70．According to the passage, which of the following is TRUE? A．The recession is destroying all Am——青夏教育精英家教网—

摘要：70．According to the passage, which of the following is TRUE? A．The recession is destroying all Americans’ health and their incomes. B．The recession has negative effects on Americans without healthy eating habits. C．The health of the average American has been greatly affected by the recession. D．The recession does make old Americans become fatter and fatter. PART FOUR WRITING SECTION A Directions: Read the following passage. Complete the diagram by using the information for the passage. Write NO MORE THAN 3 WORDS for each answer Life policies differ from other forms of insurance in several ways. They are not contracts of indemnity , so there is theoretically no limit to the amount of insurance, or the number of policies, that may be taken out on a particular life. There are some forms of life policy. An endowment policy is a useful way of saving. It is property that may be used as security against a loan, and after a few years it acquires a surrender value: in other words you can cancel the policy and get back a large amount of money you have paid. Participating, or with-profits endowment policies are even more attractive, since the sum assured is increased every year by a bonus based on the profits made by the company. The bonus can be paid as a lump sum (i.e. an amount of money that is paid at a time and not on separate occasions) at the end of the insurance, or used to reduce the annual premium． It can even be fixed sum which is agreed ahead of time, without regard to actual profits. Another special type of life policy, often taken out by people who have no dependants, is the annuity. In the simplest form you pay a lump sum to the insurance company, and then receive a fixed annual payment until your death. Clearly this is something of a risk, but the risky element may be removed if the company offers to pay a fixed sum either to you or your heirs for a fixed number of years. Other forms are the deferred annuity, when payment does not start until so many years after the premium is paid, and the reversionary annuity, which is payable on the death of a third party. All annuities, however, must be considered somewhat risky and decreasing money values. Title: 71 72 73 An endowment policy It is useful way of saving. l It can be used as 74 against a loan. l It acquires a surrender value after a few years. Participating/With-profit endowment policies The sum assured is increased by a bonus which 75 the profits made by the company. l It can be paid as a lump sum 76 of the insurance. l It can be used to reduce the annual premium. l It can be fixed sum 77 78 The simple annuity The reversionary annuity The deferred annuity l They are taken out by people 79. l They must be considered somewhat risky. l Money values may decrease 80 the annuity. SECTION B Directions: Read the following passage. Answer the questions according to the information given in the passage and the required words limit. Write your answers on your answer sheet. Facts are sometimes more unusual than fiction. The following case makes Agatha Christie’s plot look like children’s literature. The medical inspection of Ronald Opus’s body showed that he died from a shot gun wound of the head. He had jumped from the top of a ten-storey building intending to commit suicide. As he fell past the ninth floor, a shotgun blast through a window killed him instantly. Neither the shooter nor Opus knew that a safety net had been put up at the eighth floor level to protect some window washers and that Opus would not have been able to complete his suicide anyway because of this. The room on the ninth floor where the shotgun blast went through was occupied by an elderly man and his wife. They were arguing and he was threatening her with the shotgun. He was so upset that when he pulled the trigger, he completely missed his wife and the pellets went through the window, striking the falling Opus. The old man said it was his long-term habit to threaten his wife with the unloaded shotgun. He had no intention to murder her. Therefore, the killing of Opus appeared to be an accident. That is, the gun had been accidentally loaded. The continuing investigation turned up a witness who saw the old couple’s son loading the shotgun approximately six weeks before the fatal incident. It turned out that the old lady had cut off his son’s financial support and the son, knowing the habit of his father to use the shotgun threateningly against his mother, loaded the gun with the expectation that his father would shoot his mother. Further investigation revealed that the son had become increasingly depressed over the failure of his attempt to engineer his mother’s murder. This led him to jump off the ten-storey building, only to be killed by a shotgun blast through a ninth floor window. The case was closed as a suicide.

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阅读理解

　　Is the recession(经济衰退)destroying Americans'health in addition to their incomes?

　　“Yes, for some”, says a recent study led by health economists at Yale University, which found that job losses can make the fat fatter and the drinkers drunkards．

　　The study focused on workers above 50, who have been figuring prominently among the laid-off in recent decades and make up an older group for whom heavy eating and drinking is more likely to have serious health consequences．

　　For this group, results showed the body mass of the average laid-off food-lover increasing by the equivalent of more than seven pounds for a 5-foot, 10-inch man weighing 180 pounds during unemployment．Similarly, frequent drinkers on average doubled their daily alcohol intake after losing their jobs and before finding another one．

　　Lay-offs don't necessarily send people reaching for the beer bottle or digging into the potato-chip bag, explain the authors．In some cases, they make people healthier by reducing the income they would otherwise spend on alcohol and junk food or allowing more time for physical exercise and outdoor activities．

　　In fact, research focusing on the impact of layoffs and recessions on health has provided no evidence that the health of the average American declines as a result of acquiring unhealthy, stress-induced habits．

　　“While there is evidence from animal, preclinical and clinical studies that stress leads to overeating and excessive drinking, economic research on stress suggests substantial heterogeneity(极大的差异性)．”write the authors．In other words, losing one's job can be more or less stressful for different people and different bodies cope differently with stress-induced behavior．

　　But Yale's William T．Gallo, Padmaja Ayyagari, Jason M．Fletcher and Jody L．Sindelar, and Partha Deb, from the City University of New York, found that layoffs among older workers tend to harm the health of those with a pre-existing unhealthy fondness for food and drink．

　　Across all age groups, widespread loss of employer-provided health coverage is another way in which this recession is destroying the health of laid-off Americans, as many decide to “go without treatment or tests,” the Journal reports．

(1)

We learn from Paragraph 3 that the research focused on ________．
[　　]
A．	all Americans
B．	workers aged 50
C．	workers who are more than 50
D．	all age groups

(2)

After losing their jobs, ________．
[　　]
A．	Americans weight increased by seven pounds．
B．	frequent drinkers on average doubled their daily alcohol intake
C．	the health of average American declines
D．	Americans decided to go with treatment or tests

(3)

From Paragraph 5, we can infer that ________．
[　　]
A．	lay-offs lead to Americans overeating and excessive drinking
B．	lay-offs make people dig into the potato-chip bag
C．	lay-offs sometimes have positive effect on people's health
D．	lay-offs make people prefer the beer bottle

(4)

During the recession in the USA, ________．
[　　]
A．	health coverage given by employers has been cancelled widely
B．	old Americans do physical exercise and outdoor activities
C．	Americans develop an unhealthy, stress-induced habit
D．	a study led by a group of health economists will be conducted．

(5)

According to the passage, which of the following is TRUE?
[　　]
A．	The recession is destroying all Americans' health and their incomes．
B．	The recession has negative effects on Americans without healthy eating habits．
C．	The health of the average American has been greatly affected by the recession．
D．	The recession does make old Americans become fatter and fatter．

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As the economic crisis forces corporations and small businesses to shed jobs (裁员), one large employer still has the “help wanted “ sign out :the U.S .government

Experts say the federal governments’ civilian workforce of 2．8 million is likely to expand significantly over the next several years as it aims at stimulating the economy , rescue troubled banks, overhaul health care and pursue other elements of President Barack Obama’s agenda

With the economy in turmoil(骚动) the stability of a government career now holds greater appeal． And it doesn’t hurt that the new boss, President,Barack Obama, has encouraged citizens to consider public service-a marked contrast to predecessor (前任) George W． Bush who disparaged(贬低) government

“It’s the same thing that happened 40-some-old years ago when Kennedy came in “said Ross Harris whose Federal Research Service helps applicants find government jobs, “It was a new generation and there was the same type of excitement behind it , and we’re seeing the same type of thing with Obama”Harris said he has seen the number of unique visitors to his website double over the past year as the recession(衰退) has taken hold, He estimated that the $ 787 billion economic stimulus package signed into laws last month could create at least 100,000 more government jobs next year and 120,000 by 2012

Government hiring has increased steadily over the past four years, from 79,000 in the year 2004 to 99,000 in 2007 according to the Office of Personnel Management

66．What can we learn from the passage about Ross Harris'?

A．He works for the Office of Personnel Management

B．He is a famous economist in U．S．

C．He runs a website named Federal Research Service to help people find government jobs．

D．Unemployed people go to his website to take job reviews

67．Which one of the following is TURE about government hiring'?

A．Government pays well．

B．Government’s civilian workforce has gone down in the past several years．

C．Government hiring may boom in the not too far future．

D．President Barack Obanta has learned a lot from Formler President Kennedy

68．What is the biggest reason for people’s turning to government hiring?

A．The economic recession forced people to do so．

B．It is all exciting thing to be an employee of the U．S．Government．

C．People want to make contribution to the public services．

D．People can double their income by working for the Government．

69．The word overhaul in the 2^nd paragraph most probably means ．

A．threaten B．harm C．end D．adjust

70．Which one of the following is NOT TRUE'?

A．President Barack Obama is trying to stimulate economy

B．More and more people surf the Internet to ask for help from U .S .Government

C．The government’s measures may create more than 1 00．000 jobs

D．Former President Bush didn’t encourage people to take public services．

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These days，when about 10.3 million．Americans are jobless and countless mole worry they will be，lovers of yoga(瑜珈)are eager to keep peace by twisting their bodies．

“People want to do something relaxing and physically active．My experience is that attendance In classes gone significantly up in the past few months，”said yoga instructor David，who turned to teaching yoga when his advertising jobs dried up in the recession(不景气)of 2001．He admitted his private custoIlll~I'8 have fallen off a bit，but “generally，my long―term private clients are financially well-off and eager to recommend me to their friends．”

“We’ve added yoga classes，”said Nicole Moke，spokeswoman for the fitness centers．“We add classes every January．”

And if the attack of hard times should fall upon their weft-heeled member ship?

“We’ve added a lot of meditation classes．Our members．seem to be very excited about that”，she added．

Callfornia-hased Yoga Works agrees that business is successful．“In our experience attendance is up year over year，”Marketing Director Terri Seiden said．

“We expect to see this trend continue．In difficult times yoga goers are more unwilling than ever to give up their practice，”she said from her office in Santa Monica，California．Seiden said Yoga Works opened a new studio in January and has plans for more．“We are hiring more teachers and studio staff，”she said．

So is yoga a recession-proof shelter from the storms of economy?

“We don’t say yoga is recession-proof but it does work，”Seiden said．“Yoga is one way that people Can take care of multiple needs―it is a complete workout for your mind and body， a form of stress relief，entertainment and there is a sense of community as well．’’

66.From the passage we can see .

A．the jobless are eager to practice yoga

B．people want to hunt for jobs by practicing yoga

C．those practicing yoga don’t worry about employment

D．those practicing yoga want to seek peace in the hard times

67．According to the second paragraph，we can learn

A．David does an advertising job in the Yoga Works

B．David denies his private customers have fallen off

C．David’s friends recommend to him the well―off customers

D．David doesn’t think the storms of economy will affect the business

68．Which of the following is true according to the passage?

A．Meditation classes have been added to attract customers．

B．Some yoga instructors will lose their jobs in the hard times．

C．The well-heeled membership will be affected in the hard times．

D．People practice yoga because they are afraid of being jobless．

69.According to the last paragraph，practicing yoga_______．

A．is a way out of stress

B．gives people a perfect shape

C．gives people a sense of safety

D．provides a she her to survive the hard times

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阅读理解

　　The United States is already one year into a depression．That was the news this week from the National Bureau of Economic Research．The downturn is the longest since a depression that began in 1981 and lasted sixteen months．

　　Economists generally wait for production to shrink for six months in a row before they declare a recession．But the bureau, a private group, uses a wider set of information to measure the economy．The news only confirmed what many people already knew: that the world's largest economy is weak and may not recover soon．

　　Worsening conditions have led to a big drop in spending, especially on costly products like new cars．Even Japanese automaker Toyota saw its sales fall thirty-four percent in the United States in November from a year ago．

　　The heads of Chrysler, Ford and General Motors returned to Congress this week to again ask for federal aid．Congressional leaders denounced(指责)them two weeks ago after they came in private jets with no clear plans for saving their industry．This time, the chiefs drove to Washington in fuel-saving hybrid vehicles．And their companies presented detailed restructuring plans．The request for aid has risen from twenty-five billion dollars two weeks ago to thirty-four billion in loans and credit lines．

　　G．M．wants almost half of that, and says it needs four billion dollars this month．It warned that without support it cannot continue to operate．

　　Ford is in a better position．But the sharing of suppliers means it could be affected if G．M．or Chrysler fails．Ford is asking for a nine billion dollar credit line in case it needs it．

　　Chrysler is the smallest and most troubled of America’s Big Three．It says it needs a seven billion dollar loan by the end of the month．

　　Two days of congressional hearings began Thursday in the Senate Banking Committee．The chairman, Democrat Chris Dodd, said he would support helping the automakers for the good of the economy．But the committee's top Republican, Richard Shelby, continued to express opposition to a bailout(财政援助)．

　　A main root of the world financial crisis is the weak housing market in the United States．The Treasury Department has been under pressure to help troubled homeowners．Now comes news that the department is developing a plan aimed at reducing interest rates on mortgage loans for some buyers of homes．That could be good for homeowners trying to sell．

(1)

From the first two paragraphs, we know ________．
[　　]
A．	the United States is expected to recover soon
B．	the depression has lasted more than 16 months
C．	the depression is much more severe than expected
D．	the depression will last no more than 6 months

(2)

Why were the automakers refused for federal aid two weeks ago?
[　　]
A．	Because the government had no extra money to help．
B．	Because they had enough money to save their industry．
C．	Because they had wasted too much on costly new cars．
D．	Because they didn’t have a clear plan to save their industry．

(3)

Which of the following is asking for the largest federal aid?
[　　]
A．	Chrysler．
B．	Toyota．
C．	G．M．
D．	Ford．

(4)

What’s the attitude of Richard Shelby to the automakers’ request for federal aid?
[　　]
A．	Supportive．
B．	Opposed．
C．	Neutral．
D．	Objective．

(5)

Which of the following statement is NOT true according to the passage?
[　　]
A．	The hearings on Thursday agreed on a federal aid to the automakers．
B．	The main cause of the crisis is the weak housing market in the U．S．．
C．	The government is taking measures to save t he housing market．
D．	The Treasury Department had to help the troubled homeowners．

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These days, when about 10.3 million Americans are jobless and countless more worry they will be, lovers of yoga（瑜珈）are eager to keep peace by twisting their bodies.

“People want to do something relaxing and physically active. My experience is that attendance in classes has gone significantly up in the past few months,” said yoga instructor David, who turned to teaching yoga when his advertising jobs dried up in the recession （不景气）of 2001.He admitted his private customers have fallen off a bit, but "generally, my long-term private clients are financially well-off and eager to recommend me to their friends."

"We've added yoga classes" said Nicole Moke, spokeswoman for the fitness centers. "We add classes every January."

And if the attack of hard times should fall upon their well-heeled membership?

"We've added a lot of meditation classes. Our members seem to be very excited about that," she added.

California-based Yoga Works agrees that business is successful. "In our experience attendance is up year over year," Marketing Director Terri Seiden said.

"We expect to see this trend continue. In difficult times practicing yogis are more unwilling than ever to give-up their practice," she said from her office in Santa Monica, California. Seiden said Yoga Works opened a new studio in January and has plans for more. " We are hiring more teachers and studio staff," she said.

So is yoga a recession-proof shelter from the storms of economic ?

"We don't say yoga is recession-proof but it does work," Seiden said. "Yoga is one way that people can take care of multiple needs - it is a complete workout for your mind and body, a form of stress relief, entertainment and there is a sense of community as well."

1．From the passage we can see .

A．the jobless are eager to practice yoga

B．people want to hunt for jobs by practicing yoga

C．those practicing yoga don’t worry about employment

D．those practicing yoga want to seek peace in the hard times

2．According to the second paragraph, we can learn .

A．David does an advertising job in the Yoga Works

B．David denies his private customers have fallen off

C．David’s friends recommend to him the well-off customers

D．David doesn’t think the storms of economy will affect the business

3．Which of the following is true according to the passage?

A．Meditation classes have been added to attract customers.

B．Some yoga instructors will lose their jobs in the hard times.

C．The well-heeled membership will be affected in the hard times.

D．People practice yoga because they are afraid of being jobless.

4．According to the last paragraph, practicing yoga .

A．is a way out of stress

B．gives people a perfect shape

C．gives people a sense of safety

D．provides a shelter to survive the hard times

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