EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：
Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.
Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.
Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.
【小题1】The writer gives some basics to help ____ in a proper way.

Dear Benter,

　　You have been away exactly two weeks today but it seems more like two years to me!

　　I’m glad to hear you’ll be back soon. Are you coming directly home, dear? Or do you plan to make some stops   36   the way? I hope you’ll be home in  37  for Patsy’s birthday next Sunday. She is  38  you to show films to her  39  friends.

    Patsy keeps asking every day  40  you’ll be back. She says you never  41   that story you were telling her about  42  train that lost its “ toot”(喇叭嘟嘟声). You’d better   43   and think up a good ending  44  it. You know how Patsy is? She  45  be happy until she knows exactly what ­__46   to the “toot” and  47  the little train got it back  48  !

　　Everything at home is fine except that we  49  you so much! I’ve been  50  with the spring cleaning. Yesterday I had Cora  51  in to wash the kitchen walls and she did a very good __52  of it. The kitchen looks as though it’s been repainted. I made some new yellow curtains, and they  53  very beautiful.

　 I went to see your mother yesterday. Her  54  is all gone and she looks very  55  . Your sister Jean looks wonderful! She has taken off about fifteen pounds since she began dieting. But now she’s complaining that none of her clothes fit!

   Hope to see you before next Sunday.

　 Love and kisses to you!

            　　　　　　　　　　　　　　　　　     Yours

           　　　　　　　　　　　　　　　　　            Lynn

1.A in            B. on           C. at           D. along

2.A. time         B. fact          C. all           D. the end

3.A. expecting     B. thinking      C. agreeing      D. hoping

4.A. small        B. short         C. little         D. low

5.A. that          B. when        C. why         D. unless

6.A. finished      B. stopped       C. supplied     D. included

7.A. some        B. a            C. the          D. this

8.A. care         B. arrive        C. pretend       D. hurry

9.A. on          B. for           C. at           D. in

10.A. mustn’t      B. couldn’t      C. won’t        D. shouldn’t

11.A. affected      B. about        C. happened     D. was

12.A. how         B. however      C. because      D. why

13.A. yet          B. too          C. again         D. next

14.A. love         B. think         C. miss         D. care

15.A. working      B. ready        C. together       D. busy

16.A. stay         B. come         C. visit          D. drop

17.A. work        B. job           C. thing         D. clean

18.A. show        B. feel          C. become       D. look

19.A. cold         B. heat          C. health        D. medicine

20.A. good        B. well          C. nice          D. best

　　You have probably heard of homing pigeons (鸽子), which usually appeared in war. From 3,000 B．C．to the present, homing pigeons have 1 as postmen. They have been especially useful for carrying messages in time of war. The telegraph is not 2 to carry about. Sometimes only the little pigeon can take a message where it ought to go.

　　In 1870, when the Prussians surrounded the city of Paris, the city was cut off from all the 3 means of communication. The people 4 many different ways of 5 news. One way was to let go small balloons carrying mail. 6 of course, they only drifted 7 the wind carried them. Often they landed inside the enemy's lines. Even balloons large enough to carry a pilot could hardly be well controlled.

　　It was pigeons that in the end solved the 8 . Homing pigeons were brought into 9 . Soon they were carrying letters far and wide. The enemy bought 10 to catch pigeons, but the little postmen could fly faster than their 11 . Strangely enough, pigeons played an important 12 in war.

　　During World War I every army unit had a group of pigeons 13 . Many of them were 14 . Among them was an American pigeon with a French name Cher Ami, which meant “friend”. A group of U.S. soldiers were surrounded by the enemy. They had no food and no bullets. They nearly died of 15 There was 16 hope for them. Cher Ami made his way 17 the bullets and succeeded. At once planes set out to drop food and ammunition (军火) to them. With their strength 18 , the soldiers fought back to their own army and got saved.

　　 19 can pigeons carry the message? There were various methods. Usually the message is put into a little glass tube. The tube is tied to the leg or hidden under 20 or hung around the neck.

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Remind children that bad things don’t last. It may sound simple, but the message is extremely important. “Children often don’t have the experience to know that when something bad happens—they lose an important game or their best friends lets them down—it’s not the end of the world,” explains Nancy Leffert, a senior research scientist with the Research Institute, an American adolescents’(青少年) and children’s research group. “They think their bad feelings will last for ever， or that one failure will ruin everything.”
Unfortunately, that kind of thinking discourages motivation(动机).“If a child believes that the cause of her upset is lasting, or that nothing she does will make a difference, it decreases her ability to keep on trying,” says Dorothy Rich, president of the Mega Skills Education Center of the Home and School Institute, based in Washington. Any time you can help your child see that a situation is not lasting, that a result can be changed, or that one opinion does not reflect reality, you give her reason to hope.
Case in point: “When my daughter Kathy was eight，art was one of her favorite subjects，”says Beth，a mother of two. “Then she got an art teacher who gave a great deal of praise to one student and barely noticed the rest．Kathy was ready to give up until I explained to her，‘Never stop doing your best just because one person doesn’t give you praise.’” Beth had to repeat the advice often，and finally her daughter got the message．“Kathy is twelve now, and art is still one of her strongest subjects.”
62. According to the passage we know many children_____.
A. know how to face a failure
B. try their best to avoid a situation of failure
C. don’t want to stay in bad feelings for ever
D. tend to take a failure as the end of the world
63. Which of the following can a parent say to his children to show that one’s opinion does not reflect reality?
A. “If you call your friend and apologize，he won’t stay mad at you.”
B.　“That may be what your teacher thinks, but I see it differently.”
C.　“You have lost today, but you can try again tomorrow.”
D.　“Go ahead. Don’t care what other people think.”
64. It can be inferred from the passage that_____.
A. teachers’ praise is very important to students
B. good teachers can give students useful advice
C. teachers should not praise their students in class
D. good teachers can find each student’s favorite subject
65. The best title of the passage is_____.
A. Help Children Promote Problem Solving Ability
B. Tell Children Not to Let Failure Ruin Them
C. Set Reasonable Hopes for Your Children
D. Teach Your Children to Be Happy