Saving money is easy when you don’t have anything to spend it on, but what happens when things come suddenly that demand some of your hard-earned money? These are called expenses (开销).

Chances are, most of your basic living expenses — food, shelter, clothing, medical care — are covered by your family. But perhaps you and your family have agreed that you’ll pay for certain other expenses out of your own money, such as cell phone bills, after-school snacks, jewelry, or club fees (费用).

Expenses that happen regularly, like every week or month, are called “fixed” expenses. The good news is that because you know when these expenses are coming, you can plan for them. But life is full of surprises, and sometimes these surprises turn into expenses, too. You might have an emergency like fixing a flat tire on your bike, or something unusual like the class trip to Six Flags. These are called “unexpected” expenses and if you are smart with your money, you’ll plan for these as well.

Here’s a secret when it comes to saving money: if you think of it as a regular expense, it’ll be easier to put a certain amount aside. Tell yourself that the $20.00 you are trying to save up every month is something you must do, and there’s no getting around it.

What kinds of fixed expenses do you have? Can you think of any unexpected expenses that have come up for you in the past? Can you think of any you might have now or in the near future?

1.Which of the following expenses is most probably paid out of your own money?

A. Money spent on medicine. B. Money spent on clothing.

C. Money spent on sports. D. Money spent on meals.

2.Which of the following is an “unexpected” expense?

A. Changing a new tire. B. House rent.

C. Buying snacks. D. Paying for cell phone bill.

3.According to the author, what can make saving money easier?

A. Trying your best to prevent emergencies.

B. Earning as much as you can after class.

C. Cutting most of your expenses.

D. Putting some money aside as a regular expense.

4.The underlined part in the 4th paragraph means “_____________”.

A. you can’t let out this secret

B. there is no other choice

C. you have other solutions to it

D. there’s no point in arguing about it

Basic Study Manual(Hard cover):$37.50

Future success depends on the ability to learn. Here are the answers to the questions most often asked by students. Read the book and learn:

*What the three barriers(障碍) to study are and what to do about them.

*What to do if you get tired of a subject you are studying.

*Twenty-six simple drills to help you learn how to study easily, rapidly and with full understanding. Buy and read the Basic Study Manual and use it to dramatically improve your ability to study.

Study Skills for Life(Hard cover): ＄31.99

L. Ron Hubbard’s study technology for teenagers opens the door to their future success by giving them advice on how to study and learn. Fully illustrated(插图)for easy comprehension.

Learning How to Learn(Hard cover):＄24.99

The basics of effective study for 8 to 12-year-olds, fully illustrated. Children who read and apply the materials in this book can regain the liking for study. Get this book for a child you want to see win at his studies!

How to Use a Dictionary Picture Book for Children(Hard cover):＄34.90

In spite of billions of dollars spent on “educational research”, children are not taught the most basic skills of learning: how to use a dictionary. Written for children 8 to 12 years old, this fully illustrated book will teach your children:

*How to find words in a dictionary.

*The different ways that words are used.

*How to use a dictionary to correctly pronounce words.

At last, you’ll just pay 50% for these books before January 1,2015.

1.To whom are the four books most probably helpful?

A. Teachers B. Children C. Adults D. Parents

2.If you want to improve your ability to study, you’ll probably choose___________.

A. Basic Study Manual

B. Study Skills for Life

C. Learning How to Learn

D. How to Use a Dictionary Picture Book for Children

3.If you buy all the fully illustrated books before January,1,2015, you will pay about_________.

A. $91.88 B.$129.38 C.$46 D.$156.98

4. This passage aims to_____________ .

A. introduce new books to readers

B. guide readers to choose books

C. encourage people to buy the books

D. contribute these books to those who are interested in them

You wake up in the morning, the day is beautiful and the plans for the day are what you have been looking forward to for a long time. Then the telephone rings, you say hello, and the play starts. The person on the other end has a sad tone in his voice as he starts to tell you how terrible his morning is and that there is nothing to look forward to. Yon are still in a wonderful mood(心情)? Impossible!

Communicating with negative people can wash out your happiness. It may not change what you think, but communicating long enough with them will make you feel unhappy for a moment or a long time.

Life brings ups and downs, but some people are trapped in the wrong idea that life has no happiness to offer. They only feel glad when they make others feel bad. It is not strange that they can hardly win others’ pity or respect.

When you communicate with happy people，you will stay happy. When the knife of a negative person is put in you, you feel the heavy feeling that, all in all, brings you down.

Sometimes we have no choice but to communicate with negative people. This could be a co-worker, or relative. In this situation, say what needs to be said as little as possible. Sometimes it feels good to let out your anger back to the negative person，but all this cannot reduce your bad feelings and they won’t feel ashamed(羞愧) of themselves about that.

Unhappiness often influences happiness without even being realized. The depressing(令人沮丧的) words of another at the start of the day can be with you throughout the rest of your day，which makes you feel bad and steals your happiness. Life is too short to feel unhappy.

1.The purpose of the first paragraph is to _____________.

A. make a comparison(比较) B. offer an evidence(证据)

C. introduce a topic D. describe a daily scene

2.How can negative people have an effect on us?

A. By influencing our feelings.

B. By telling people the nature of life.

C. By changing our way of thinking.

D. By comparing their attitude to life with ours.

3.Some negative people base their happiness on ____________.

A. other people’s pity for them B. making other people unhappy

C. holding an active attitude D. other people’s respect for them

4.According to the passage, to reduce negative people's effect on us, we are advised _________.

A. to change negative people’s attitude to life

B. to show our dislike to negative people

C. to make negative people feel ashamed of themselves

D. to communicate with negative people as little as possible

根据所给提示，在空白处填上合适的单词，使句子完整。(每小题1分，共10分)

1.However serious a problem you may have, you should have courage to face the _________(挑战).

2.The successful launch of Tiangong-1 showed the world our determination to_____________(探索) and use space peacefully.

3.Art books are ________(昂贵的) to produce, especially if they have color pictures.

4.In order to protect animals, he raised a lot of money to p (促进) research on them.

5.Many workers were on the march, _________（抗议）against the noise and dust of their workplace.

6.There are six people in my family and we each have our own __________（生活方式）.

7.Tom had a terrible accident yesterday. F ,he was not seriously injured.

8.He is a true v who has spent much of his life helping those who are homeless without pay.

9.In c places like airports or railway stations, you must take care of your luggage.

10.He is very kind and g to everybody with money.

假如你是Amy，请你给你的网友Joan发一封电子邮件告诉她你在老师的帮助下学习英语的一些变化和取得的进步。

1. 过去：认为学英语就是背语法规则和英语单词；不喜欢读英语，更不愿意和同学练习对话。

2. 现在：意识到英语是说出来的，开始喜欢讲英语并和同学用英语交流；经常上网阅读一些新的英语文章并查阅一些英语资料，对英语越学越感兴趣并且取得了很大的进步。

注意：1、词数100左右； 2、开头已给出，不记入总词数。

Dear Joan,

I’m glad to send you an e-mail to tell you that I’m getting more and more interested in English.

_____________________________________________________________________________

_____________________________________________________________________________

_____________________________________________________________________________

_____________________________________________________________________________

_____________________________________________________________________________

_____________________________________________________________________________

Yours sincerely,

Amy

______ they reached Oxford, they stopped the car on top of the hill.

A. A mile or so before B. Before a mile or so when

C. For a mile or so after D. Further than a mile or so

He would have paid _____ for his fridge had the salesman insisted, because he really needed it.

A. as much twice B. twice as much

C. as twice D. two times

George would certainly have attended the meetings, _____.

A. has he not had a flat tyre

B. if he hadn’t a flat tyre

C. had he not had a flat tyre

D. if he hasn’t had a flat tyre

If _____ for an explanation for an advanced camera, I would certainly find it difficult.

A. to be asked B. being asked C. asking D. asked

Do you understand the theory ______?

A. that how the living things came into being

B. that how did the living things come into being

C. of how the living things came into being

D. of how the living things come into being