Directions: Read the passage carefully. Then answer the questions or complete the statements in the fewest possible words.

There’s worrying news for any parent who’s struggled with a headstrong young child. Some scientists recently claim that children who have low levels of self-control, which is the earliest demands that society places on children, at the age of three are more likely to have health and money problems and a criminal record by the age of 32, regardless of background and IQ. That is to say, willpower as a child really does influence your chances of a healthy and wealthy adulthood.

They found that children with low self-control were more likely to have health problems in later life including high blood pressure, being overweight, breathing problems and sexually transmitted infections. They were also more addicted to substances such as tobacco, alcohol and drugs, more likely to be single parents, have difficulty managing money and have criminal records.

Researchers from Britain, the US and New Zealand analyzed data from two large studies in which children completed a range of physical tests and interviews to assess genetic and environmental factors that can shape their lives.

The participants’ self-control was assessed by teachers, parents, observers and the children themselves and included things like having low frustration tolerance, lacking persistence in reaching goals, being over-active and acting before thinking.

Researchers then found that when the participants reached their early 30s, this impulsivity and relative inability to think about the long-term gave them more problems with finances, including savings, owning a home and credit card debt.

The findings were published in the Proceedings of the National Academy of Sciences journal.

(Note: Answer the questions or complete the statements in NO MORE THAN TWELVE WORDS.)

1. What are the findings of a recent research according to the passage?

____________________________________________________

2. The phrase “more addicted to” (Line 3, Para. 2) probably means “_____________________”.

3. Besides poor anti-frustration ability, over-activeness and fore-acting, children with low self-control may also suffer __________________________.

4. What may primarily cause the financial problems of the children with low self-control in their later years?

____________________________________________________

HOW TO BOOK

Booking opens for Beckett Shorts on 8 September.

BY TELEPHONE

For credit card(信用卡) bookings. Calls are answered.

BOX OFFICE

01789 295623 9am—8pm( Mon—Sat)

0541 541051 ( 24 hours, 7 days, no booking charge,<收费> )

BY FAX

For credit card bookings. Please allow at least 48 hours for reply, if required.

BOX OFFICE

01789 261974 or 01862 387765

BY POST

Please enclose(附上)a cheque or credit card details together with an SAE or add 50p to the total amount(总额)to cover postage. Please send to the Box Office, RST , Stratford—upon—Avon, CV376BB.

Booking opens for all other plays on 19 September.

IN PERSON

BOX OFFICE

RST hall, 9:30am—8pm ( Mon—Sat ) ( 6pm when theatres are closed )

OVERSEAS BOOKING

The easiest method of payment is by credit card. You can also pay by; Eurocheque (up to £500)with your card number written on the back.

PAYING FOR YOUR TICKETS CREDIT CARDS

We accept Visa, Master Card, American Express and Diners Club. Please give the card number, name and address of card holder.

CHEQUES

Cheques and postal orders should be payable to: Royal Shakespeare Theatre.

1.In which of following ways of booking does one probably have pay extra money?

A.In person.                             B.By telephone.

C.By fax.                                D.By post.

2.One has to wait for 2 days or longer for a reply if he/she pays_____________

A.in person.                             B.by telephone.

C.by fax.                                D.by post.

3.What is a useful number to call at 11 am Sunday?

A.01789 295623                         B.0541 541051

C.01789 261174                         D.01862 387665

 

EAT YOUR VEGETABLES.Wash your hands. Always say  “please” and “thank you”. We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how tomanage their money.

  Here are some basics that will help guide them their entire lives:

  Show them the future. If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month, by the time she’s 65,she would have $980,983!

  Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.

  Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.

  Provide incentive. Tell your children the importance of saving. “For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot,” says Cathy Pareto, expert in money planning.

  Explain your values. Values and money are deeply intertwined, says Eilleen Gallo,co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don’t want to buy it.“You might say, ‘I’d rather save that money for your  education,’” advises Gallo. Every time you spend or don’t spend money, you have a chance to share your values.

1.The writer gives some basics to help________ in a proper way.

A.parents teach their children how to deal with money

B.children follow their parents’ instructions

C.children manage their money

D.parents save their money

2.The writer thinks that, if a child wants to buy something, his parents should________.      .

A.give him some regular pocket money

B.encourage him to put money away for it

C.explain to him the importance of investment

D.tell him to save some money by using a credit card

3.The underlined word “incentive” in paragraph 6 means_________.       .

A.honor            B.praise            C.excitement        D.encouragement

4.What leads the writer to write this article?_________

A.Parents want to know how to educate their children.

B.He wants to share his good ideas about money matters.

C.He thinks money management the most important for children.

D.Parents care Little about their children’s management of money.

 

We have designed all our bank cards to make your life easier.

How to use your NatWest Servicecard .

As a Switch card, it lets you pay for all sorts of goods and services, wherever you see the Switch logo. The money comes straight out of your account, so you can spend as much as you like as long as you have enough money ( or an agreed overdraft (透支) to cover it. It is also a cheque guarantee for up to the amount shown on the card. And it gives you free access to your money from over 31,000 cash machines across the UK.

How to use your NatWest Cashcard

You can use your Cashcard as a Solo card to pay for goods and services wherever you see the Solo logo. It can also give you access to your account and your cash from over 31,000 cash machines nationwide. You can spend or withdraw what you have in your account, or as much as your agreed overdraft limit.

Using your cards abroad

You can also use your Servicecard and Cashcard when you’re abroad. You can withdraw cash at cash machines and pay for goods and services wherever you see the Cirrus or Maestro logo displayed.

We take a commission charge (手续费) of 2.25% of each cash withdrawal you make. . We also apply a foreign-exchange transaction fee of 2.65%.

How to use your Nat West Credit Card

With your credit card you can do the following:

* Pay for goods and services and enjoy up to 56 days interest-free credit.

* Pay in over 24 million shops worldwide that display the Mastercard or Visa logos.

* Collect one AIR MILE for every£20 of spending that appears on your statement(结算单).

(This does not include foreign currency or traveller’s cheques bought,interest and other charges.)

1.If you carry the Servicecard or the Cashcard , ________.

A.you can use it to guarantee things as you wish

B.you can draw your money from cash machines conveniently

C.you can spend as much money as you like without a limit

D.you have to pay some extra money when you pay for services in the UK

2.If you withdraw£200 from a cash machine abroad, you will be charged ________.

A.£4.90           B.£4.5             C.£5.25            D.£5.3

3.Which of the following is TRUE about using your NatWest Credit Card?

A.You have to pay back with interest within 56 days.

B.You will be charged some interest beyond 56 days.

C.You can use the card in any shop across the world.

D.You will gain one air mile if you spend £20 on traveller’s cheques.

4.The purpose of the passage is to show you how to ________.

A.play your cards right

B.use your cards abroad

C.draw cash with your cards

D.pay for goods with your cards

 

Prince Charles yesterday promised to reduce the royal impact on the environment through sweeping changes to his personal lifestyle and official schedule. The prince will replace carbon-heavy private jets and helicopters with scheduled flights and train services.

The move came as Prince Charles urged business leaders to publish the environmental pact(条款、协议) of their activities.

He said, “Few accountants and business decision-makers ask, ‘How much of our critical natural resource is left? How many miles of polar ice cap has our business helped melt this year? By how many inches have we raised sea levels? How many species have we put at risk? How many homes will be flooded, how many people will die of thirst or starvation because of our activities? ’ These are not comfortable questions, but, by God, they need to be asked.”

He added, “At the moment these costs do not appear in anyone’s books… Yet they are real, they are incurred now and in a relatively short time, the damage being caused may be beyond remedy.” He said the world was “running up the biggest global credit card debt in history, but with little or no thought for how the bill will ever be paid”.

Flanked by the prime minister and business and community leaders at St James’ Palace, the prince said his new “accounting for sustainability” project would give consumers the power to choose products that caused less damage to the planet.

Duchy Originals, the prince’s food company, is taking steps to work out how much carbon dioxide and other green-house gas are emitted in growing, processing and distributing its products. The changes to the prince’s travel arrangements announced yesterday are part of a wider review of the carbon footprint associated with activities at all three of his residences. Clarence House in London, Highgrove and Birkhall on the Balmorals estate, as well as the activities of his 21 personal and 105 full-time staff. Measures include a review of electricity use, commuter and other staff travel and are intended to identify further reductions in carbon dioxide emissions. The review will report in June , when Clarence House will announce annual targets to reduce carbon emission.

1.How does Prince Charles feel about business leaders in terms of environmental protection?

A.Dissatisfied.

B.Disappointed.

C.Doubtful.

D.Impatient.

2.In response to Prince Charles’ calls, Duchy Originals will ______.

A.make as much green food as possible

B.cut down its cost

C.figure out its greenhouse gas emission

D.continue its greenhouse gas emission

3.The underlined phrase in paragraph 4 probably refers to ______.

A.the great amount of waste produced by industry

B.the high cost of industry in their producing process

C.the great amount of debts of the royal family

D.the great damage caused to the environment

4.What would be the best title for the passage?

A.Prince Charles promised Greener Royal Lifestyle

B.Better Late than Never

C.Prince Charles and His Concern for Environment

D.The Royal Family Has a Role to Play in Environment Protection

 

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