Credit cards let people buy things now and pay for them over months or even years.But some people get deep into debt:Some banks have terms and charges that can make it harder for people to pay off that debt.In the United States, there are calls for stronger government supervision of the credit card industry.They offer economic power at a price.In 2004, Americans had about $800 billion in credit card debt.Now they own about $968 billion.
Critics say banks made it too easy to get credit cards.But that may be changing.The crisis in the housing and credit they call markets is beginning to affect the credit card industry.More payments are late.Charges for late payments are a growing source of profit for banks.But late payments can also signal bad debts.
The central bank, the Federal Reserve, says two-thirds of American banks have recently reported tighter lending requirements.Many people report having their credit limits reduced without warning.
Some lawmakers are concerned that cardholders do not have enough protections from what abusive policies.These include actions like raising interest rates because of an unrelated event.Also, banks may raise the chances of a late payment by changing monthly payment dates for credit cards.
According to a survey, 82% of Americans think credit cards provide a valuable service.But a majority, 58%, say they do not trust credit card companies.And three out of four think the government should regulate the industry more closely.Three out of four people feel there is always some condition that makes a card less appealing than the company made in scared.And a little more than half say they have had a card that was not as good as they expected.But close to 80% say no one really reads the terms and conditions when they sign up for a credit card.
(1)
What does the underlined sentence in the first paragraph probably mean?
[ ]
A.
We can enjoy more convenience using credit cards
B.
Credit cards can improve your buying power.
C.
We can buy things at lower prices using credit cards.
D.
Credit cards bring more card debt as well as convenience.
(2)
Which of the following is NOT mentioned in the text?
[ ]
A.
Banks are making it harder for people to get credit cards
B.
Some people's credit limits have been reduced.
C.
It is more difficult to borrow money from some banks.
D.
Banks are receiving more charges from late payments.
(3)
Which of the following can be a case of abusive policies?
[ ]
A.
Banks make credit cards look more attractive.
B.
Banks ignore the danger of bad debts.
C.
Banks raise interest rates with no good reason.
D.
Banks put off monthly payment dates.
(4)
What can we know from the text?
[ ]
A.
Banks actually prefer to see more late payment.
B.
People should be more careful when applying for a credit card.
C.
The US government provides better protection for cardholders.
D.
The majority of Americans don't think much of credit cards.
(5)
What is the main idea of the last paragraph?
[ ]
A.
Credit cards are still very well received in America.
B.
Credit cards don't live up to some people's expectations.
C.
Many people don't believe in credit card companies.
D.
The results of a survey about credit cards in Americans.
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It takes more than just practice to become an Olympian.Gold medal performances require some serious nutrition.Have you ever wondered what these successful athletes eat to stay in peak shape?
Keri Glassman, a registered dietitian and founder of Nutritious Life Meals, appeared on “Good Morning America” today to give you a glimpse into the diets of some top athletes.Some of their meals could surprise you.
Crazy Calorie Count
Glassman said Olympians eat a lot of food- quantities that for ordinary people would constitute pigging out.One secret of swimmer Michael Phelps' astonishing performance in the 2008Olympics in Beijing was consuming as many as 12,000 calories in one day.
Athletes can eat like this and not gain any weight because their workouts are intense.According to Glassman, Phelps' workouts can burn 4,000 to 6,000 calories in a day, and those calories must be added in order to train the following day.
Snacking Secrets
Some athletes eat strange foods that improve their performance.Yohan Blake, the Jamaica sprinter and 100-meter world champion, has stolen champion sprinter Usain Bolt's thunder on the track during the Olympic trials, Asked about how he gets his energy.Blake answered that he eats 16 bananas per day,Glassman said.
Jonathan Horton, the lead gymnast on the US team, has a blood sugar problem.His solution is honey.When he starts to feel shaky at the gym, he takes honey to boost his energy, Classman said.
Foods for Recovery
What are the best foods to help the body recover after harsh competition?
For Olympic swimmer Ryan Lochte, the recovery meal is grilled chicken breasts with Alfredo sauce, whole-grain spaghetti and a salad with lemon juice and olive oil.Lochte, who recently cut out junk food, candy and soda, has undertaken a strength-training regimen(养生法)that involves flipping tractor tires, and tossing beer kegs, Glassman said.
(1)
What's the best title of this passage?
[ ]
A.
Good Diet Makes a True Olympian.
B.
Olympians Have Olympic-size Appetites.
C.
Olympians'Strange Eating Habits.
D.
The Diet of Some Top Olympic Athletes.
(2)
What does the underlined sentence probably mean?
[ ]
A.
Ordinary people eat few pigs compared with Olympians.
B.
Olympians eat a lot more food than ordinary people.
C.
Olympians tend to eat a lot of high-quality food.
D.
Olympians eat a large amount of food, just like pigs.
(3)
Which of the following is TRUE according to the passage?
[ ]
A.
Ryan Lochte quit eating junk food, candy and soda for his better recovery.
B.
Yohan Blake finally beat Usain Bolt in the 100-meter track in the Olympics.
C.
Michael Phelps'astonishing performance was due to his eating lots of food.
D.
Jonathan Horton has a blood sugar problem because of taking too much honey.
(4)
Which of the following is not the best food to help the body recover?