Question

阅读理解 　　EVERYBODY in this world is different from one another．But do you know that understanding differences can help you better manage your money? 　　As we grow up, we gradually develop a set of our own values or beliefs．These are influenced by society, our family, the education we receive and so on．Once this value system is set up, it’s not easy to change later in life． 　　Financial experts say that everyone also has their own belief of how to manage their finances．This is part of our value system and it has a great impact on the way we look after our money． 　　According to our different values, experts put us in three categories．They are：the ant, the cricket and the snail． 　　◆The ant－works first 　　Just like ants who work heart and soul in summer in order to store food for winter, these people don’t care about enjoying the moment．They work very hard and save money they earn so that they can enjoy life when they get old and retire．The ant loves to save but they could make more out of their money if they were willing to invest in some funds and stocks with low risk． 　　◆The cricket－fun first 　　The cricket wants to enjoy everything now and doesn’t think too much about the future．They even borrow money when they really want something．Many young people now belong to this group．These people have little savings．When they get old, they might have problems．They should learn to save and buy insurance． 　　◆The snail－lives under pressure 　　The snail refers to people who make life difficult for themselves．They take big long－term loans from the bank in order to buy things such as luxury houses．They are happy to take big loans even though they are not sure whether they can afford it．This can cause problems in the future．They should plan more carefully． (1) People with the character of the snail would like to ________． [　　] A． enjoy life at the moment without thinking much about the future B． put work before everything else C． live a luxury life at all costs D． take the risk of investing a large sum of money (2) Our beliefs and values are affected by the following except ________． [　　] A． society B． our family C． education D． money (3) This passage mainly talks about ________． [　　] A． the spending nature of people B． the relation between man and insects C． the insects in nature D． the problems with dealing with money (4) Which of the following has the character that the author prefers? [　　] A． The ant． B． The cricket． C． The snail． D． None of the above．

Answer 1

答案：1．C;2．D;3．A;4．A;
解析：

(1)	细节理解题。根据不同的理财理念，专家把人们分为三大类：蚂蚁型、蟋蟀型和蜗牛型。根据最后一段对蜗牛型的人的描述“They take big long－term loans from the bank in order to buy things such as luxury houses”可知，蜗牛型的人为了买豪华住房，宁愿选择巨额的长期贷款。故C项正确。
(2)	细节理解题。作者在第二段中提到“These are influenced by society, our family, the education we receive and so on．”，这些价值观或信念是在社会、家庭和我们所受到的教育等因素的综合作用下形成的。
(3)	主旨大意题。综观全文可知，本文主要讲述的是人们的价值观和理财观念。
(4)	推理判断题。根据“They should learn to save and buy insurance．”和“They should plan more carefully．”两句可知，作者认为蟋蟀型的人“应当存点钱，买些保险”；蜗牛型的人“应当有一个缜密的计划”，由此可推断作者更喜欢具有蚂蚁型品质的人。