Question

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American parents usually think that their children should not have more pocket money than the children with whom he regularly connects, even if they are wealthier. But neither are children expected to compare with the richer if a large family, heavy responsibility (责任) or other conditions make it necessary to give a child less spending money than is customary (惯例) in the neighborhood.

    Whatever the pocket money is, its entire use is not controlled by the parents, because a child learns to use money correctly only through dealing with it himself. If a seven-year-old child get a quarter as a week pocket money and is made to put it all in his piggy bank to save it up, he gets no idea what the real use for the money is. He gets the shiny coins and they soon disappear. The idea of a bank account (账号) is too early for so small a child, although he can be made to understand and enjoy saving his coins—not all of them, only a part of what he receives—to buy something he especially wants. By the time he is eight he is old enough to take part in the opening of his own saving account, parents may take him to the bank, open a saving account for him, and encourage him to put a certain quantity of any checks he receives as gifts into the bank and watch his bank savings grow as entry by entry (存入) is made. He will be saving, earning, and spending suitable quantities all along in order to learn how to manage money and to keep him in a favorable position with his friends. The boy who can't join his fellows in a sweet shop once in a while, because he has to save every cent he gets or earns for some big unknown projects his parents have chosen for him, is a sorry child.

1．What do you think a piggy bank is?

    A. It is a kind of bank run by children.

    B. It is something in the shape of a pig for saving coins.

    C. It is a certain place in which pigs are raised.

    D. It is a bank whose building looks like a pig.

2．Which of the following statements is true?

    A. Most of the rich people in America give children much pocket money.

    B. American children usually have their bank ac-counts until they are eight.

    C. American parents seldom care for their children's spending money.

    D. American children begin to learn how to manage money when very young.

3．Suppose an 8-year-old child received 10 dollars as his birthday gift, he may probably ________.

    A. spend the money on the things he wants

    B. compare the gift with that of his friend

    C. have most of it saved in the bank

    D. put all the money in his piggy bank

4．The writer think the boy is a sorry one if he saves every cent he gets or earns because ________.

    A. he can not manage his money and is kept in an unfavorable position

    B. he can not join the fellows in a sweet shop once in a while

    C. he can not learn the use of money through spending it himself

    D. he cannot have any other choice but save, earn or spend money

 

Answer 1

答案：1B2D3C4A
解析：

1.　　  If a seven-year-old child get a quarter as a week pocket money and is made to put it all in his piggy bank to save it up, he gets no idea what the real use for the money is. 根据这句可知piggy bank是用来存钱的，形状像小猪。 2.　　  根据第二段的内容可知，美国小孩很小的时候就开始学习怎样理财。 3.　　  信息句为 “By the time he is eight he is old enough to take part in the opening of his own saving account, parents may take him to the bank, open a saving account for him, and encourage him to put a certain quantity of any checks he receives as gifts into the bank and watch his bank savings grow as entry by entry (存入) is made.” 4.　　  He will be saving, earning, and spending suitable quantities all along in order to learn how to manage money and to keep him in a favorable position with his friends. 根据这句可知答案为A。