Question

US college students are burdened, with credit card (信用卡)debt, according to a study published Tuesday, and the problem can be serious－ranging from more drop-outs, to future employment problems and even self-murder. The study, by Georgetown University sociologist (社会学家) Robert Manning, blamed credit card issuers for actively targeting students and colleges for allowing them to do so. "The unrestricted selling of credit cards in universities or colleges is so aggressive that it now forms a greater threat than alcohol or sexual diseases," Manning told a news conference in Washington. "If we do not quickly deal with this serious problem, the matter will continue to get worse, with social consequences far more tragic (悲剧的) than mere dollars and cents. "

Based on hundreds of face-to-face interviews and surveys with students, Manning concluded both the number with credit card debt and their indebtedness had been "underreported" in previous studies－which failed to reflect the "survival strategies" many used to deal with their debts. These included the use of federal student loans to pay off credit cards, effectively shifting the debt, appealing to parents for loans, reducing course work hours to increase time at paid jobs, or even dropping out altogether to work full time.

"Official drop-out rates include growing numbers of students who are unable to cope with the stress of their debts and / or part time jobs for servicing their credit cards, " the study said. "Students credit card debts are examined during the employment process and may be an important factor in evaluating future employees," it noted. O’Donnell and Manning agreed students should bear some responsibility for reckless use of credit, but said credit card companies also had to be held responsible for making it so easy for them to get into debt. Manning said one of the most troublesome aspects of the student credit card issue was "the seduction (诱惑) of college and university officials by the credit card industry".

Sociologist Robert Manning's study shows that     .

   A. the number of American college students using credit cards on campus is increasing

   B. more and more American college students meet with credit card debt problems

   C. more and more American colleges encourage students to use credit cards to make profits

   D. credit card issuers will run into debt for encouraging college students to use credit cards

The author's feeling towards college students with credit card debts is __.

   A. discouraged and negative                 B. pitiful and critical

   C. indifferent and disapproving              D. negative and doubtful

The author implies all of following should be responsible for this problem EXCEPT      .

   A. credit card issuers                                  B. college authorities

   C. parents of the students                      D. students themselves

The word "reckless" in Paragraph 3 can be replaced by        .

A. inconsiderate       B. frequent               C. careful                     D. regular

Answer 1

【小题1】B

【小题2】B

【小题3】C

【小题4】A

解析:

【小题1】细节理解题．根据短文第一段第一句US college students are burdened with credit card    debt，according to a study published Tuesday可知，许多美国大学生背上了信用卡透支的包袱，故选B.

【小题2】观点态度题。根据全文可知，作者对透支信用卡的学生是既同情(pitiful)他们的这种遭遇，又批评(critical)他们这种行为太过于轻率，故选B。

【小题3】细节理解题．根据文章第三段…Students should bear some responsibility for reckless  use Of credit，but said credit card companies also had to be held responsible for making it  so easy for them to get into debt．Manning said one of the most troublesome aspects of the student credit card issue was “the seduction (诱惑)of college and university officials by the credit card industry．可知，选项C符合文意。

【小题4】 推测词义题。根据上下文可推测出reckless的意思为“轻率的，鲁莽的”．考生应能根据已学的considerate一词并结合构词法推知正确答案。