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EAT YOUR VEGETABLES. Wash your hands. Always say "please" and "thank you ".We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how to manage their money.Here are some basics that will help guide them their entire lives:
Show them the future. If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month, by the time she's 65,she would have $980,983!zxxk
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.
Provide incentive. Tell your children the importance of saving. "For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot, "says Cathy Pareto, expert in money planning.
Explain your values. Values and money are deeply intertwined(缠结在一起), says Eilleen Gallo, co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don't want to buy it. "You might say, 'I'd rather save that money for your education,'" advises Gallo. Every time you spend or don't spend money, you have a chance to share your values.
1.The writer gives some basics to help ____ in a proper way.
A.parents teach their children how to deal with money
B.children follow their parents 'instructions
C.children manage their money
D.parents save their money
2.The underlined word "incentive" in paragraph 6 means ____.
A.honor B.praise C.excitement D.encouragement
3.What leads the writer to write this article?
A. Parents want to know how to educate their children.
B. He wants to share his good ideas about money matters.
C .He thinks money management the most important for children.
D. Parents care little about their children's management of money.
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短文改错
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Learners report two main difficulties in reading, which may be linked. There are too many unknown words and as a result reading is simply not a pleasure. For some students, even reading in their own language is a chore.
Having a wide vocabulary is essential to making sense of written language. Of course, this is a circular argument, because the more you read the more vocabulary you learn and the more words you know the more easily you can read. Don’t make the mistake of reading with your dictionary beside you, looking up every single new or doubtful word. This is laborious and prevents you from practicing the skill of prediction.
Sometimes in reading you find a word you know but the sense doesn’t seem to fit in. This is not surprising because words have so many meanings and degrees of meaning. What is more, part of their meaning is shaped by the words around them. Keep looking at the surrounding words and asking yourself “what sort of meaning would make sense here?”
The more that people study the reading process, the better they can pass on to language learners a range of advice to choose from. People have learned to read in all kinds of ways. Here is some information that could help you plan to be a better reader in the foreign language you are studying.
1)Work out the general meaning first
When people read in a new language they often feel they must take a detailed approach, focusing on every word, particularly those they don’t know. They read as if they were using a microscope, looking carefully at each of the small pieces(the individual words), but not necessarily seeing the whole picture at first. This is called the “bottom-up” approach. Other readers try to look first at the big picture(the “top-down” approach), attending to individual bricks only as necessary, a process that involves some intelligent guesswork. Generally this second approach is recommended by successful learners.
2)Interactive reading
Another way of thinking about reading is to describe it as an interactive process, where the text brings something to you and you bring something to the text. Readers bring together all their knowledge of the world with what they see on the page in front of them. That is why, when reading in our own language, we don’t need to read every word. We add meaning which is not actually stated.
3)From supported reading to independent reading
Language learners start by needing considerable support as they read. Textbooks supply this support in the form of introductions that summaries the contents, glossaries, pictures, explanations of new grammar points. In your reading you need to move gradually from this support to reading more the text itself.
【小题1】. According to the author, ______.
A.looking up the dictionary is of great help for the understanding |
B.reading more promotes the gaining of vocabulary |
C.the more you read, the less useful the dictionary will be |
D.the amount of vocabulary is the key to reading |
A.trying to look first at the big picture |
B.looking carefully at each of the small pieces |
C.focusing on every word |
D.“bottom-up” approach |
A.an important aspect | B.a difficult and tiring thing |
C.an easy question | D.something special |
A.just miss it and let it be |
B.keep looking at the surrounding words |
C.look it up in the dictionary each time |
D.make sense of it with the help of dictionary |
短文改错(满分10分)
文中共有10处语言错误,增加:在此处加一个漏字符号(∧),并在其下面写出修改的词。删除:把多余的词用斜线(\)划掉。修改:在错的词下划一横线,并在其下面写出修改后的词。
注意:1.每处错误及其修改均仅限一词;
2.只允许修改10处,多者(从11处起)不计分。
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born in July 15, 1974, in Beijing. He graduated from Xisi Primary School in 1986.
When he was in the middle school, he did good in maths, physics and
chemistry and fond of art. After graduating from No. 4 High School, he
entered into Beijing University to study physics. After four year of hard work
there, he went to the United States for further study. Because of his
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now in good health but would like to make contributions to our country.I
will be most gratefully if you consider my recommendation.
Looking forward to receive your early reply
Yours truly,
Wang Lin
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A lesson in caring
It was a cold evening. My daughter and I were walking up Broadway. I didn’t notice a guy sitting inside a cardboard box. But Nora 36 . She wasn’t even four, but she 37 at my coat and said, “That man’s cold. Daddy, can we take him home?”
I don’t remember my 38 . But I do remember a sudden 39 feeling inside me. I had always been delighted at how much my daughter noticed in her 40 , whether it was 41 flying or children playing. But now she was noticing 42 and beggary.
A few days later, I saw an article in the newspaper about volunteers who picked up a food package from a nearby school on a Sunday morning and 43 it to an elderly person. It was quick and easy. I signed us up. Nora was 44 about it. She could understand the importance of food, so she could easily see how 45 our job was. When Sunday came, she was ready, but I had to 46 myself to leave the house to fetch the food package. On my way to the school, I fought an urge (强烈愿望) to turn 47 . The Sunday paper and coffee were waiting for me at home. Why do this? 48 , we phoned the elderly person we’d been appointed. She 49 us right over.
The building was in a bad state. Facing us was a silver-haired woman in an old dress. She took the package and asked us to come in. Nora ran inside. I unwillingly followed. 50 inside, I saw that the department belonged to someone poor. Our hostess showed us some photos. Nora played and when it came time to say goodbye, we three hugged. I walked home 51 .
Professionals call such a(n) 52 “a volunteer opportunity”. They are opportunities and I’ve come to see. Where else but as volunteers do you have the opportunity to do something 53 that’s good for others as well as for yourself? Nora and I regularly serve meals to needy people and 54 clothes for the homeless. Yet, as I’ve 55 her grow over these past four years, I still wonder—which of us has benefited more?
1.A. did B. was C. has D. had
2.A. pulled B. replaced C. waved D. aimed
3.A. debate B. reply C. explanation D. expression
4.A. general B. funny C. heavy D. magical
5.A. web B. dream C. castle D. world
6.A. insects B. animals C. plants D. birds
7.A. coldness B. illness C. suffering D. appearance
8.A. sent B. returned C. devoted D. posted
9.A. concerned B. sorry C. worried D. excited
10.A. creative B. valuable C. shocking D. simple
11.A. warn B. stop C. allow D. push
12.A. back B. away C. up D. out
13.A. Therefore B. But C. Anyhow D. Also
14.A. requested B. promised C. invited D. helped
15.A. Although B. Once C. Because D. Though
16.A. in tears B. in surprise C. in reality D.in disappointment
17.A. stay B. visit C. reception D. challenge
18.A. fair B. famous C. difficult D. enjoyable
19.A. collect B. make C. order D. design
20.A. let B. made C. watched D. affected
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