题目内容

The First Rule of Finance is to live within your means by spending no more than 80% of your take-home pay.If you take home $ 100 per week, spend no more than $80.

But ever look at what people spend their money on? I have relatives and friends deeply in debt, spending $ 12 for every $ 10 they earn instead of the $ 8 you know they should be spending.When I see them, they're proud of their new whatever."What do you think of my new truck?" asked one from the driver's seat."Do you like my new shoes?" asked another on high heels."Check out my new big screen." said a third while holding the remote in his living room.We've all heard people fishing for compliments on their new toys.

Every one of them was proud of what they'd financed.They seem to have bought it for the purpose of being proud, of showing off, of keeping up with the Joneses."Look at my new …?"is everybody's favorite phrase, even when the object in question isn't theirs at all and won't be new when they've finally paid for it, if they ever do.

They're proud of being stupid.They think it's cool to drive the financed car, wear the financed shoes, and watch the financed TV, but to smart people, whose opinions are the only ones we should respect, these people look dumb as rocks.

The Joneses, nine times out of 10, are financially stupid.That's why they have all that stuff on borrowed money.Why try to copy them? Worse, why try to impress them? Copy and impress smart people, the ones who own their stuff.If you want to impress smart people, debt is the last way to go about it.Trying to impress a money-smart person by going into debt is like trying to impress Olympic swimming champion Michael Phelps by drowning in a pool.Michael Phelps is impressed by good swimming and a money-smart person by good money management.

1.According to the author, the "new toys" in Paragraph 2 are examples of______.

A. symbol of wealth B. unnecessary purchases

C. impressive stuff D. things available

2.The underlined words "smart people" in Paragraph 4 refer to people ______.

A. having high IQs B. earning enough money

C. creating new ideas D. managing money well

3.The author is trying to ______.

A. advise people to be money-smart

B. persuade people to keep off fashions

C. blame people for copying others

D. criticize people for over consumption

4.According to the author, buying new objects on borrowed money is ________.

A. unwise B. shameful

C. understandable D. impressive

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Most of us lead a busy life.1.We think, “If I reached my goal, then I would be happy”, or “If I could get a better job, then I would enjoy life.” But why not enjoy life right now?

Firstly, take time to notice and appreciate the beauty in your own surroundings.2.“There is a great big world of wonder and beauty around us!” And as Brodersen explains, “Look for the beauty of the sunrise and of a friend’s smile that brightens your day. Open your eyes to see the beauty you might not normally see. Doing so helps to cheer you up.”

Secondly, taking time to experience some simple pleasures also can bring joy to your heart and ease your stress. Take me for example.3.One universal simple pleasure is finding things that make you laugh. Make time to laugh every day.

Thirdly, don’t take your family and friends for granted. Rich, rewarding relationships add greatly to the enjoyment of life. When you think of someone, why not call, e-mail or write them?4.As Wayne Lawton explains, “Invest time in relationships. Remove the attitude, what’s in it for me? Happiness is found in putting other’s interests, desires and concerns ahead of our own whenever possible. Selfishness is a dead-end street.”5.

A. Be aware of beauty in nature.

B. So please treasure relationship.

C. You don’t need to travel far to find beauty.

D. Driven by the “urgent”, we forget to enjoy life.

E. In my spare time, I enjoy collecting stamps and reading novels.

F. A short e-mail or phone call can make a world of difference to someone.

G. I delight in simple things like my favorite tea drink, a bubble bath or family photos.

You are sitting on the desk. A teacher is writing on the blackboard. Kids are yelling in the playground outside. A book falls off the desk next to you. Suddenly, the teacher hands you a pop quiz.

Don’t panic! 1. You’re in a “virtual(虚拟的)classroom”. Everything you see and hear is coming to you through a computer-operated display that you’re wearing on your head like a pair of very big glasses. Wearing this kind of virtual-reality equipment, you can find yourself sitting in a classroom, touring a famous museum, wandering across a strange landscape, flying into space, or playing with a cartoon character. 2. Virtual-reality equipment that delivers images and sounds directly to your eyes and ears makes these fake worlds seem lifelike.

Unlike the classroom, the technology is real. It’s a type of technology that uses computer programs to imitate real world situation. 3. Movie directors and video game producers have been using computers for years to create ever more realistic special effects. Some companies are now building three-dimensional(三维)fantasy worlds in which players, linked by computer networks, appear to meet and go on explorations together.

4. They see virtual reality technology as a useful tool for learning more about why people act as they do. It could help psychologists deter identify and come up with solutions for behaviors problems, for example.

“We’ve spent the last 100 years looking for certain laws in how people interact with the real world,” says psychologist Albert. “ 5. This is psychologist’s dream.”

A. You aren’t actually in school.

B. This technology has been used in many fields.

C. Some psychologists are also getting into the act.

D. Grown-ups, too, stand a chance of benefiting from this technology.

E. As part of one classic test, you watch letters flashed on a computer screen.

F. You don’t have to leave your room to experience all that mentioned above.

G. Now, we’ve got a powerful tool that lets us create worlds and see how people perform.

Growing up in Wyoming,everyday life was an adventure—I spent my time camping,and exploring mountains. When I was little,my mom became the state's first female U.S. Marshall.I'll never forget how the local newspaper praised her for her success in a field that's traditionally run by men.Under her influence,I made up my mind to achieve something great.Now,I've become famous for sailing,a sport often considered "a man's world".

Sailing is considered a hard-to-break-into sport.And,generally,there are only two ways to get into it—either through a strict sailing education that leads to experience or by growing up on the water and racing in the Olympics. Most of my teammates became professional sailors in one of these two ways but I skipped both.

In the summer of 2008,I went to St.Croix through a college internship(实习)program focusing on educating locals about HIV and AIDs.There,I discovered my love for sailing.Then,SCA,a global hygiene(卫生保健)company, made the decision to support an all-female team,and when they began accepting applications,I knew it was the chance of a lifetime.I made it my task to become a part of the team.Even when it seemed like there were no positions left,I never gave up.

After a stressful,two-year application process,I finally got the call.I moved to Lanzarote in the Canary Islands and began training with the team immediately.The process was physically,mentally and emotionally exhausting,but I finally achieved my goal.I sailed in the "Everest of sailing" with only six years' experience.Later,there was an all-female team competing,and I was lucky enough to be a part of it.

As women,we need to approach our dreams as if we deserve to achieve them as much as men,because we do. There are plenty of professions,including sailing,in which women are absent or have a minor presence—but that's not because they shouldn't be there.We need to push the boundaries and focus on obtaining our goals and passions,no matter how unobtainable and challenging they may seem.

1.Why does the author mention her mother in Paragraph 1?

A. To compare with her mother.

B. To describe women's struggles.

C. To analyze her mother's success.

D. To show her mother's influence on her.

2.what does the underlined word "both" in Paragraph 2 probably refer to?

A. Two traditional ways to become professional sailors.

B. Two important persons in the author's life.

C. Two basic stages of being a sailor.

D. Two famous professional sailors.

3.What is the correct order of the following events?

a.I began training with the sailing team.

b.I attended a college internship program.

c.I took part in competing in an all-female team.

d.I discovered my love for sailing as a woman.

A. b-d-a-c B. d-a-c-b

C. a-c-d-b D. a-d-c-b

4.Which can best describe the author?

A. Humorous. B. Generous.

C. Pessimistic. D. Determined.

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