Winners Club

You choose to be a winner!

The Winners Club is a bank account specially designed for teenagers. It has been made to help you better manage your money. The Winners Club is a transaction account (交易账户) where you receive a key – card so you can get to your money 24/7 – that’s 24 hours a day, 7 days a week!

It’s a club with impressive features for teenagers:

●No account keeping fees!

You’re no millionaire so we don’t expect you to pay large fees. In fact, there are no account keeping or transaction fees!

●Excellent interest rates!

You want your money to grow. The Winners Club has a good rate of interest which gets even better if you make at least two deposits (储蓄) without taking them out in a month.

●Convenient

Teenagers are busy – we get that. You may never need to come to a bank at all. With the Winners Club you can choose to use handy tellers and to bank from home using the phone and the Internet … You can have money directly deposited into your Winners Club account. This could be your pocket money or your pay from your part – time job!

●Mega magazine included

Along with your regular report, you will receive a FREE magazine full of good ideas to make even more of your money. There are also fantastic offers and competitions only for Winners Club members.

The Winners Club is a great choice for teenagers. And it is so easy to join. Simply fill in an application form. You will have to get permission from your parent or guardian (so we can organize that cool key – card) but it is easy. We can’t want to hear from you. It’s the best way to choose to be a winner!

1.Which of the following is TRUE about the Winners Club?

A．Special gifts are ready for parents.

B．The bank opens only on work days.

C．Services are convenient for its members.

D．Fees are necessary for the account keeping.

2.The Winners Club provides magazines which_______.

A．encourage spending

B．help to make more of your money

C．are free to all teenagers

D．are full of adventure stories             

3.If you want to be a member of the Club, you must________.

A．be an Internet user

B．be permitted by your parent

C．have a big sum of money

D．be in your twenties

4.What is the purpose of this text?

A．To set up a club.

B．To provided part – time jobs.

C．To introduce a new banking service

D．To organize key – cards.

　　The story of King Midas is not true. No man could really touch the things around him and make them turn to gold．It could be wonderful if we could turn things into gold as in the story. But the “magic touch”, the life without work is seldom part of life in an everyday world．

　　It costs money to do the things you want to do and to buy the things you want to buy. In order to give a present for a birthday you must first earn the money before you have any to spend．Your home, your food, and your clothes are basic needs. Everyone needs these three things. Many other things we want are really luxuries. Basic needs and luxuries together form our standard (标准) of living. Many of the things we feel we “need” in our homes would be regarded as luxuries to other people in other parts of the world．

　　Have you ever helped plan a family budget (预算)? If you know you have to balance the whole money the family have earned, you should pay for gas, electricity, water and your house. You should also plan for holidays and other special uses. At the same time you should have some of your money to be saved．

　　How people earn their money and how they spend their money is an important aspect of the study of economies.

(1)________ in the story of King Midas.

[　　]

A．Nobody could turn things into gold

B．Things could be turned into gold

C．Nothing could be turned into gold

D．No man could really touch gold

(2)The “magic touch” in the sentence means ________.

[　　]

A．a special touch

B．hard work

C．making a riving by hard work

D．living a rich life without doing any work

(3)You can do what you want to do by first ________.

[　　]

A．earning the money you need

B．spending your money

C．buying everything you want

D．giving presents to others

(4)A family budget includes (包括) ________.

[　　]

A．gas, electricity, water and house

B．food, clothes, house and holidays

C．the money your family earn and the money your family spend for all the things needed

D．everything your family need in daily life

(5)You should ________ when you are planning your family budget.

[　　]

A．spend all your money

B．save some of your money

C．earn a lot money

—Six airmail stamps and two regular stamps, please.

—　　  . That will be one dollar and eighteen cents.

A. Here they are　　　　 B. Take your money

C. Here you are　　　　  D. Thank you

—　　  . That will be one dollar and eighteen cents.

A. Here they are　　　　 B. Take your money

C. Here you are　　　　  D. Thank you