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US college students are burdened, with credit card (信用卡)debt, according to a study published Tuesday, and the problem can be serious－ranging from more drop-outs, to future employment problems and even self-murder. The study, by Georgetown University sociologist (社会学家) Robert Manning, blamed credit card issuers for actively targeting students and colleges for allowing them to do so. "The unrestricted selling of credit cards in universities or colleges is so aggressive that it now forms a greater threat than alcohol or sexual diseases," Manning told a news conference in Washington. "If we do not quickly deal with this serious problem, the matter will continue to get worse, with social consequences far more tragic (悲剧的) than mere dollars and cents. "
Based on hundreds of face-to-face interviews and surveys with students, Manning concluded both the number with credit card debt and their indebtedness had been "underreported" in previous studies－which failed to reflect the "survival strategies" many used to deal with their debts. These included the use of federal student loans to pay off credit cards, effectively shifting the debt, appealing to parents for loans, reducing course work hours to increase time at paid jobs, or even dropping out altogether to work full time.
"Official drop-out rates include growing numbers of students who are unable to cope with the stress of their debts and / or part time jobs for servicing their credit cards, " the study said. "Students credit card debts are examined during the employment process and may be an important factor in evaluating future employees," it noted. O’Donnell and Manning agreed students should bear some responsibility for reckless use of credit, but said credit card companies also had to be held responsible for making it so easy for them to get into debt. Manning said one of the most troublesome aspects of the student credit card issue was "the seduction (诱惑) of college and university officials by the credit card industry".
Sociologist Robert Manning's study shows that .
A. the number of American college students using credit cards on campus is increasing
B. more and more American college students meet with credit card debt problems
C. more and more American colleges encourage students to use credit cards to make profits
D. credit card issuers will run into debt for encouraging college students to use credit cards
The author's feeling towards college students with credit card debts is __.
A. discouraged and negative B. pitiful and critical
C. indifferent and disapproving D. negative and doubtful
The author implies all of following should be responsible for this problem EXCEPT .
A. credit card issuers B. college authorities
C. parents of the students D. students themselves
The word "reckless" in Paragraph 3 can be replaced by .
A. inconsiderate B. frequent C. careful D. regular
查看习题详情和答案>>US college students are burdened, with credit card (信用卡)debt, according to a study published Tuesday, and the problem can be serious－ranging from more drop-outs, to future employment problems and even self-murder. The study, by Georgetown University sociologist (社会学家) Robert Manning, blamed credit card issuers for actively targeting students and colleges for allowing them to do so. "The unrestricted selling of credit cards in universities or colleges is so aggressive that it now forms a greater threat than alcohol or sexual diseases," Manning told a news conference in Washington. "If we do not quickly deal with this serious problem, the matter will continue to get worse, with social consequences far more tragic (悲剧的) than mere dollars and cents. "
Based on hundreds of face-to-face interviews and surveys with students, Manning concluded both the number with credit card debt and their indebtedness had been "underreported" in previous studies－which failed to reflect the "survival strategies" many used to deal with their debts. These included the use of federal student loans to pay off credit cards, effectively shifting the debt, appealing to parents for loans, reducing course work hours to increase time at paid jobs, or even dropping out altogether to work full time.
"Official drop-out rates include growing numbers of students who are unable to cope with the stress of their debts and / or part time jobs for servicing their credit cards, " the study said. "Students credit card debts are examined during the employment process and may be an important factor in evaluating future employees," it noted. O’Donnell and Manning agreed students should bear some responsibility for reckless use of credit, but said credit card companies also had to be held responsible for making it so easy for them to get into debt. Manning said one of the most troublesome aspects of the student credit card issue was "the seduction (诱惑) of college and university officials by the credit card industry".
Sociologist Robert Manning's study shows that .
A. the number of American college students using credit cards on campus is increasing
B. more and more American college students meet with credit card debt problems
C. more and more American colleges encourage students to use credit cards to make profits
D. credit card issuers will run into debt for encouraging college students to use credit cards
The author's feeling towards college students with credit card debts is __.
A. discouraged and negative B. pitiful and critical
C. indifferent and disapproving D. negative and doubtful
The author implies all of following should be responsible for this problem EXCEPT .
A. credit card issuers B. college authorities
C. parents of the students D. students themselves
The word "reckless" in Paragraph 3 can be replaced by .
A. inconsiderate B. frequent C. careful D. regular
查看习题详情和答案>>US college students are burdened, with credit card (信用卡)debt, according to a study published Tuesday, and the problem can be serious-ranging from more drop-outs, to future employment problems and even self-murder. The study, by Georgetown University sociologist (社会学家) Robert Manning, blamed credit card issuers for actively targeting students and colleges for allowing them to do so. "The unrestricted selling of credit cards in universities or colleges is so aggressive that it now forms a greater threat than alcohol or sexual diseases," Manning told a news conference in Washington. "If we do not quickly deal with this serious problem, the matter will continue to get worse, with social consequences far more tragic (悲剧的) than mere dollars and cents. "
Based on hundreds of face-to-face interviews and surveys with students, Manning concluded both the number with credit card debt and their indebtedness had been "underreported" in previous studies-which failed to reflect the "survival strategies" many used to deal with their debts. These included the use of federal student loans to pay off credit cards, effectively shifting the debt, appealing to parents for loans, reducing course work hours to increase time at paid jobs, or even dropping out altogether to work full time.
"Official drop-out rates include growing numbers of students who are unable to cope with the stress of their debts and / or part time jobs for servicing their credit cards, " the study said. "Students credit card debts are examined during the employment process and may be an important factor in evaluating future employees," it noted. O’Donnell and Manning agreed students should bear some responsibility for reckless use of credit, but said credit card companies also had to be held responsible for making it so easy for them to get into debt. Manning said one of the most troublesome aspects of the student credit card issue was "the seduction (诱惑) of college and university officials by the credit card industry".
- 1.
Sociologist Robert Manning's study shows that .
- A.the number of American college students using credit cards on campus is increasing
- B.more and more American college students meet with credit card debt problems
- C.more and more American colleges encourage students to use credit cards to make profits
- D.credit card issuers will run into debt for encouraging college students to use credit cards
- A.
- 2.
The author's feeling towards college students with credit card debts is __.
- A.discouraged and negative
- B.pitiful and critical
- C.indifferent and disapproving
- D.negative and doubtful
- A.
- 3.
The author implies all of following should be responsible for this problem EXCEPT .
- A.credit card issuers
- B.college authorities
- C.parents of the students
- D.students themselves
- A.
- 4.
The word "reckless" in Paragraph 3 can be replaced by .
- A.inconsiderate
- B.frequent
- C.careful
- D.regular
- A.
The Internet has led to a huge increase in credit-card (信用卡) fraud. Your card information could even be for sale in an illegal web site(非法网站).
Web sites offering cheap goods and services should be regarded with care.
On-line shoppers who enter their credit-card information may never receive the goods they thought they bought. The thieves then go shopping with your card number — or sell the information over the Internet. Computers hackers(黑客) have broken down security(安全) systems, raising questions about the safety of cardholder information. Several months ago, 25, 000 customers of CD Universe, an on-line music retailer(零售商), were not lucky. Their names, addresses and credit-card numbers were posted on a Web site after the retailer refused to pay US $157, 828 to get back the information.
Credit-card firms are now fighting against on-line fraud. Mastercard is working on plans for Web — only credit card, with a lower credit limit. The card could be used only for shopping on-line. However, there are a few simple steps you can take to keep from being cheated(欺骗).
Ask about your credit-card firm’s on-line rules: Under British law, cardholders have to pay the first US $78 of any fraudulent(欺骗性的) spending.
And shop only at secure sites; Send your credit-card information only if the Web site offers advanced secure system.
If the security is in place, a letter will appear in the bottom right-hand corner of your screen. The Website address may also start https: //—the extra “s” stands for secure. If in doubt, give your credit-card information over the telephone.
Keep your password(密码) safe: Most on-line sites require a user name and password before placing an order. Treat your passwords with care.
1. What do most people worry about the Internet according to this passage?
A. A lot of stolen credit-cards were sold on the Internet.
B. Fraud on the Internet.
C. Many Web sites are destroyed.
D. Many illegal Web sites are on the Internet.
2. What is the meaning of “fraud”?
A. Cheating. B. Sale. C. Payment. D. Safety.
3. How can the thieves get the information of the credit card?
A. The customers give them the information.
B. The thieves steal the information from Web sites.
C. The customers sell the information to them.
D. The thieves buy the information from credit-card firms.
4. How many pieces of advice does the passage give to you?
A. Four. B. Three. C. Five. D. Six.
5. You are shopping on the site: http: // www. Shopping. com, and you want to buy a TV set, what does this article suggest to do?
A. Order the TV set at once.
B. Do not buy the TV set on this site.
C. E-mail the site your credit-card information.
D. Tell the site your password and buy the TV set for you.
查看习题详情和答案>>The Internet has led to a huge increase in credit-card(信用卡) fraud. Your card information could even be for sale in an illegal Web site(网站).Web sites offering cheap goods and services should be regarded with care. On-line shoppers who enter their credit-card information may never receive the goods they bought. The thieves then go shopping with your card number—or sell the information over the Internet.?
Computers hackers(黑客) have broken down security(安全) systems, raising questions about the safety of cardholder information. Several months ago,25 000 customers of CD Universe, an on-line music retailer(批发商),were not lucky. Their names,addresses and credit-card numbers were posted on a Web site after the retailer refused to pay US $157 828 to get back the information.?
Credit-card firms are now fighting against on-line fraud. MasterCard is working on plans for Web-only credit card, with a lower credit limit. The card could be used only for shopping on-line.
However, there are a few simple steps you can take to keep from being cheated.?
Ask about your credit-card firm's on-line rules: Under British law, cardholders are responsible?(对……负有责任的) for the first US $78 of any fraudulent spending.?
And shop only at secure sites: Send your credit-card information only if the Web site offers-advanced secure system.?
If the security is in place, a letter will appear in the bottom right-hand corner of your screen. The Web site address may also start with https://—the extra “s” stands for secure. If in doubt, give your credit-card information over the telephone.?
Keep your password safe: Most online sites require a user name and password before placing an order. Treat your passwords with care.?
What do most people worry about the Internet according to this passage??
A. A lot of stolen credit-cards were sold on the Internet.?
B. Fraud on the Internet.?
C. Many Web sites are destroyed.?
D. Many illegal Web sites are on the Internet.
What is the meaning of “fraud”??
A. cheating B. sale C. payment D. safety
How can the thieves get the information of the credit-card??
A. The customers give them the information.?
B. The thieves steal the information from Web sites.?
C. The customers sell the information to them.?
D. Both A and B.
How many pieces of advice does the passage give to you??
A. Four. B. Three. C. Five. D. Six.
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