题目内容
E
Many children first learn the value of money by receiving an allowance. The purpose is to let children learn from experience at an age when financial mistakes are not very costly.
The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance.
In any case, parents should make clear what, if anything, the child is expected to pay for with the money. At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance.
The object is to show young people that a budget demands choices between spending and saving. Older children may be responsible enough to save money for larger costs, like clothing or electronics. Many people who have written on the subject of allowances say it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life.
Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works.
Allowances give children a chance to experience the three things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save it.
Saving helps children understand that costly goals require sacrifice: you have to cut costs and plan for the future. Requiring children to save part of their allowance can also open the door to future saving and investing. Many banks offer services to help children and teenagers learn about personal finance. A savings account is an excellent way to learn about the power of compound interest.
Compounding works by paying interest on interest. So, for example, one dollar invested at two percent interest for two years will earn two cents in the first year. The second year, the money will earn two percent of one dollar and two cents, and so on. That may not seem like a lot. But over time it adds up.
77.For children who receive allowances, they’d better not ________.
A. waste money to buy gifts for their parents or friends
B. buy their favorite clothing or electronics for themselves
C. save money like their parents or other adults
D. ask for the next allowance before the decided date.
78．Many parents give children an allowance regularly to ______.
A. meet children’s basic need for life
B. give control over their children
C. see whether they have financial mistakes
D. help children learn how to manage money
79.If children are required to save their allowance, they ______.
A. can experience three things related to money
B. can understand the relation between goals and sacrifice
C. will do more work around the house
D. help themselves found the basis for their future life
80. What is the best title for the passage?
A. Be Generous to Pay Your Children
B. Be Wise to Avoid Financial Mistakes
C. Saving Allowances Does Good to Children
D. Allowances Help Children Learn about Money
D
D
B
D
【解析】
根据短文内容，从短文后的选项中选出能填入空白处的最佳选项，选项中有两项为多余选项。
Four Habits t0，Help You Succeed
We all want to succeed，whether it’s in losing weight or learning the guitar．For those who hay e tried and failed，success seems difficult to understand．Why does one person succeed while another person fails? 1
1．Identify your core values．
Finding your core values is in line with creating inner motivation． 2 Pick a handful of things and actually write them down．Remind yourself of your values every day，and reflect on whether you are honoring those values through your work．
2．Pick a goal and focus on it．
Choose one goal to start something large enough that will give you a sense of accomplishment，while adjusting well to your core values．Focus is key here. 3 If you perform many tasks at。a time，you might never complete your projects because they will take far too lon9．
3．Set a deadline for success．
Set a date for success．Identify when you hope to achieve your goal． 4 By setting a time limit，you are making the process more real．
4． 5 ．Failure can’t be avoided when you take risks, By its very definition，the desire to succeedmeans you are risking failure。Many people tend to give up far too early．Don’t fall into this trap! Remember your mindset earlier．Know it will happen．A failure is merely you working out the details，and learning what works and what doesn’t．Use failure．Treat it as a good thin9，and march on!
| A．The more focused you are on one goal，the higher chance you have of Success． |
| B．Make the right decision． |
| C．I’ve made a list of four habits to help you set goals and achieve them． |
| D．Stick to your goal． |
F．Sit and reflect on what you value most．
G．Push yourself to be courageous，and take that next step．