Banks view online banking as a powerful “value-added” tool to attract and keep new customers while helping to eliminate costly paper handling or teller(出纳员)interactions in an increasingly competitive banking environment .

Today , most large national banks , many local banks and credit unions offer some form of online banking , variously known as PC banking , home banking , electronic banking or Internet banking . Online banks are sometimes referred to as “brick-to-click” banks , both to tell them from “brick-to-mortar” banks that haven’t yet offered online banking , as well as from “virtual”(虚拟)banks that have no physical branches or tellers whatsoever .

The challenge(挑战)for the banking industry has been to design this new service channel in such a way that its customers will readily learn to use and trust it . Most of the large banks can now offer fully safe ,fully functional (功能的)online banking for free or for a small cost . As more banks succeed online and more customers use their sites , fully functional online banking will likely become as commonplace as automated teller machines (ATM).

Online banking has a lot of advantages . Unlike your corner bank , online banking sites never close; they’re at hand 24 hours a day , seven days a week , and they’re a mouse click away . If you’re out of state or even out of the country when a money problem appears , you can log on instantly to your online bank and take care of business . Online bank sites generally carry out and confirm (确认)deals at or quicker than ATM processing speeds . Many online banking sites now offer fashionable tools to help you manage all of your valuable items more effectively .

69.The word “eliminate” in the first paragraph probably means “___________”.

       A.keep  B.remove    C.reduce     D.improve

70.What is the challenge for the banking industry according to the text ?

       A.To make online banking attractive .       B.To open new services all over the world .

       C.To offer online banking for free .   D.To take care of business 24 hours a day .

71.From the text we can conclude that__________ .

       A.“brick-to-click” banks are in fact another kind of physical banks

       B.the function of a “brick-to-click” bank is as common as that of an ATM

       C.a “ brick-to-mortar” bank is no better than a virtual one

       D.customers can deal with their banking by a mouse click

72.What would be the best title for this text ?

       A.Banking of Various Forms     B.Improvement of Banking Industry

       C.Development of Online Banking    D.Functions of the “Brick-to-Click” Bank

    Editor’s notes: AWL is well known for its dictionaries and English language teaching materials. Some readers have written in to ask us for the latest information on high quality books on English, so here we introduce two texts that aim to improve spoken English fluency.

Let’s speak (Beginner)

By Bev Dusuya, Naoko Ozeki and Kevin Bergman

ISBN: 962001359X

Speak Up(Pre-Intermediate)

By Bev Kusuya, Nako Zeki

ISBN: 0583338050

“Teach the students about your culture and help them talk about their own.” How often are these worthy goals kept from being achieved by the limitations of your beginner level learners? Students at all levels want to talk about culture.

Topics include food, shopping, sports, fashion, the roles of men and women, health, music, and many more.

These are all chosen from surveys of over 15,000 students about their own interests in cross-cultural communication.

“Let’s Speak” and “Speak Up” share a special but excellent way that allows all students to take part in.

 The series has questions which start thinking and then help collect opinions about personal topics. Conversation practice is provided by ready to use (现成的)models of basic exchanges on the topic. Also, the cultural information presented in the series comes in the form of interesting, relevant(相关的)facts and ideas from other countries through listening tasks and Culture Quiz exercises.

Team activities in books provide lively problem solving games to enable sharing and comparison of cultural values.

“Let’s Speak” is fit for entry level students of all ages. “Speak Up” provides for the needs of higher level beginners, offering the same careful listening and speaking help, but with slightly more open ended discussion.

For any information about AWL’s books, please get in touch with the following addresses:

Beijing Addison Wesley Longman Information Center

Room 2306, FLTRP Beijing

19 Xi San Huan Beilu, Beijing 100081

Tel: (010)68917488 (010) 68917788

Fax: (010) 68917499

E-mail: zrh@public.bat.net.cn

49.In the sentence “Teach the students about your culture and help them talk about their own”, “your culture” here means the culture of ____________.

       A.the English native speakers       B.the English learners

       C.the readers of the two books        D.the readers of the newspaper

50.Which of the following are mentioned about the two books in the passage above?

       a.publisher         b.titles        c.content    d.writers 

       e.prices      f.pages       g.book number

       A.a,b,d,f             B.a,c,d,g       C.b,c,d,e       D.b,c,e,f

51.The two books have in common everything EXCEPT____________.

       A.the same interesting topics

       B.the same level of learners

       C.proper ways to excite the learners to talk

       D.right kinds of activities for cultural communication

52.The passage above is probably taken from the____________section in a newspaper.

       A.EDUCATION         B.NEWS

       C.ENTERTAINMENT       D.BOOKSHELF 

  (7)------中偏难题

People generally use spices (香料) every day when preparing meals.Most of these spices are readily available in local supermarkets.However, in the 15th and 16th centuries, spices were as valuable as gold or diamonds.Spices are small plants or parts of plants, such as ginger, pepper, vanilla, and cinnamon, which are used to add flavor to our food. 1   Such a use for spices actually goes all the way back to Roman times.The Romans used spices such as cumin and coriander to help preserve food.

    The spices came to Europe from countries to the east, such as the islands in the East Indies, Sri Lanka, and India. 2   Because of the long journeys involved, they were very expensive.

    European sailors began to look for routes to these countries themselves in order to bring back the spices by sea.In 1498, a Portuguese explorer named Vasco Da Gama reached an East Indies island called Calicut. 3   In 1519, another Spanish explorer, Ferdinand Magellan, found a new trade route by sailing west across the Atlantic Ocean, around the southern tips of both South America and Africa, and back to Europe.

    4   Portugal was the leader until the end of the 16th century.Spain was in control during much of the next 100 years.Then, Holland took over.The Dutch controlled the East Indies, but, in 1780, England defeated them in a famous war. 5   They treated the people there badly and made them submit to the British government.

India finally became independent from Britain in the 1940s.Today, it is still called “the land of spices”.In fact, at present India produces 2.5 million tons of spices each year and produced more types of spices than any other country.

A.For centuries, Arab traders had carried the spices over land and sold them to European countries.

B.For the next four centuries, Western countries raced each other for control of the spice trade in these new countries, which they called the “New World.”

C.Though they might not be as valuable today as gold or diamonds, spices are still big business around the globe.

D.Six years earlier, Spanish explorer Christopher Columbus had been looking for spices when he discovered America.

E.The English then moved from the islands into India.

F.The history of spice is almost as old as human civilization.

G.In those times, spices also helped keep meat from spoiling.

第二节  短文改错(共10小题,每小题1.5分,满分l5分)

此题要求改正所给短文中的错误。对标有题号的每一行做出判断:如无错误,在该行右边的横线上画一个勾(√);如有错误(每行只有一个错误),则按下列情况改正:

此行多一词:把多余的词用斜线(\)划掉,在该行右边横线上写上该词,并也用斜线划掉。  

此行缺一词:在缺词处加一个漏字符号(∧),在该行右边横线上写出该加的词。

此行错一词:在错的词下面画一横线,在该行右边横线上写出改正后的词。

“Practice makes perfect” was an old saying. It tells us that it            76.____________    

does not any matter if we are slow at doing something. As              77. ___________   

long as we keep on trying and practice, we’ll do a good job             78. ___________   

in the end. The saying is especial useful in English study.               79. ___________   

Since a student is poor at speaking, he should grasp every               80. ___________   

chance to open mouth and speak English. His oral English              81. ___________   

may be excellent one day due to his hard works. Not only is             82. ___________   

the saying useful in English study, it is also helpful in our              83. ___________   

daily life. To an extent, it is no short cut in doing everything            84. ___________   

since key to success lies in “Practice makes perfect”.                 85. ___________   

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