How much should you save? You may be able to save 100% of your money. Does that mean you should? Not at all. The best way to develop good saving habits is to make saving a regular part of your life, along with spending.

Here is the rule you should remember: save before spending. Whenever some money gets into your hands, from a job or your pocket money or whatever, take your savings out immediately, before spending any of the money. The beauty of this system is that if you take away your savings, you are free to spend the rest.

Here are some more suggestions on how to successfully get into the saving habit from teens. Let’s see!

Tony,13: I put my money in a bank instead of my wallet, so the money is not there. And I have to take an extra step to get it.

Bill,14: When considering a major purchase(购买), wait a week or so, at least. This will help you make sure if you still want it, and the price might go down.

Dick, 13: Carry very little money always. You can’t spend money if you don’t have it. A cake would be nice, but without a dollar, you can’t get it. Little things like that really add up quickly.

Steve,16: I used to be weak when it came to money. I bought something whenever I went into a store. I’m glad I’m not that person now. I taught myself discipline by keeping a $20 bill in my pocket while waking around the mall all day and not buying anything. Now I have no strong wish to buy things when I go into a store. It works for me.

These ideas should help you get started. If you have some questions about anything you’ve read here, or would like to share your ideas about saving money, please write to us.

1.How does Tony advise you about saving money?

A．By keeping money in a bank.

B．By putting money in a wallet.

C．By making it easy to get your money.

D．By buying little things.

2.According to Billy, if you want to buy something expensive, you’d better_________.

A．wait at least a month

B．make sure it’s necessary

C．wait until it’s for sale

D．ask somebody for help

3.According to the passage, Steve is the person who _______.

A．didn’t carry any money

B．can’t wait to spend his money now

C．didn’t use to buy anything in a store

D．doesn’t spend money quickly and carelessly now

4.Where is the passage most probably from?

A．A dictionary       B．The instructions     C．A newspaper       D．An advertisement.

5.The writer wrote the passage in order to ask teens to_______.

A．make major purchases

B．save 100% of their money

C．spend all their savings regularly

D．save money regularly as well as spending

根据短文内容及首字母提示, 补全空格内单词, 使短文完整、通顺，每空一词（共10空；每空1分，满分10分）

H___1___are very important to a person.  W__2__ having any hobby, life won’t be as  colorful as it should be. I have all kinds of hobbies, such as c___3____ stamps, playing musical instruments (乐器)，reading, and d__4____ sport activities. When I am in a blue mood, I will also do my hobbies to c___5___ myself up. Hobbies can help us c___6___ our moods. Many hobbies n_7___ devotion(执着), for e___8___, when you play a musical instrument, you have to p__9__over and over in order to perform good music. After a period (时期)if you still enjoy it, gradually it will become a habit of yours. But remember a hobby is l___10___gold under the ground, no hobby will come to you unless you dig it out yourself. If you can treat study as one of your hobbies, life will be more enjoyable.

Some years ago, Chinese high school students would show their new schoolbags, new clothes or new pens to their classmates when the new term started. Today, however, all have   1  . If you still come back to school   2 only these things , you are falling out-of-date(过时的) . Students in big cities like to bring the latest high-tech things to school, and feel happy and   3 to show off these things to   4 . Mobile phones, MP3 players, CD players, electronic dictionaries, the list is endless.
Young people think that , living in the 21^st century , they must keep up with the times . They don't want to fall   5  . Besides, they think that they need to keep in touch with their classmates, so they need mobile phones. They also like to   6  the pop music , so they need CD players . They explain that just like electronic dictionaries, these can be   7  in their study, too. They think that their parents should understand   8  they want these things .
Foreign students will also bring some latest high-tech things when they return to school at the beginning of a new term.   9  , they often use the money which they made by themselves during the holiday to   10  these high-tech things that they want .

Making a good conversation with a stranger can be difficult. Here are some ways to try if you don’t know what to do:
① Talk about a topic common to both of you. The topic can be the food or the weather. For example, “How do you like the food?” But keep it on the positive side! 【小题1】
②【小题2】      “What’s keeping you busy these days?” is a good question if you are talking to a person who doesn’t have an office job.
③【小题3】      For example, if you ask, “Where are you from?”, an interesting follow-up question might be, “What would your life be like if you still lived there?”
④ Ask getting-to-know-you questions. You can ask, “What are your favorite newspapers and magazines? What websites do you often visit?”【小题4】
⑤ React (作出反应) to what a person is saying. If you are trying to make the conversation interesting, but the person never reacts, you will feel unhappy.【小题5】      And if he offers some surprising information, react with surprise.
根据材料内容，从下面五个选项中选出能填入文中空缺处的最佳选项，使短文意思通顺，内容完整，并将其标号填写在下面题号后的横线上。

配对阅读。左栏是五个在日常社交中遇到的问题，右栏是专家的建议。请将问题与建议配对，并将答案填写在答题卡上对应位置。

1.My American friends invite me to their dinner party. I don’t know what to bring.

2.One of my American friends invites me to dinner at eight tonight. Should I arrive earlier?

3.I’m going to a dinner party held by Americans, but I don’t know how to use the forks and knives.

4.I am going to an American friend’s party. I am not sure what to dress. Should I dress formally?

5.An American family invite me to their home for dinner. How can I let the family know that I’m thankful for their kindness after dinner?     A．Never accept an invitation unless you really plan to go. You must refuse politely.

B．Just watch the other people, and follow them. If you still have no idea of what to do, ask the person next to you.

C．If you accept a dinner invitation of your friend, tell him or her what you like and don’t like to eat.

D．You should arrive on time. Don’t get there early. If you’re going to be more than fifteen minutes late, you should call and tell them.

E. Flowers are always nice, or you may bring a bottle of wine if you know that your friends drink it.

F. Everyday dress is OK for most visits to an American’s home.

G. You should thank them for the meal and for their kindness. It’s also a good idea to send a thank you card the day after.