The Internet has led to a huge increase in credit – card fraud. Your card information could even be for sale in an illegal Web site. Web sites offering cheap goods and services should be regarded with care. On-line shoppers who enter their credit-card information may never receive the goods they bought. The thieves then go shopping with your card number — or sell the information over the Internet.?

Computers hackers have broken down security systems, raising questions about the safety of cardholder information. Several months ago,25 000 customers of CD Universe, an on-line music retailer(批发商),were not lucky. Their names, addresses and credit-card numbers were posted on a Web site after the retailer refused to pay US $157 828 to get back the information.?

Credit-card firms are now fighting against on-line fraud. MasterCard is working on plans for Web-only credit card, with a lower credit limit. The card could be used only for shopping on-line.

However, there are a few simple steps you can take to keep from being cheated.?

Ask about your credit-card firm's on-line rules: Under British law, cardholders are responsible for the first US $78 of any fraudulent spending.?

And shop only at secure sites: Send your credit-card information only if the Web site offers-advanced secure system.?

　　If the security is in place, a letter will appear in the bottom right-hand corner of your screen. The Web site address may also start with https:// — the extra “s” stands for secure. If in doubt, give your credit-card information over the telephone.?

Keep your password safe: Most online sites require a user name and password before placing an order. Treat your passwords with care.?

What do most people worry about the Internet according to this passage??

       A．A lot of stolen credit-cards were sold on the Internet.?

       B．Fraud on the Internet.?

       C．Many Web sites are destroyed.?

       D．Many illegal Web sites are on the Internet.

What is the meaning of “fraud”??

       A．cheating     B．sale             C．payment         D．safety

How many pieces of advice does the passage give to you??

       A．Four. B．Three.      C．Five. D．Six.

You are shopping on the site: http://www.shopping.com,and you want to buy a TV set, what does this article suggest doing?

       A．Order the TV set at once.?

       B．Do not buy the TV set on this site.?

       C．E-mail the site your credit-card information.?

       D．Tell the site your password and buy the TV set for you.

The Internet has led to a huge increase in credit – card fraud. Your card information could even be for sale in an illegal Web site. Web sites offering cheap goods and services should be regarded with care. On-line shoppers who enter their credit-card information may never receive the goods they bought. The thieves then go shopping with your card number — or sell the information over the Internet.?

Computers hackers have broken down security systems, raising questions about the safety of cardholder information. Several months ago,25 000 customers of CD Universe, an on-line music retailer(批发商),were not lucky. Their names, addresses and credit-card numbers were posted on a Web site after the retailer refused to pay US $157 828 to get back the information.?

Credit-card firms are now fighting against on-line fraud. MasterCard is working on plans for Web-only credit card, with a lower credit limit. The card could be used only for shopping on-line.

However, there are a few simple steps you can take to keep from being cheated.?

Ask about your credit-card firm's on-line rules: Under British law, cardholders are responsible for the first US $78 of any fraudulent spending.?

And shop only at secure sites: Send your credit-card information only if the Web site offers-advanced secure system.?

　　If the security is in place, a letter will appear in the bottom right-hand corner of your screen. The Web site address may also start with https:// — the extra “s” stands for secure. If in doubt, give your credit-card information over the telephone.?

Keep your password safe: Most online sites require a user name and password before placing an order. Treat your passwords with care.?

1.What do most people worry about the Internet according to this passage??

       A．A lot of stolen credit-cards were sold on the Internet.?

       B．Fraud on the Internet.?

       C．Many Web sites are destroyed.?

       D．Many illegal Web sites are on the Internet.

2.What is the meaning of “fraud”??

       A．cheating          B．sale                C．payment            D．safety

3.How many pieces of advice does the passage give to you??

       A．Four.                  B．Three.                 C．Five.                   D．Six.

4.You are shopping on the site: http://www.shopping.com,and you want to buy a TV set, what does this article suggest doing?

       A．Order the TV set at once.?

       B．Do not buy the TV set on this site.?

       C．E-mail the site your credit-card information.?

       D．Tell the site your password and buy the TV set for you.

Learning to save money when you're young is an important lesson. All good lessons arid habits begin early, and saving is a skill that everyone needs. Many people—adults included—do not have a good sense of saving for the long run. 　　  

I have been lucky to learn this lesson early because I have had a grass-cutting business since I was 10 years old. Of the money I make I spend about 10 percent and save the other 90. 　　

Making sure you save and don't spend too much is a good way to build up wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to grow. Young people should realize that their teenage years are a great time to begin saving. 　　

At high school many parents pay for almost everything, so your expenses can be small. If you have a lob, you should have fun with some of the money. But you should also save some so that it will grow. Then you can begin planning for your future. When you spend money, you not only lose that money, but also lose the interest you could have earned by saving it. 　　

After high school, college is expensive and then "real" life begins, with expenses such as food and rent. If you can hold onto a good percentage of the money you earn as a teen, going to college and buying a house will be much easier.________________, the more time the money has to grow. If you are in your thirties without any savings, you will always have to struggle. The earlier you begin saving, the easier it is to create a nest egg.  

Later in life it can be hard to start saving because general costs of living are more expensive and you may only have enough to pay your bills. If you want to buy a house and have a family, you need money to start with, which comes from saving. 　　

Many say money cannot make you happy, and this is true. But money can help you to lead a secure life. 　　  

Saving early will mean you will have to work for fewer years when you are older. It will also allow you to spend time doing the things that you want to do.

In addition to this, it will mean you can live the way you want to without worrying.

1.What’s the best title of the passage? 

2.Which sentence in the passage is the closest in meaning to the following one?

 As long as you save early, you’ll do less work to live well at your old age.

3.Please fill in the blank in the passage with proper words or phrases to complete the sentence.(within 10 words)

4 According to the passage,.what do you think of saving ?(within 30 words)

5.Translate the underlined sentence into Chinese.

The Internet has led to a huge increase in credit-card(信用卡) fraud. Your card information could even be for sale in an illegal Web site(网站).Web sites offering cheap goods and services should be regarded with care. On-line shoppers who enter their credit-card information may never receive the goods they bought. The thieves then go shopping with your card number—or sell the information over the Internet.?

Computers hackers(黑客) have broken down security(安全) systems, raising questions about the safety of cardholder information. Several months ago,25 000 customers of CD Universe, an on-line music retailer(批发商),were not lucky. Their names,addresses and credit-card numbers were posted on a Web site after the retailer refused to pay US $157 828 to get back the information.?

Credit-card firms are now fighting against on-line fraud. MasterCard is working on plans for Web-only credit card, with a lower credit limit. The card could be used only for shopping on-line.

However, there are a few simple steps you can take to keep from being cheated.?

Ask about your credit-card firm's on-line rules: Under British law, cardholders are responsible?(对……负有责任的) for the first US $78 of any fraudulent spending.?

And shop only at secure sites: Send your credit-card information only if the Web site offers-advanced secure system.?

　　If the security is in place, a letter will appear in the bottom right-hand corner of your screen. The Web site address may also start with https://—the extra “s” stands for secure. If in doubt, give your credit-card information over the telephone.?

Keep your password safe: Most online sites require a user name and password before placing an order. Treat your passwords with care.?

What do most people worry about the Internet according to this passage??

A. A lot of stolen credit-cards were sold on the Internet.?

B. Fraud on the Internet.?

C. Many Web sites are destroyed.?

D. Many illegal Web sites are on the Internet.

What is the meaning of “fraud”??

A. cheating    B. sale     C. payment   D. safety

How can the thieves get the information of the credit-card??

A. The customers give them the information.?

B. The thieves steal the information from Web sites.?

C. The customers sell the information to them.?

D. Both A and B.

How many pieces of advice does the passage give to you??

A. Four.  B. Three. C. Five.   D. Six.