Parents need to be good role models to help their children make sensible financial decisions, according to Adam Hancock and hs team, from East Caronlina University in the US. Their work highlights that parents who argue about finances contribute to increasing credit card debt among their children during their students years. Their work is published online in Springer's Journal of Family and Economic Issues.

   Credit card debt among college students has been a growing concern for researchers and policymakers over the last decade. In addition, there is growing concern among educators that more students are dropping out of school, not because of academic failure, but because of financial reasons, and credit card especially. Hancock and colleagues' study is the first to examine how parental interactions, and financial knowledge and attitudes may have a cumulative effect（累积效应）on the number of credit cards students own and their level of credit card debt.

   The researchers analyzed data for 420 undergraduate students from seven different American universities, who took part in the College Student Financial Literacy Survey. According to the online survey, nearly two-thirds of students had a credit card, and nearly a third had more than one. Those students who reported that their parents argued about finances were more likely to have more than two cards than the students whose parents who did not argue about finances.

In terms of debt, those students who had two or more credit cards were nearly three times more likely to report having credit card debt over ＄500.

The researchers conclude, "It is clear that the influence of parents cannot be neglected. Researchers, educators and policymakers should work in finding effective ways to increase the positive financial behaviors fo college students. We need to help students learn financial skills and establish healthy financial attitudes at earlier ages to prevent poor financial habits from taking root."

31. In Adam Hancock's research, student's credit card debt is related to their _________.

   A.knowledge            B.concerns           C.school            D.parents

32. When college students have credit card debt, they may ________.

   A.quit school                                B.fail in their exams  

   C.study financial knowledge                    D.have more credit cards

33. What can we infer from Paragraph 3?

   A. More than 400 students i a university took the survey.

   B. The survey was conducted with the paper questionnaire.

   C. Nearly all the students in this survey have credit cards.

   D. Students have fewer cards if their parents argue more.

34. If you have two or more credit cards, you are more likely to ________.

   A.get wealthy           B.have argument       C.buy more things   D.become in debt

35. As a student, what can yo learn from the passage?

   A. We need to turn to our parents when we have credit card debt.

   B. We should build correct financial attitudes when we are young.

   C. We shouldn't have credit cards so that we can avoid argument.

   D. We can have more credit cards to make life more comfortable.

Not long ago, many people believed that babies only wanted food and to be kept warm and dry. Some people thought babies were not able to learn things until they were five or six months old. But doctors in the United States now say babies begin learning on their first day of life.

A baby learns to get the best care possible by smiling to please her mother or other caregiver. This is how babies learn to connect and communicate with other people.

The researchers say this ability to learn exists in a baby even before birth. They say newborn babies can recognize and understand sounds they heard while they were still developing inside their mothers.

Experts say the first three years of a child’s life are the most intensive period of language and speech development. This is the time when the brain is developing. Language and communication skills are believed to develop best in an environment that is rich with sounds and sights. Experts say babies should repeatedly hear the speech and language of other people.

America’s National Institutes of Health says evidence suggests there are important periods of speech and language development in children. The ability to learn a language will be more difficult if these periods pass without early contact with a language.

The first signs of communication happen during the first few days of life, when a baby learns that crying will bring food and attention. Research shows that most children recognize the general sounds of their native language by six months of age. By that time, a baby usually begins to make sounds. These sounds become a kind of nonsense speech over time.

1.When does the author think babies begin to learn? (no more than 9 words, 2 marks)

2.Why do babies smile to please her mother or other caregiver? (no more than 9 words, 2 marks)

3.According to experts, how can babies’ language and communication skills develop? (no more than 8 words, 3 marks)

4.What does the author mainly tell us? (no more than 8 words, 3 marks)

   Directions: Read the following passage. Complete the diagram by using the information from the passage.

   Write ONE WORD for each answer.

A technical secondary school in Nanjing, east China’s Jiangsu province, planned to order Korean-style school uniforms for students, but parents opposed the move, believing that the new uniforms looked too good and would encourage early romances among the students, the Jinling Evening Paper reported Monday.

Parents

     “My daughter was so excited about the Korean-style uniform, saying it’s her dream to wear mini-skirt to school every day,” a mom surnamed Cheng complained. “My daughter also called her classmates to talk about how handsome the boys looked in the uniform!”

Cheng looked on the Internet and found that most Korean schoolboy uniforms are similar to western suits. “They are so handsome! My daughter is a fan of Korean fashion, that’s why she is crazy about the uniform!” Cheng said. “If the students wear such beautiful uniforms, how can they study well? I prefer the sports wear which makes me think of health and positive thinking.”

School

     “The plan to change the current school uniform from sports wear has been cancelled,” an employee of the school told the Jinling Evening Paper.

     “The students dislike the current uniform, so the school took advice from the students last November, knowing that most of students prefer Korean-or Japanese-style school uniforms. We know cities like Shanghai and Guangzhou have changed their sports wear school uniforms to more fashionable uniforms,” an employee surnamed Lin said.

     “However, we had to stop the plan because many parents are strongly against it. Some parents think it’s just a way for the school to make money, and others think the new uniforms will take students’ attention away from their studies,” Lin said.

     When asked about the possibility of problems with early romance between students because of the more fashionable uniforms, Lin said he hadn’t considered it. He, however, agreed that the Korean-style uniform makes the students more charming.

Students

The students are very disappointed about the school’s final decision. They think the sports wear uniforms make them look androgynous (难分性别).

     They said the Korean-style uniform has many advantages such as raising interest in class; lifting confidence; improving solidarity and creating good temperaments.

     As for concerns about romance, the students believe that love is love and bears no relationship to the uniform.

Education department

“We don’t have a unified (统一的) standard for school uniforms. The schools can choose their own styles. Either sports wear or uniforms are ok,” an official from the Nanjing Bureau of Education said.

Title Do pretty school uniforms lead to early romance?

Event        A technical secondary school planned to order Korean-style school uniforms for students.

Different (76)_____ to it Parents are strongly (77)______ the move.   ◆With such beautiful designs, the new uniforms might

(78)__________ early romances between boys and girls.

◆In the new uniforms, students will fail to focus their

(79)_________ on their studies.

◆It is just a way for the school to make money.

         Students are

in (80)______ of the move.      ◆The sports wear uniforms make them look androgynous.

◆Korean-style uniform can make them more (81)_________and more interested in class as well as improving solidarity and creating good temperaments.

Two responses         From the school       ◆The students dislike the current uniform.

◆More (82)__________ school uniforms are allowed in

some big cities in China.

◆The school spokesman Lin said they hadn’t taken the 

possibility of early romance into (83)_________, though

he agreed the Korean-style uniform would make the

students more charming.

         From the education department     There is no unified standard for school uniforms, so the schools can choose their own styles.

Result      

The school had to (84)________ the plan and the students felt (85)_________.

阅读下面的短文，然后按照要求写一篇150词左右的英语短文

A passenger told an air hostess that he needed a cup of water to take his medicine when the plane just took off．She told him that she would bring him the water within ten minutes．

       Thirty minutes passed．But the air hostess was so busy in the aircraft cabin(客舱) that she forgot to bring him the water! As a result，the passenger couldn’t take his medicine．When the air hostess hurried to him with a cup of water, he was angry and refused her offer.

In the following hours on the flight，each time the air hostess passed by the passenger she would ask him with a smile whether he needed help or not．But the passenger never paid attention to her．

When the passenger was going to get off the plane，he said to the air hostess with a smile，“On the flight，you offer service to me for twelve times in a11．Although l didn’t accept them, how can I refuse your twelve sincere(真诚的)smiles?”

[写作内容]

1．概括短文的内容要点，该部分的词数大约30左右；

2．以“真诚的回报”为主题发表自己的看法，至少包含以下的内容要点，该部分的词数大约

120左右：

(1)如果你是那位旅客，你是否也会被这位空姐的做法感动?为什么?

(2)你是否也有遇到过类似的情况，描述一下当时的情形；

(3)你觉得真诚能够使我们得到回报吗?

[写作要求]

    你可以使用实例或其他论述方法支持你的论点，也可以参照阅读材料的内容，但不要抄袭阅读材料中的句子。

"Everything happens for the best." my mother said whenever I felt disappointed. "  36 , and one day something good will happen. Then you'll realize it wouldn't have happened  37  the disappointment you had experienced  38 ." Mother was right,  39  I discovered after graduating from college, I had decided to try for a job  40  radio, then  41  my way up to a sports announcer. I hitchhiked (搭免费车) to Chicago and tried every station, but got  42 . In one studio, a kind lady told me big stations couldn't risk hiring inexperienced persons. "Try your luck in the  43 " she said.

I hitchhiked home to Dixon, Illinois, where there was no radio-announcing jobs. My father said a store wanted a local  44  to manage its sports department. Since Dixon was  45  I had played high school football, I  46 . The job sounded just  47  for me. But l wasn't hired.

My disappointment  48  have shown. "Everything harem for the best." Mother  49 . Then I tried WOC Radio in Davenport, Iowa. The program director, Peter MacArthur, told me they had already hired an announcer. As I left his office, my disappointment boiled  50 . I asked aloud. "How can a fellow become a sport announcer if he can't get a job in a radio station?"

I was waiting for the  51  when I heard MacArthur calling, "What was that you said about sports? You know something about football?" Then he  52  me before a  53  and asked me to broadcast a(n)  54  game.

On my way home, as I have many times  55 , I thought of my mother's words.

1.                A．Get on         B．Carry on        C．Work on  D．Concentrate on

2.                A．in spite of       B．regardless of     C．but for   D．instead of

3.                A．previously      B．preciously       C．precisely  D．presently

4.                A．it             B．what           C．that  D．as

5.                A．in             B．on             C．by   D．from

6.                A．feel           B．work           C．find  D．push

7.                A．declined        B．accepted        C．reduced  D．received

8.                A．city            B．home          C．country   D．town

9.                A．salesman       B．athlete         C．shop assistant  D．manager

10.               A．in which        B．when          C．where D．how

11.               A．appealed       B．refused        C．agreed    D．applied

12.               A．right           B．reasonable      C．improper  D．stable

13.               A．should         B．must           C．could D．might

14.               A．recommended   B．requested      C．reminded  D．required

15.               A．above          B．out            C．in    D．over

16.               A．lift            B．result          C．response  D．offer

17.               A．told           B．stood          C．showed   D．helped

18.               A．radio          B．station         C．TV   D．microphone

19.               A．live            B．ordinary        C．imaginary  D．fierce

20.               A．before         B．since          C．until  D．unless