A smart card is a card that is carried with either a microprocessor and a memory chip or only a memory chip that is not programmable. The microprocessor card can add. delete, and deal with the information on the card, while a memory-chip card can only do one thing.
      Smart cards, unlike magnetic stripe cards, can do many different things and hold a lot of information. In this way, they do not need to get information from a faraway place when they are used.
     Today, there are several kinds of smart cards, all of which are very popular in the market:
      IC (Integrated Circuit) Microprocessor Cards Microprocessor Cards (chip cards) offer a larger memory and better security than the traditional magnetic stripe cards do. Chip cards can also hold data. These cards are used for many things. Thus, chips have been the main platform for cards that hold a secure digital identity. Some examples of these cards are:
      Cards that hold money.
      Cards that provide safe access to a network.
      Cards that allow setting stop boxes on televisions to remain safe from privacy.
      Optical Memory Cards Optical memory cards look like cards with a piece of CD on the top. Optical memory cards can store up to 4MB of data. But once written, the data can not be changed or removed. Thus, this type of card is good for keeping records, such as medical files, driving records or travel histories. Today, these have no processors in them (although this is coming in the near future). While the cards are almost as cheap as chip cards, the card readers are expensive.
                Title: (1)_______________cards

With smart phones taking the world by storm, a phone that can only send and receive voictcal1s and text messages may seem like a relic from a bygone age. Yet in East Africa, simple phones like these are changing the face of the economy, thanks to the mobile money services that are spreading across the region. Using the text--messaging function built into the GSM system(全球通) used by most cell phone networks, these services al1ow people without a bank account or credit card to use their/phone as an electronic wallet that can he used to store, send or receive cash.
It works like this: you pay cash to your loca1 agent who then tops up your mobile money account using a secure form of text messaging. That money can be transferred to another person by sending a message to their cell Phone account.
Fur some the system is a lifeline. ''If I didn’t have my mobile Phone, I would be very poor," says Neyasse Neemur, a mother of four chi1dren who lives in northern Kenya. .”Now I can sell fish.” Neemur took up fishing in Ju1y last year, but making money from it was a little tricky, especially as Turkana peop1e do not usually eat fish. A truck from Ethiopia to Tanzania passes through her vi1lage once a week, and she arranged to have the driver transport the fish several hundred ki1ometers south to market in   Kisumu, where relatives sell the fish.
"I get the money transfer immediately.” says Neemur . "Then I can pay for my children to go to school and for vegetables and beans," she adds, "so I don't need to eat fish."
According to the Central Bank of Kenya, payments worth around l billion Kenyan shillings($13 million) per day were transferred through Kenya’s mobile money systems in 2009, equaling the country’s credit card transactions(业务). The bank expects mobile money transfers to overtake credit cards in 2010.
63. In Paragraph l the author uses "simple phones" to _______________________.
A. make a comparison   B. introduce a topic   C. describe a scene   D. offer an argument.
64. What can we learn about the simple phones in East Africa?
A. They might help the local peop1e apply for a bank account.
B. They will replace the banks completely in the near future.
C. They Provide a safe means for the locals to do business.
D. They can do nothing except send and receive calls or messages.
65. The word “It” in the third paragraph refers to _____________________.
A. the GSM system                B. the mobile money service
C. the credit card service             D. the cell phone networks
66. The story of Neyasse Neemur suggests that ___________________.
A. the mobile money service plays a key role in the locals life
B. Neemur uses her mobile phone to contact her customers
C. her relative' tricks Turkana people to eat the fish they sell
D. the Bant of Kenya helps her improve her living condition

With smart phones taking the world by storm, a phone that can only send and receive voictcal1s and text messages may seem like a relic from a bygone age. Yet in East Africa, simple phones like these are changing the face of the economy, thanks to the mobile money services that are spreading across the region. Using the text--messaging function built into the GSM system(全球通) used by most cell phone networks, these services al1ow people without a bank account or credit card to use their/phone as an electronic wallet that can he used to store, send or receive cash.

It works like this: you pay cash to your loca1 agent who then tops up your mobile money account using a secure form of text messaging. That money can be transferred to another person by sending a message to their cell Phone account.

Fur some the system is a lifeline. ''If I didn’t have my mobile Phone, I would be very poor," says Neyasse Neemur, a mother of four chi1dren who lives in northern Kenya. .”Now I can sell fish.” Neemur took up fishing in Ju1y last year, but making money from it was a little tricky, especially as Turkana peop1e do not usually eat fish. A truck from Ethiopia to Tanzania passes through her vi1lage once a week, and she arranged to have the driver transport the fish several hundred ki1ometers south to market in   Kisumu, where relatives sell the fish.

"I get the money transfer immediately.” says Neemur . "Then I can pay for my children to go to school and for vegetables and beans," she adds, "so I don't need to eat fish."

According to the Central Bank of Kenya, payments worth around l billion Kenyan shillings($13 million) per day were transferred through Kenya’s mobile money systems in 2009, equaling the country’s credit card transactions(业务). The bank expects mobile money transfers to overtake credit cards in 2010.

63. In Paragraph l the author uses "simple phones" to _______________________.

A. make a comparison   B. introduce a topic   C. describe a scene   D. offer an argument.

64. What can we learn about the simple phones in East Africa?

A. They might help the local peop1e apply for a bank account.

B. They will replace the banks completely in the near future.

C. They Provide a safe means for the locals to do business.

D. They can do nothing except send and receive calls or messages.

65. The word “It” in the third paragraph refers to _____________________.

A. the GSM system                 B. the mobile money service

C. the credit card service             D. the cell phone networks

66. The story of Neyasse Neemur suggests that ___________________.

A. the mobile money service plays a key role in the locals life

 B. Neemur uses her mobile phone to contact her customers

C. her relative' tricks Turkana people to eat the fish they sell

 D. the Bant of Kenya helps her improve her living condition

C
With smart phones taking the world by Storm，a phone that Can only send and receive voice
calls and text messages may seem like a relic from a bygone age．Yet in East Africa，simple
phones like these are changing the face of the economy，thanks to the mobile money services that are spreading across the region．
Usilng the text-messaging function built into the GSM system(全球通)used by most cell
phone networks，these services allow people without a bank account or credit card to use their
phone as an electronic walletthat can be used to store．send or receive cash．
It works like this：you pay cash to your local agent who then tops up your mobile money
account using a secure form of text messaging．That money can be transferred(转账)to another
person by sending a message to their cell phone account．
For some the system is a lifeline．“If I didn,t have my mobile phone．1 would be very
poor，”says Neyasse Neemur，a mother of four children who lives in northern Kenya．“Now I
can sell fish．”
Neemur took up fishing in July last year，but making money from it was a little tricky，
especially as Turkana people do not usually eat fish．A truck from Ethiopia to Tanzania passes
through her village once a week，and she arranged to have the driver transport the fish several
hundred kilometres south to market in Kisumu．where relatives sell the fish．
“I get the money transfer immediately．”says Neemur．“Then I can pay for my children to go to school and for vegetables and beans，”she adds，“so I don’t need to eat fish．”
According to the Central Bank of Kenya，payments worth around l billion Kenyan shillings
($13 million)per day were transferred through Kenya,s mobile money systems in 2009，equalling
the country,s credit card transactions(业务)．The bank expects mobile money transfers to overtake credit cards in 2010．
49．In Paragraph l，the author uses“simple phones”to________.
A．make a comparison    B．introduce a topic
C．describe a scene     D．offer an argument
50．What can we learn about the simple phones in East Africa?
A．They might help the local people apply for a bank account．
B．They will replace the banks completely in the near future．
C．They provide a safe means for the locals to do business．
D．They can do nothing except send and receive calls or messages．
51．The word“it”in the third paragraph refers to_______.
A．the GSM system    B．the mobile money service
C．the credit card service D．the cell phone networks
52．The story of Neyasse Neemur suggests that_______.
A．the mobile money service plays a key rote in the locals, life
B．Neemur uses her mobile phone to contact her customers
C。her relatives tricks Turkana people to eat the fish they sell
D．the Bank of Kenya helps her improve her living condition

C

With smart phones taking the world by Storm，a phone that Can only send and receive voice

calls and text messages may seem like a relic from a bygone age．Yet in East Africa，simple

phones like these are changing the face of the economy，thanks to the mobile money services that are spreading across the region．

Usilng the text-messaging function built into the GSM system(全球通)used by most cell

phone networks，these services allow people without a bank account or credit card to use their

phone as an electronic walletthat can be used to store．send or receive cash．

It works like this：you pay cash to your local agent who then tops up your mobile money

account using a secure form of text messaging．That money can be transferred(转账)to another

person by sending a message to their cell phone account．

For some the system is a lifeline．“If I didn,t have my mobile phone．1 would be very

poor，”says Neyasse Neemur，a mother of four children who lives in northern Kenya．“Now I

can sell fish．”

Neemur took up fishing in July last year，but making money from it was a little tricky，

especially as Turkana people do not usually eat fish．A truck from Ethiopia to Tanzania passes

through her village once a week，and she arranged to have the driver transport the fish several

hundred kilometres south to market in Kisumu．where relatives sell the fish．

“I get the money transfer immediately．”says Neemur．“Then I can pay for my children to go to school and for vegetables and beans，”she adds，“so I don’t need to eat fish．”

According to the Central Bank of Kenya，payments worth around l billion Kenyan shillings

($13 million)per day were transferred through Kenya,s mobile money systems in 2009，equalling

the country,s credit card transactions(业务)．The bank expects mobile money transfers to overtake credit cards in 2010．

49．In Paragraph l，the author uses“simple phones”to________.

A．make a comparison    B．introduce a topic

C．describe a scene     D．offer an argument

50．What can we learn about the simple phones in East Africa?

A．They might help the local people apply for a bank account．

B．They will replace the banks completely in the near future．

C．They provide a safe means for the locals to do business．

D．They can do nothing except send and receive calls or messages．

51．The word“it”in the third paragraph refers to_______.

A．the GSM system    B．the mobile money service

C．the credit card service D．the cell phone networks

52．The story of Neyasse Neemur suggests that_______.

A．the mobile money service plays a key rote in the locals, life

B．Neemur uses her mobile phone to contact her customers

C。her relatives tricks Turkana people to eat the fish they sell

D．the Bank of Kenya helps her improve her living condition