题目内容

【题目】Free, Official Sources to Find Unclaimed Money

Does the government owe you money? There might be unclaimed funds or property waiting for you from savings or checking accounts, wages and pensions, tax refunds(退款), life insurance policies, and a lot more. Companies may offer to find this money for a fee. And scammers may try to trick you with fake promises of money from the government. But you can find your unclaimed money yourself for free. Check out USA Gov’s list of official sources to get started:

Search for unclaimed money and property in every state where you have lived.

You can conduct a multi-state search, and keep an eye out at state fairs and even malls, where state treasurers(ST) and other officials hold public awareness events.

Check for unclaimed funds from bank failures or unclaimed deposits from credit union closures.

Did you have money in a checking or savings account at a Federal Deposit Insurance Corporation (FDIC)-insured financial institution? If the financial institution is closed, you can search the FDIC database(数据库)and you will make it. FDIC has thousands of their banks across the country and deserves your trust.

Search for unclaimed back wages, pension money, or life insurance funds.

Are you owed unpaid wages from your current employer(CP) or a past employer(PP)? Check the Labor Department’s Wage and Hour Division’s records to see if you have money waiting to be claimed. You also may be owed a pension if a company you worked for went out of business or ended a defined plan.

1Which of the following is NOT true according to the passage?

A. It is likely that several states owe money to you.

B. Malls might witness public awareness events.

C. Scammers are always ready to help you for free.

D. Your past employer might owe you unpaid wages.

2The organization enabling consumers to confidently place money may be ______.

A. STB. CP

C. PPD. FDIC

【答案】

1C

2D

【解析】

这是一篇广告布告类阅读。文章主要介绍了寻找无人认领的钱免费的、官方的途径。

1细节理解题。答案定位在第一段And scammers may try to trick you with fake promises of money from the government.(骗子可能会用政府的虚假承诺来欺骗你。)由此可知C选项“骗子总是准备免费帮助你”描述错误,故选C。

2推理判断题。答案定位在倒数第二段If the financial institution is closed, you can search the FDIC database(数据库)and you will make it. FDIC has thousands of their banks across the country and deserves your trust.(如果金融机构关闭了,你可以搜索FDIC的数据库,你会成功的。FDIC在全国拥有数千家银行,值得你的信任。)由此推断出,让消费者有信心存钱的机构可能是FDIC,故选D。

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【题目】Are Coral Reefs(珊瑚礁) Adapting to Climate Change?

Scientists reported that climate change might actually be helping ancient trees thrive(长得健壮). Now there seems to be more positive news—this time about the coral in our oceans whose population has been severely affected in last few decades by rising temperatures, disease and human carelessness.

Coral reefs as you probably know are not just colorful calcium carbonate(钙碳酸盐)structures that provide shelter to a wonderful number of fish, but also a close relationship or partnership between coral polyps(珊瑚虫) and single celled living things called zooxanthellae(虫黄藻). The coral polyps give the zooxanthellae a home and in return the later provide the coral polyps with their vivid color and food. They support each other in a fantastic balance, one that is getting severely damaged by the rising temperatures which are causing the coral polyps to reject their zooxanthellae friends, removing their color and food source.

Scientists estimate the phenomenon of rising temperatures combined with disease has destroyed the coral reef population by more than 80%. It is therefore no wonder that scientists all over the world are looking for solutions to try to restore this all important link to sea life. However, while human efforts like planting the coral again have been somewhat successful, they are not enough to replace all the coral that has been dying due to climate change. That is probably why reports by various researchers about certain types of coral being able to not only survive the changing ocean conditions, but also thrive in it, are being met with such enthusiasm. The most recent findings show that despite higher temperatures the coral reefs seem to be thriving.

These findings are consistent with the lab research conducted by the scientists who tried growing different varieties of coral in waters with higher temperature to see how they would react. They were surprised to discover that most of them survived and some seemed to adapt and grow normally. Encouraged by these and other similar findings, more energetic species have been introduced to see if coral reefs can be restored to their former glory. A program is busy analyzing the world's oceans to find more varieties that can be used for this same purpose

However, we are not out of the woods yet! Scientists are still not sure how they would introduce these varieties to areas where they are not abundant and more importantly what the consequences would be on the surrounding sea life. Hopefully, the combination of new scientific research and fewer human mistakes will allow our beautiful coral to thrive again!

1Which word can be used to complete the following relationship?

Coral reefs are a bridge between coral polyps and zooxanthellae.

→Coral polyps and zooxanthellae depend on one another.

→The ________ between coral polyps and zooxanthellae is suffering from severe damage.

A. homeB. structure

C. balanceD. color

2The underlined words in Paragraph 4 mean ________.

A. to allow coral reefs to thrive again

B. to find more varieties of coral

C. to survive the changing ocean conditions

D. to see how coral reacts in higher temperature

3We can infer from the passage that ________.

A. climate change has the same effect on both ancient trees and coral

B. replanting the coral can solve the problem of coral reefs' decrease

C. various researchers are interested in the reports on the changing ocean conditions

D. the lab research has encouraged scientists to restore coral reefs to their former glory

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