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In the current economic downturn, many American schools are adding a new subject to the curriculum(课程); financial literacy. One program in Virginia even gets students out of the classroom for a day to learn how far their money will go in the real world.
What looks like a shopping mall is actually an educational field trip experience for a group of young people. Finance Park is a special facility where students apply what they have been taught in class about money management.
“They become, essentially, adults for the day,” says Alice Reilly, social studies coordinator for Fairfax County Public Schools. “They are asked to develop a budget for 18 line items that you and I might have in our budget; things like utilities, insurance, groceries, housing.”
Each budget item is represented by a storefront where students collect an option sheet. Students must refer to a card that shows their income and their family size, when they choose what to buy. There’s also a stock ticker so students can keep track of shares in their portfolios(投资组合).
The facility opened last year in Fairfax, Virginia. It is the fifteenth Finance Park built in the last decade by Junior Achievement USA, a non-profit organization dedicated to preparing young people for financial success.
“Since the financial crisis, the demand for Finance Parks around the country has grown exponentially," says Ed Grenier, president of the Washington, DC chapter. "We have a number under way in the planning and building stages.”
Financial literacy has only recently become part of the regular curriculum in Fairfax County.“Some students, some teachers, some schools did it, but now it is much more systematic," Reilly says, "and it is much more consistent to ensure that all students get this background information.”
That is why every eighth grade student in Fairfax County will eventually spend a day here.Thirteen-year-old Sam says she has learned an important life lesson. “I didn’t know how expensive everything would be.”
Anthony, also 13, is looking forward to telling his parents what he learned. “I’ll probably tell them I want to stay a kid a little longer and take my time to become an adult.”
This isn’t the end of financial studies for Anthony and the other students here. Virginia is one of 13 states which requires students to take a financial education in high school in order to graduate.
【小题1】What is the aim of this Finance Park?
A . To raise enough money for the secondary schools in Virginia.
B. To enable students to apply money management knowledge to practice.
C. To provide students in Virginia with special chances for Advanced Placement.
D. To direct students in Washington,D.C. to learn more about money management.
【小题2】Who is expected to spend a whole day in the Finance Park?
A .Young people all over Virginia.
B. Junior students in Washington,D.C.
C. Eighth graders in Fairfax County.
D. Eighth graders' parents in Virginia.
【小题3】What can we learn from this passage?
A . Extra curriculum is necessary in secondary schools.
B. Fairfax County Public Schools set a good example.
C. An organization helps youth in U.S. for financial success.
D. Financial Literacy is very popular in Washington,D.C.
【小题4】It can be inferred from the passage that _________________.
A . Alice Reilly developed a budget for 18 items in the Finance Park.
B. ED Grenier was against building more finance parks in U.S.A.
C. Sam did quite well in managing his budge in the Finance Park.
D. Anthony came to know that adult life wasn't as good as expected.
In the current economic downturn, many American schools are adding a new subject to the curriculum(课程); financial literacy. One program in Virginia even gets students out of the classroom for a day to learn how far their money will go in the real world.
What looks like a shopping mall is actually an educational field trip experience for a group of young people. Finance Park is a special facility where students apply what they have been taught in class about money management.
“They become, essentially, adults for the day,” says Alice Reilly, social studies coordinator for Fairfax County Public Schools. “They are asked to develop a budget for 18 line items that you and I might have in our budget; things like utilities, insurance, groceries, housing.”
Each budget item is represented by a storefront where students collect an option sheet. Students must refer to a card that shows their income and their family size, when they choose what to buy. There’s also a stock ticker so students can keep track of shares in their portfolios(投资组合).
The facility opened last year in Fairfax, Virginia. It is the fifteenth Finance Park built in the last decade by Junior Achievement USA, a non-profit organization dedicated to preparing young people for financial success.
“Since the financial crisis, the demand for Finance Parks around the country has grown exponentially," says Ed Grenier, president of the Washington, DC chapter. "We have a number under way in the planning and building stages.”
Financial literacy has only recently become part of the regular curriculum in Fairfax County.“Some students, some teachers, some schools did it, but now it is much more systematic," Reilly says, "and it is much more consistent to ensure that all students get this background information.”
That is why every eighth grade student in Fairfax County will eventually spend a day here.Thirteen-year-old Sam says she has learned an important life lesson. “I didn’t know how expensive everything would be.”
Anthony, also 13, is looking forward to telling his parents what he learned. “I’ll probably tell them I want to stay a kid a little longer and take my time to become an adult.”
This isn’t the end of financial studies for Anthony and the other students here. Virginia is one of 13 states which requires students to take a financial education in high school in order to graduate.
1.What is the aim of this Finance Park?
A . To raise enough money for the secondary schools in Virginia.
B. To enable students to apply money management knowledge to practice.
C. To provide students in Virginia with special chances for Advanced Placement.
D. To direct students in Washington,D.C. to learn more about money management.
2.Who is expected to spend a whole day in the Finance Park?
A .Young people all over Virginia.
B. Junior students in Washington,D.C.
C. Eighth graders in Fairfax County.
D. Eighth graders' parents in Virginia.
3.What can we learn from this passage?
A . Extra curriculum is necessary in secondary schools.
B. Fairfax County Public Schools set a good example.
C. An organization helps youth in U.S. for financial success.
D. Financial Literacy is very popular in Washington,D.C.
4.It can be inferred from the passage that _________________.
A . Alice Reilly developed a budget for 18 items in the Finance Park.
B. ED Grenier was against building more finance parks in U.S.A.
C. Sam did quite well in managing his budge in the Finance Park.
D. Anthony came to know that adult life wasn't as good as expected.
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Old Sam took up the cleaning task of the neighborhood for five years without any ________.
- A.awards
- B.rewards
- C.results
- D.prizes
第三部分:阅读理解(共20小题,每题2分,满分40分)
阅读下列短文,从每题所给的四个选项(A、B、C和D)中,选出最佳选项。
Sam, an unemployed piano tuner, said it was only the second thing he had ever won in his life.The first thing was an Afghan blanket at a church raffle(抽奖) when he was 25 years old.But this was much bigger: it was $120,000! He had won the Big Cube, a state lottery(彩票) game.To win, a contestant must first guess which number a spinning cube will stop on.The cube has six numbers on it: 1X, 10X, 50X, 100X, 500X, and 1000X.If he is correct, the contestant must then guess which of two selected variables(变量) is going to be greater.So, just guessing which number appears on the cube does not guarantee that you will win any money.
Sam correctly guessed 1000X, but he still had to choose between two variables.One variable was the number of cars that would run the stop sign at Hill Street and Lake Avenue in six hours.The other variable was the number of times that a teenage boy would change TV channels in a three-hour period.This was a tough decision.
Finally, Sam flipped a coin.It came up heads, so Sam picked the teenager.He picked right.The stop sign was run only 76 times, but the teen clicked 120 times.Sixty-year-old Sam jumped for joy, for he had just won 1000 times 120, or $120,000.Sam dreamily left the lottery studio.Talking excitedly on his cell phone while crossing the street, he got hit by a little sports car.
Sam is slowly getting better.He was in the hospital for a month.His hospital bill was $110,000.And the insurance company for the little sports car’s owner sued(起诉)Sam for $9,000 worth of repairs.Also, Sam still has to pay federal taxes on his winnings.Sam doesn’t play the state lottery any more.He says it’s better to be unlucky.
56.What can be inferred about Sam from the passage?
A.He always has bad luck. B.He seldom goes to a raffle.
C.He is a very careful person in life. D.He used to be crazy about lottery tickets.
57.Which of the following played a vital role in Sam’s winning the big prize?
A.The cube. B.The coin. C.The blanket. D.The stop sign.
58.Which of the following is TRUE according to the passage?
A.The lottery game was a complete lie.
B.Sam was quite familiar with the boy.
C.The owner of the car is now in hospital.
D.Sam will have none of the prize money left.
59.What could be the best title for the passage?
A.Curiosity killed the cat B.Joy puts heart into a man
C.Extreme joy ends in sorrow D.A bird in hand is worth two in the bush
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Sam, an unemployed piano tuner, said it was only the second thing he had ever won in his life. The first thing was an Afghan blanket at a church raffle when he was 25 years old. But this was much bigger: it was $120,000! He had won the Big Cube, a state lottery game. To win, a contestant must first guess which number a spinning cube will stop on. The cube has six numbers on it: 1X, 10X, 50X, 100X, 500X, and 1000X. If he is correct, the contestant must then guess which of two selected variables is going to be greater. So, just guessing which number appears on the cube does not guarantee that you will win any money. Sam correctly guessed 1000X, but he still had to choose between two variables. One variable was the number of cars that would run the stop sign at Hill Street and Lake Avenue in six hours. The other variable was the number of times that a teenage boy would change TV channels in a three-hour period. This was a tough decision.
Finally, Sam flipped a coin. It came up heads, so Sam picked the teenager. He picked right. The stop sign was run only 76 times, but the teen clicked 120 times. Sixty-year-old Sam jumped for joy, for he had just won 1000 times 120, or $120,000. Sam dreamily left the lottery studio. Talking excitedly on his cell phone while crossing the street, he got hit by a little sports car.
Sam is slowly getting better. He was in the hospital for a month. His hospital bill was $110,000. And the insurance company for the little sports car's owner sued Sam for $9,000 worth of repairs. Also, Sam still has to pay federal taxes on his winnings. Sam doesn't play the state lottery any more. He says it's better to be unlucky.
1.When Sam won the second thing that he’d won in his life, he was ______.
A. 25 years old
B. six years old
C. 76 years old
D. sixty years old
2.To win the game, the contestants had to make ______ guesses.
A. three B. two C. six D. four
3.Sam won the lottery because ______.
A. he was lucky B. he was good at math
C. he was smart D. he was tough
4.Sam’s experience shows that ______
A. everything has its time and that time must be watched.
B. he who risks nothing, gains nothing.
C. everything comes to him who waits.
D. he who laughs on Friday will weep on Sunday.
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