacrifice. You have to cut costs and plan for the future. Requiring children to save part of their allowances can also open the door to future saving and investing. Many banks offer services to help children and teenagers learn about personal finance.

A savings account is an excellent way to learn about the power of compound interest.

Compounding works by paying interest on interest. So, for example, one dollar invested at two percent interest for two years will earn two cents in the first year. The second year, the money will earn two percent of one dollar and two cents, and so on. That may not seem like a lot. But over time it adds up.

1.Giving an allowance, parents should consider all the following EXCEPT_______.

A. how much the child should get each time

B. whether the child has made a budget

C. where the money really goes

D. how often a child can get it

2.The author of the passage holds the opinion that________.

A. what children learn by handling allowances may be beneficial in the future

B. children can learn to set up their own business with their allowances

C. keeping allowances in the bank is the best choice for children

D. it is not a good idea to pay children for housework at home

3.The underlined words “compound interest” in the passage probably means ________.

A. increasing curiosity to learn how to make more money

B. stronger power to hold one’s attention to saving money

C. money paid by the bank on your original money and the gain from it

D. the sum of money that you earn from keeping your money in the bank

4.What is the best title for the passage?

A. Be Generous to Pay Your Children.

B. Be Wise to Avoid Financial Mistakes.

C. Saving Allowances Does Good to Children.

D. Allowances Help Children Learn about Money.

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