The Internet has led to a huge increase in credit-card (信用卡) fraud. Your card information could even be for sale in an illegal web site(非法网站).

Web sites offering cheap goods and services should be regarded with care.

On-line shoppers who enter their credit-card information may never receive the goods they thought they bought. The thieves then go shopping with your card number — or sell the information over the Internet. Computers hackers(黑客) have broken down security(安全) systems, raising questions about the safety of cardholder information. Several months ago, 25, 000 customers of CD Universe, an on-line music retailer(零售商), were not lucky. Their names, addresses and credit-card numbers were posted on a Web site after the retailer refused to pay US $157, 828 to get back the information.

Credit-card firms are now fighting against on-line fraud. Mastercard is working on plans for Web — only credit card, with a lower credit limit. The card could be used only for shopping on-line. However, there are a few simple steps you can take to keep from being cheated(欺骗).

Ask about your credit-card firm’s on-line rules: Under British law, cardholders have to pay the first US $78 of any fraudulent(欺骗性的) spending.

And shop only at secure sites; Send your credit-card information only if the Web site offers advanced secure system.

If the security is in place, a letter will appear in the bottom right-hand corner of your screen. The Website address may also start https: //—the extra “s” stands for secure. If in doubt, give your credit-card information over the telephone.

Keep your password(密码) safe: Most on-line sites require a user name and password before placing an order. Treat your passwords with care.

1. What do most people worry about the Internet according to this passage?

A. A lot of stolen credit-cards were sold on the Internet.

B. Fraud on the Internet.                  

C. Many Web sites are destroyed.   

D. Many illegal Web sites are on the Internet.

2. What is the meaning of “fraud”?

A. Cheating.          B. Sale.        C. Payment.          D. Safety.

3. How can the thieves get the information of the credit card?

A. The customers give them the information.

B. The thieves steal the information from Web sites.

C. The customers sell the information to them.

D. The thieves buy the information from credit-card firms.

4. How many pieces of advice does the passage give to you?

A. Four.         B. Three.        C. Five.          D. Six.

5. You are shopping on the site: http: // www. Shopping. com, and you want to buy a TV set, what does this article suggest to do?

A. Order the TV set at once.                    

B. Do not buy the TV set on this site.

C. E-mail the site your credit-card information.

D. Tell the site your password and buy the TV set for you. 

Many children first learn the value of money by receiving an allowance. Parents often give their children an amount of money that they may spend as they wish. The purpose is to let the children learn from experience at an early age when financial mistakes are not very costly.
A child may receive an allowance each week or each month. The amount is not so important.  But parents should make clear what the child is expected to pay for with the money.
At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents should not offer more money until the next allowance is to be given.
Older children may be responsible enough to budget larger costs like those for clothing. The object is to show young people that a budget demands choices between spending and saving.
Many people who have written on the subject say it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life. Paying children to do extra work around the home, however, can be useful. It can even provide an understanding of how a business works.
Allowances give children a chance to experience three things they can do with money. They can share it in the form of gifts or giving it to organizations. They can spend it by buying things they want. Or they can save it.
Saving helps children understand that costly goals require sacrifice: you have to cut costs and plan for the future. Requiring children to save part of their allowance can also open the door to future saving and investing. Many banks offer free savings accounts for young people with small amounts of money.
【小题1】The functions of allowances given to children are the following EXCEPT ______.

A.they can save more money for their future business
B.they can give them to charities
C.they may spend them on what they like
D.they can learn to deal with money
【小题2】The underlined word "sacrifice" in the last paragraph means "_____".
A.牺牲B.计划C.选择D.放弃
【小题3】What's the main idea of the passage?
A.Children should save part of their allowance.
B.Don’t pay your child for work around the home.
C.Allowance helps teach children early about money.
D. Parents should allow children to spend money as they wish.
【小题4】How many advantages of saving has the passage mentioned?
A.2 B.3 C.4D.5
【小题5】Which of the following is TRUE according to the passage? 
A.Children are advised to buy anything they wish to with the allowance.
B.Parents should offer children more money if they spend all of their allowance soon after they get it.
C.It can be useful to pay children to do extra work around the home.
D.It is unnecessary for the children to save part of the allowance.

If you want to teach your children how to say sorry, you must be good at saying it yourself, especially to your own children. But how you say it can be quite tricky.
  If you say to your children “I’m sorry I got angry with you, but …” what follows that “but” can render the apology ineffective: “I had a bad day” or “your noise was giving me a headache ” leaves the person who has been injured feeling that he should be apologizing for his bad behavior in expecting an apology.
  Another method by which people appear to apologize without actually doing so is to say “I’m sorry you’re upset”; this suggests that you are somehow at fault for allowing yourself to get upset by what the other person has done.
  Then there is the general, all covering apology, which avoids the necessity of identifying a specific act that was particularly hurtful or insulting, and which the person who is apologizing should promise never to do again. Saying “I’m useless as a parent” does not commit a person to any specific improvement.
  These pseudo-apologies are used by people who believe saying sorry shows weakness. Parents who wish to teach their children to apologize should see it as a sign of strength, and therefore not resort to these pseudo-apologies.
  But even when presented with examples of genuine contrition, children still need help to become aware of the complexities of saying sorry. A three-year-old might need help in understanding that other children feel pain just as he does, and that hitting a playmate over the head with a heavy toy requires an apology. A six-year-old might need reminding that spoiling other children’s expectations can require an apology. A 12-year-old might need to be shown that raiding the biscuit tin without asking permission is acceptable, but that borrowing a parent’s clothes without permission is not.
【小题1】According to the author, saying “I’m sorry you’re upset” most probably means “_______”.

A.You have good reason to get upset
B.I’m aware you’re upset, but I’m not to blame
C.I apologize for hurting your feelings
D.I’m at fault for making you upset
【小题2】We learn from the last paragraph that in teaching children to say sorry _______.
A.the complexities involved should be ignored
B.their ages should be taken into account
C.parents need to set them a good example
D.parents should be patient and tolerant
【小题3】It can be inferred from the passage that apologizing properly is _______.
A.a social issue calling for immediate attention
B.not necessary among family members
C.a sign of social progress
D.not as simple as it seems

Whether you’re taking a trip alone or with your family, it’s easier to get sick when you’re in a new place because your body hasn’t had a chance to adjust to the food, water, and air in a new environment. Read the following tips on keeping your travel experience as healthy as possible.
Safe foods and drinks
What foods are safe to eat? Foods that have been boiled are generally safe, as well as fruits and vegetables that have to be peeled before eating. Avoid eating uncooked or undercooked meat.
Stay away from foods that require a lot of handling before serving.
Drink only bottled water when traveling. If you have to use the tap water, you should boil it first.
You can take it with you
When you’re packing, taking some painkiller and diarrhea medicine is a good idea. It’s also a good idea to pack some allergy (过敏) medicine even if you don’t take it at home, because people sometimes unexpectedly develop allergic reactions in a new environment.
Write it all down
Before you leave your sweet home, create a medical history form that includes the following information:
your name, address, and home phone number as well as a parent’s daytime phone number
your blood typea list of any ongoing health problems, such as heart disease, diabetes, or AIDS a list of current medicines you are taking a list of allergies to medicine, food, insects, and animals the name, address, and phone number of a relative other than your parent It also helps if you have some basic emergency medical knowledge, not only for yourself but also for helping others you may be traveling with. A great way to prepare for your trip is to take a first-aid or basic life support course before you go; if you’re traveling with a group, you should know where the first-aid kit is and what’s in it.
【小题1】 Which of the following word can replace the underlined word in Para.1?

A.adaptB.justC.adoptD.correct
【小题2】What does the passage mainly talk about?
A.Some travel tipsB.Danger of travelC.Travel experienceD.First aid in travel
【小题3】 According to the passage before you travel you’d better write the phone number of the following EXCEPT ______.
A.your ownB.one of your parentsC.one of your relativesD.one of your friends
【小题4】Which of the following is not mentioned in the passage?
A.Taking a first-aid course.B.Writing down your blood type.
C.Taking some necessary medicine.D.Telling your parents’ your plan.

Some couples spend every waking minute together. Others fill their hours with personal hobbies,outside interests and even part-time jobs, just to keep their distance from each other! "There should be private time and couple time," suggests Dr. Stephen Treat at Jefferson Medical College in Philadelphia."You don't want your latter years to turn into a process where two people unite as one. If you hold too tightly to your partner, it's going to cause resentment and anger. If you're completely separate, you'll both be lonely and disconnected. You need balance. So you have to talk about how you'll achieve that."
The right balance? It's different for every couple. "Having a conversation about time can be difficult,but it's important for both partners to process those feelings out loud," Dr. Treat says. "You should not be accusing and act as a judge—ask the difficult questions, but do it in a loving way. You could say something like, 'How are we going to be as individuals and how are we going to be as a couple?' "
Barbara and Chris Christensen have achieved the balance that works for them. In addition to daily routines that keep them close—including about 10 minutes for a daily check-in and about a half hour of relaxation time—they each maintain separate interests and friendships.
"We have found that we need time apart," Barbara says. "I have a group of women friends that I have known for the last 30 years. We have dinner out once a month. We women also have parties and weekend or weeklong vacations as a group at a beach or somewhere. Chris, a former fighter pilot, has many aviation-oriented(航空的) groups and friends and also a poker-playing group of our friends. I may be with him during the poker night, but I don't play, and the wives usually watch a chick flick' DVD or something while the poker group has an evening of fun. We have found it important to have separate time as well as together time."
【小题1】The author writes the passage to ______.

A.offer some suggestions on how to spend the time after retirement
B.advise couples to develop their separate hobbies
C.warn couples not to be accusing each other
D.give people some advice on how to entertain themselves after retirement
【小题2】 Dr. Stephen suggests that _________after retirement.
A.couples stay together all the time
B.couples express their feelings in a loving way
C.couples be separate
D.wives make many friends
【小题3】It can be inferred that________.
A.many couples are faced with problems after retirement
B.America has a large population of retired people
C.most people join various social groups after retirement
D.playing poker is a popular activity among retired people
【小题4】Barbara and her friends do the following EXCEPT_______.
A.having dinner regularly
B.holding parties
C.having weekly vacations at the beach
D.having fun playing poker
【小题5】The second paragraph is mainly intended to_______.
A.warn the husband not to act as a judge
B.suggest couples have discussions about difficulties
C.suggest how to keep the correct balance
D.require couples to be considerate

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