题目内容

【题目】I rushed for the door , fell _______ the cat in the hallway and a tooth fell ________.

A. over, out B. over, off

C. down, down D. down, out

【答案】A

【解析】

试题分析:考查动词短语。动词短语fall over被绊倒,跌倒;fall down掉下;fall out脱落,解散;句意:我冲向大门,被走廊上那只猫绊倒,一颗牙齿脱落了。根据句意说明A正确。

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【题目】Directions: Complete the following passage by using the words in the box. Each word can only be used once. Note that there is one word more than you need.

Pension bonds (债券) and a novel idea for providing retirement income

When people stop working, they need a retirement income. Some are lucky enough to have an employer-provided 1 linked to their salary. Everyone else faces a difficult choice. Some keep their pension in cash and watch as it wears away with inflation. Others use savings products with high fees and risk being hurt by a stock market downturn. A third option is an annuity, which 2 a lifelong income but vanishes at death, even if that is a week after retirement.

Lionel Martellini of EDHEC, a French business school, and Robert Merton of the Massachusetts Institute of Technology (a Nobel laureate in economics) have come up with a(n) 3. Workers would buy government-issued bonds while in employment; these bonds would pay no interest until retirement. Over the next 20 years (the typical life expectancy on retirement) bond holders would receive payments 4 interest plus the return of the capital. These would be linked to inflation, or another 5 such as average consumption. So a worker born in 1970, say, would buy a bond that made payments from 2035 until 2055. Every 6 innovation needs a specific name, and these are called SLFIES (Standard of Living Indexed, Forward — starting Income — only Securities).

These bonds would act somewhat like annuities, though without 7 against the risk of living much longer than expected. One big advantage is that if holders die before the final year of the bond, the capital would be passed to their children. They could also be attractive to corporate pension 8 and institutions such as sovereign-wealth funds. But if bond yields stay as low as they are now, workers will still need a big pension pot to be able to retire 9. The average pension pot of an American aged 40-55 is $14,500. That will not 10 much comfort, whatever financial products it buys.

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