An American and a Frenchman decided to cross the sea?

between France and England in the balloon in 1784.High　　　　 70.__________

over the water,they discover a hole in the balloon.The　　　　　　 71.__________

hole became bigger and bigger.The air keeps the 　　　　　　　 72.__________

balloon up was escaping quickly and the balloon was　　　　　 73.__________

coming up.The two men threw all their equipment into　　　　　 74.__________

the water to make the balloon light.It started to rise　　　　　　 75.__________

higher again.So it was still too close to the water. 　　　　　　 76.__________

Finally,the men threw away most of his clothes to　　　　　　　　 77.__________

save themselves.The crowd waiting for to greet them in 　　　 78.__________

England was very surprised see this when the balloon　　　　　 79.__________

landed in front of them.?

E  

Many children first learn the value of money by receiving an allowance. The purpose is to let children learn from experience at an age when financial mistakes are not very costly.

The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance.

In any case, parents should make clear what, if anything, the child is expected to pay for with the money. At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance.

The object is to show young people that a budget demands choices between spending and saving. Older children may be responsible enough to save money for larger costs, like clothing or electronics. Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life.

Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works.

Allowances give children a chance to experience the three things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save it.

Saving helps children understand that costly goals require sacrifice: you have to cut costs and plan for the future. Requiring children to save part of their allowance can also open the door to future saving and investing. Many banks offer services to help children and teenagers learn about personal finance. A savings account is an excellent way to learn about the power of compound interest.

Compounding works by paying interest on interest. So, for example, one dollar invested at two percent interest for two years will earn two cents in the first year. The second year, the money will earn two percent of one dollar and two cents, and so on. That may not seem like a lot. But over time it adds up.

77.For children who receive allowances, they’d better not ________.　　

 A. waste money to buy gifts for their parents or friends　　

 B. buy their favorite clothing or electronics for themselves　　

 C. save money like their parents or other adults　　

 D. ask for the next allowance before the decided date.

78．Many parents give children an allowance regularly to ______.　　

 A. meet children’s basic need for life        

B. give control over their children　　

 C. see whether they have financial mistakes  

D. help children learn how to manage money

79.If children are required to save their allowance, they ______.　　

 A. can experience three things related to money　　

 B. can understand the relation between goals and sacrifice　　

 C. will do more work around the house　　

 D. help themselves found the basis for their future life

80. What is the best title for the passage?

A. Be Generous to Pay Your Children

B. Be Wise to Avoid Financial Mistakes

C. Saving Allowances Does Good to Children

D. Allowances Help Children Learn about Money

E  
Many children first learn the value of money by receiving an allowance. The purpose is to let children learn from experience at an age when financial mistakes are not very costly.
The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance.
In any case, parents should make clear what, if anything, the child is expected to pay for with the money. At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance.
The object is to show young people that a budget demands choices between spending and saving. Older children may be responsible enough to save money for larger costs, like clothing or electronics. Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life.
Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works.
Allowances give children a chance to experience the three things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save it.
Saving helps children understand that costly goals require sacrifice: you have to cut costs and plan for the future. Requiring children to save part of their allowance can also open the door to future saving and investing. Many banks offer services to help children and teenagers learn about personal finance. A savings account is an excellent way to learn about the power of compound interest.
Compounding works by paying interest on interest. So, for example, one dollar invested at two percent interest for two years will earn two cents in the first year. The second year, the money will earn two percent of one dollar and two cents, and so on. That may not seem like a lot. But over time it adds up.
77.For children who receive allowances, they’d better not ________.　　
A. waste money to buy gifts for their parents or friends　　
B. buy their favorite clothing or electronics for themselves　　
C. save money like their parents or other adults　　
D. ask for the next allowance before the decided date.
78．Many parents give children an allowance regularly to ______.　　
A. meet children’s basic need for life       
B. give control over their children　　
C. see whether they have financial mistakes  
D. help children learn how to manage money
79.If children are required to save their allowance, they ______.　　
A. can experience three things related to money　　
B. can understand the relation between goals and sacrifice　　
C. will do more work around the house　　
D. help themselves found the basis for their future life
80. What is the best title for the passage?
A. Be Generous to Pay Your Children
B. Be Wise to Avoid Financial Mistakes
C. Saving Allowances Does Good to Children
D. Allowances Help Children Learn about Money

James’s New Bicycle　

James shook his money box again. Nothing! He carefully __1__ the coins that lay on the bed. $24.52 was all that he had. The bicycle he wanted was at least $90! __2__ on earth was he going to get the __3_ of the money?　

He knew that his friends all had bicycles. It was __4__ to hang around with people when you were the only one without wheels. He thought about what he could do. There was no __5__ asking his parents, for he knew they had no money to __6__.　

There was only one way to get money, and that was to __7__ it. He would have to find a job. __8__ who would hire him and what could he do? He decided to ask Mr. Clay for advice, who usually had __9__ on most things.　

“Well, you can start right here,” said Mr. Clay. “My windows need cleaning and my car needs washing.”　

That was the _10__ of James’s odd-job（零工） business. For three months he worked every day after finishing his homework. He was amazed by the __11__ of jobs that people found for him to do. He took dogs and babies for walks, cleared out cupboards, and mended books. He lost count of the __12__ of cars he washed and windows he cleaned, but the __13__ increased and he knew that he would soon have __14__ for the bicycle he longed for.　

The day __15__ came when James counted his money and found $94.32. He __16__ no time and went down to the shop to pick up the bicycle he wanted. He rode __17__ home, looking forward to showing his new bicycle to his friends. It had been hard __18__ for the money, but James knew that he valued his bicycle far more __19__ he had bought it with his own money. He had __20__what he thought was impossible, and that was worth even more than the bicycle.　

难易度：难

1. A. cleaned　　　 B. covered　　 C. counted　　　　 D. checked　

2. A. How　 B. Why　 C. Who　 D. What　

3. A. amount　 B. part　 C. sum　 D. rest　

4. A. brave　 B. hard　 C. smart D. unfair　

5. A. point B. reason　 C. result　 D. right　

6. A. split　 B. spend　 C. spare　 D. save　

7. A. borrow B. earn　 C. raise　 D. collect　

8. A. Or　 B. So　 C. For　 D. But　

9 A. decisions B. experience 　C. opinions D. knowledge　

10. A. beginning B. introduction　 C. requirement　 D. opening　

11. A. similarity B. quality　 C. suitability　 D. variety　

12. A. brand　 B. number C. size　 D. type　

13. A. effort　 B. pressure C. money D. trouble　

14. A. all　 B. enough　 C. much　 D. some　

15. A. finally B. instantly C. normally D. regularly　

16. A. gave　 B. left　 C. took　 D. wasted　

17. A. patiently B. proudly　 C. silently　 D. tiredly　

18. A. applying　 B. asking　 C. looking　 D. working　

19. A. since B. if　 C. than　 D. though　

20. A. deserved B. benefited C. achieved D. learned

  Many children first learn the value of money by receiving an allowance. The purpose is to let children learn from experience at an age when financial mistakes are not very costly.
The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance.
In any case, parents should make clear what, if anything, the child is expected to pay for with the money. At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance.
The object is to show young people that a budget demands choices between spending and saving. Older children may be responsible enough to save money for larger costs, like clothing or electronics. Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life.
Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works.
Allowances give children a chance to experience the three things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save it.
Saving helps children understand that costly goals require sacrifice: you have to cut costs and plan for the future. Requiring children to save part of their allowance can also open the door to future saving and investing. Many banks offer services to help children and teenagers learn about personal finance. A savings account is an excellent way to learn about the power of compound interest.
Compounding works by paying interest on interest. So, for example, one dollar invested at two percent interest for two years will earn two cents in the first year. The second year, the money will earn two percent of one dollar and two cents, and so on. That may not seem like a lot. But over time it adds up.
77.For children who receive allowances, they’d better not ________.　　
A. waste money to buy gifts for their parents or friends　　
B. buy their favorite clothing or electronics for themselves　　
C. save money like their parents or other adults　　
D. ask for the next allowance before the decided date.
78．Many parents give children an allowance regularly to ______.　　
A. meet children’s basic need for life       
B. give control over their children　　
C. see whether they have financial mistakes  
D. help children learn how to manage money
79.If children are required to save their allowance, they ______.　　
A. can experience three things related to money　　
B. can understand the relation between goals and sacrifice　　
C. will do more work around the house　　
D. help themselves found the basis for their future life
80. What is the best title for the passage?
A. Be Generous to Pay Your Children
B. Be Wise to Avoid Financial Mistakes
C. Saving Allowances Does Good to Children
D. Allowances Help Children Learn about Money